Food & Restaurants · lender intelligence
How to finance a Biggby Coffee in Illinois
The SBA 7(a) lenders funding the most Biggby Coffee deals in Illinois, from public loan records — typical Biggby Coffee loan about $324K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Biggby Coffee in Illinois
$465K
Typical loan
range $125K–$515K
$517K
Est. purchase price
≈ loan ÷ 90%
$69,105
Cash to close
$51,667 down + fees
$6,017/mo
Typical payment
~9.5% · 10yr
$83,035/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
33 days
Typical time to fund
5
Lenders competing
more = leverage
9.94%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Biggby Coffee in Illinois
Ranked by funded Biggby Coffee loans in Illinois. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.2,539 loans · $965M · Columbus, OHFull record →
- 2.318 loans · $229M · Osage Beach, MOFull record →
- 3.2 loans · $3M · Lansing, MIFull record →
- 4.242 loans · $281M · Chicago, ILFull record →
- 5.26 loans · $42M · Chicago, ILFull record →
12+ funded Biggby Coffee in Illinois deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Biggby Coffee in Des Plaines, IL — $732K (2025) · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 11% variable
- Term
- 216 mo (18 yrs)
- SBA guaranteed
- $549K (75%)
- Approval → funding
- 161 days
- Approved
- 11/20/2024
- First disbursed
- 4/30/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 27
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
- BIGGBY COFFEE #1189 in East Dundee, IL — $515K (2025) · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 129 months
- SBA guaranteed
- $386K (75%)
- Approval → funding
- 24 days
- Approved
- 11/22/2024
- First disbursed
- 12/16/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 16
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
- NRG ENTERPRISES LLC in Itasca, IL — $507K (2025) · FWBank
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 126 months
- SBA guaranteed
- $380K (75%)
- Approval → funding
- 62 days
- Approved
- 2/11/2025
- First disbursed
- 4/14/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 25
- Business age
- New Business or 2 years or less
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by FWBank · Lender record →
Your business? Claim this record · Request removal
- TRILOKNATH LLC in Shorewood, IL — $473K (2025) · Byline Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $355K (75%)
- Approval → funding
- 35 days
- Approved
- 3/26/2025
- First disbursed
- 4/30/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 7
- Business age
- New Business or 2 years or less
- Industry
- Limited-Service Restaurants
Funded by Byline Bank · Lender record →
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- Biggby Coffee Store #1151 in Palos Heights, IL — $414K (2025) · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% variable
- Term
- 132 mo (11 yrs)
- SBA guaranteed
- $310K (75%)
- Approval → funding
- 33 days
- Approved
- 11/13/2024
- First disbursed
- 12/16/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 9
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by First Bank of the Lake · Lender record →
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- Junbee LLC in Midlothian, IL — $780K (2024) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.99% fixed
- Term
- 312 mo (26 yrs)
- SBA guaranteed
- $585K (75%)
- Approval → funding
- 15 days
- Approved
- 12/21/2023
- First disbursed
- 1/5/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 32
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- BIGGBY COFFEE STORE #1054 in Mchenry, IL — $465K (2024) · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% variable
- Term
- 126 months
- SBA guaranteed
- $349K (75%)
- Approval → funding
- 23 days
- Approved
- 7/22/2024
- First disbursed
- 8/14/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 34
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
- Elena's Coffee LLC in Palos Heights, IL — $125K (2024) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $106K (85%)
- Approved
- 4/5/2024
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Elena's Coffee LLC in Palos Heights, IL — $25K (2024) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $13K (50%)
- Approved
- 4/5/2024
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Vega Brew LLC in Midlothian, IL — $25K (2024) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $13K (50%)
- Approval → funding
- 727 days
- Approved
- 12/21/2023
- First disbursed
- 12/17/2025
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 32
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- AJIFEM CAFE, LLC in Orland Park, IL — $25K (2023) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10.25% variable
- Term
- 93 months
- SBA guaranteed
- $13K (50%)
- Approval → funding
- 8 days
- Approved
- 2/27/2023
- First disbursed
- 3/7/2023
- Loan status
- Failed — $24K charged off (7/1/2025)
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- New Business or 2 years or less
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Modern Brew, LLC in Saint Charles, IL — $230K (2021) · Capitol National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $172K (75%)
- Approved
- 12/31/2020
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 39
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Capitol National Bank · Lender record →
Your business? Claim this record · Request removal
Buying a Biggby Coffee in Illinois? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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CapBench analysis of public SBA 7(a) lending records; ranked by funded Biggby Coffee loans with a Illinois project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Biggby Coffee purchase in Illinois with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Illinois deals. The Huntington National Bank funds the most here. CapBench is not a lender.
- $324K typical Biggby Coffee loan
- 5 lenders active in Illinois
- 12+ funded Illinois deals
- 33 days typical to fund
Buyers buying a Biggby Coffee in Illinois typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-22.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.