Food & Restaurants · lender intelligence
How to finance a Biggby Coffee in Florida
The SBA 7(a) lenders funding the most Biggby Coffee deals in Florida, from public loan records — typical Biggby Coffee loan about $324K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Biggby Coffee in Florida
$325K
Typical loan
range $207K–$455K
$361K
Est. purchase price
≈ loan ÷ 90%
$48,299
Cash to close
$36,111 down + fees
$4,477/mo
Typical payment
~11% · 10yr
$61,783/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
21 days
Typical time to fund
3
Lenders competing
more = leverage
8.6%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Biggby Coffee in Florida
Ranked by funded Biggby Coffee loans in Florida. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.2,539 loans · $965M · Columbus, OHFull record →
- 2.2 loans · $3M · Lansing, MIFull record →
- 3.318 loans · $229M · Osage Beach, MOFull record →
12+ funded Biggby Coffee in Florida deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Ormond Beach Coffee Company Inc. in Deltona, FL — $207K (2025) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $155K (75%)
- Approval → funding
- 56 days
- Approved
- 2/21/2025
- First disbursed
- 4/18/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 16
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Ormond Beach Coffee Company Inc. in Deltona, FL — $25K (2025) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $13K (50%)
- Approved
- 2/21/2025
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 16
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Perk Me Up, LLC in Lakeland, FL — $657K (2024) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.99% fixed
- Term
- 264 mo (22 yrs)
- SBA guaranteed
- $492K (75%)
- Approved
- 11/1/2023
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 14
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Perk Me Up, LLC in Lakeland, FL — $50K (2024) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $25K (50%)
- Approved
- 11/1/2023
- Loan status
- Cancelled
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 14
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Cowford Coffee Corporation in Jacksonville, FL — $690K (2023) · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% variable
- Term
- 126 months
- SBA guaranteed
- $518K (75%)
- Approval → funding
- 14 days
- Approved
- 5/5/2023
- First disbursed
- 5/19/2023
- Loan status
- Delinquent
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 24
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
- APEX INVESTMENT HOLDINGS INC in Ocala, FL — $260K (2023) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $195K (75%)
- Approval → funding
- 21 days
- Approved
- 7/28/2023
- First disbursed
- 8/18/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 20
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- APEX INVESTMENT HOLDINGS INC in Ocala, FL — $25K (2023) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $13K (50%)
- Approval → funding
- 10 days
- Approved
- 7/28/2023
- First disbursed
- 8/7/2023
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 20
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- The Wyse Advantage Group, LLC in Clearwater, FL — $455K (2022) · Capitol National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6.25% variable
- Term
- 132 mo (11 yrs)
- SBA guaranteed
- $341K (75%)
- Approved
- 5/11/2022
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 30
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Capitol National Bank · Lender record →
Your business? Claim this record · Request removal
- The Wyse Advantage Group, LLC in Clearwater, FL — $350K (2022) · Capitol National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6.75% fixed
- Term
- 132 mo (11 yrs)
- SBA guaranteed
- $263K (75%)
- Approved
- 6/13/2022
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 16
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Capitol National Bank · Lender record →
Your business? Claim this record · Request removal
- The Wyse Advantage Group, LLC in Clearwater, FL — $350K (2022) · Capitol National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 7.5% variable
- Term
- 132 mo (11 yrs)
- SBA guaranteed
- $263K (75%)
- Approval → funding
- 40 days
- Approved
- 7/20/2022
- First disbursed
- 8/29/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 16
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Capitol National Bank · Lender record →
Your business? Claim this record · Request removal
- Wyse Advantage Group LLC in Clearwater, FL — $325K (2022) · Capitol National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $244K (75%)
- Approved
- 3/10/2022
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 30
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Capitol National Bank · Lender record →
Your business? Claim this record · Request removal
- The Wyse Advantage Group, LLC in Clearwater, FL — $325K (2022) · Capitol National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $244K (75%)
- Approved
- 3/24/2022
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 30
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Capitol National Bank · Lender record →
Your business? Claim this record · Request removal
Buying a Biggby Coffee in Florida? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
Free · No documents · Usually same-day
Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded Biggby Coffee loans with a Florida project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Biggby Coffee purchase in Florida with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Florida deals. The Huntington National Bank funds the most here. CapBench is not a lender.
- $324K typical Biggby Coffee loan
- 3 lenders active in Florida
- 12+ funded Florida deals
- 21 days typical to fund
Buyers buying a Biggby Coffee in Florida typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-19.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.