SBA lending record
Beans 16:3, LLC
16 MARTHA LAYNE COLLINS BLVD, Cold Spring, KY 41076 · Snack and Nonalcoholic Beverage Bars. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.
$425K
Total SBA financing
1
Loan on record
FY2023
On record
23
Jobs supported
Franchise brand
Biggby Coffee
See Biggby Coffee's SBA financing data — typical deal, failure rate, and how its loans perform →
● business — business location is the ZIP-area centroid from the public record
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The loan
$425,000 — FY2023
- Gross approval
- $425,000
- SBA guaranteed
- $212,500 (50%)
- Status
- Current
- Rate at approval
- 7.25% f
- Term
- 90 mo (8 yr)
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Loan type
- Term loan
- Purpose
- Other / working capital
- Approved
- 1/13/2023
- First disbursement
- 2/16/2023
- Days to fund
- 34 days
- Collateral
- Required
- Jobs supported
- 23
- Business type
- Corporation
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
- NAICS code
- 722515
- Franchise
- Biggby Coffee
- Franchise code
- S0218
- Lender
- First Commonwealth Bank
- Address
- 16 MARTHA LAYNE COLLINS BLVD
- City
- Cold Spring, 41076
- County
- Campbell
- SBA district office
- KENTUCKY DISTRICT OFFICE
- Congressional district
- 4
The lender
First Commonwealth Bank
1 loan to this businessFull SBA lending record + branches on the lender page →Find SBA lenders for businesses like this
The banks most active funding snack and nonalcoholic beverage bars — by location, industry, and brand.
Other Biggby Coffee locations
Other Biggby Coffee businesses in the public SBA record — closest first, by location and deal size.
WOO & MOO, LLC
Florence, KY· ~10 mi
Biggby Coffee
- $375K
- SBA financing
- ≈ $735K–$1.2M
- Est. revenue (rough)
LOU BREW LLC
Cincinnati, OH· ~10 mi
Biggby Coffee
- $400K
- SBA financing
- ≈ $784K–$1.3M
- Est. revenue (rough)
WAKE ME COFFEE DELHI LLC
Cincinnati, OH· ~10 mi
Biggby Coffee
- $356K
- SBA financing
- ≈ $699K–$1.2M
- Est. revenue (rough)
WW BEANS LLC
Cincinnati, OH· ~12 mi
Biggby Coffee
- $410K
- SBA financing
- ≈ $804K–$1.3M
- Est. revenue (rough)
BEARCAT BREWS LLC
Cincinnati, OH· ~11 mi
Biggby Coffee
- $485K
- SBA financing
- ≈ $951K–$1.6M
- Est. revenue (rough)
BIGG ALEX LLC
Alexandria, KY· ~8 mi
Biggby Coffee
- $320K
- SBA financing
- ≈ $627K–$1.0M
- Est. revenue (rough)
Similar businesses
Comparable snack and nonalcoholic beverage bars in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.
DG Legacy LLC
Ft Mitchell, KY· ~4 mi
Smoothie King
- $350K
- SBA financing
- ≈ $686K–$1.1M
- Est. revenue (rough)
VITAL VENTURES, LLC
Independence, KY· ~8 mi
Better Blend
- $449K
- SBA financing
- ≈ $880K–$1.5M
- Est. revenue (rough)
WWBBQSauce LLC
Cincinnati, OH· ~13 mi
Snack and Nonalcoholic Beverage Bars
- $432K
- SBA financing
- ≈ $847K–$1.4M
- Est. revenue (rough)
Bigg Cup Coffee, LLC
Cincinnati, OH· ~11 mi
Biggby Coffee
- $374K
- SBA financing
- ≈ $733K–$1.2M
- Est. revenue (rough)
HBG Coffee, LLC
Cincinnati, OH· ~10 mi
Snack and Nonalcoholic Beverage Bars
- $304K
- SBA financing
- ≈ $596K–$993K
- Est. revenue (rough)
Webster Williams LLC
Independence, KY· ~8 mi
Biggby Coffee
- $580K
- SBA financing
- ≈ $1.1M–$1.9M
- Est. revenue (rough)
Agent summary
This page summarizes the public SBA 7(a) lending record for Beans 16:3, LLC in Cold Spring, KY (Snack and Nonalcoholic Beverage Bars). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.
- 1 SBA 7(a) loan totaling $425K
- On record FY2023
- 23 jobs supported
- Industry: Snack and Nonalcoholic Beverage Bars
- Location: Cold Spring, KY
- Lender: First Commonwealth Bank
Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Snack and Nonalcoholic Beverage Bars businesses in KY for ~$425k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.
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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with Beans 16:3, LLC.