SBA lending record

Webster Williams LLC

3950 Turkeyfoot Rd, Independence, KY 41051 · Snack and Nonalcoholic Beverage Bars. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$580K

Total SBA financing

Loans on record

FY2020–23

On record

Jobs supported

Franchise brand

Biggby Coffee

See Biggby Coffee's SBA financing data — typical deal, failure rate, and how its loans perform →

● business — business location is the ZIP-area centroid from the public record

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All 3 loans

$355,000 — FY2023

Loan 1 of 3

Gross approval: $355,000
SBA guaranteed: $177,500 (50%)
Status: Current
Rate at approval: 6.875% f
Term: 90 mo (8 yr)
Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Loan type: Term loan
Purpose: Other / working capital
Approved: 10/31/2022
First disbursement: 10/31/2022
Days to fund: 0 days
Collateral: Required
Jobs supported: 36
Business type: Corporation
Business age: Existing or more than 2 years old
Industry: Limited-Service Restaurants
NAICS code: 722513
Franchise: Biggby Coffee
Franchise code: S0218
Lender: First Commonwealth Bank
Address: 1811 Monmouth St
City: Newport, 41071
County: Campbell
SBA district office: KENTUCKY DISTRICT OFFICE
Congressional district: 4

$25,000 — FY2023

Loan 2 of 3

Gross approval: $25,000
SBA guaranteed: $12,500 (50%)
Status: Current
Rate at approval: 12.4% v
Term: 120 mo (10 yr)
Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Loan type: Term loan
Purpose: Other / working capital
Approved: 9/28/2023
First disbursement: 10/3/2023
Days to fund: 5 days
Collateral: None
Jobs supported: 42
Business type: Corporation
Business age: Existing or more than 2 years old
Industry: Snack and Nonalcoholic Beverage Bars
NAICS code: 722515
Franchise: Biggby Coffee
Franchise code: S0218
Lender: PNC Bank, National Association
Address: 1811 MONMOUTH ST
City: Newport, 41071
County: Campbell
SBA district office: KENTUCKY DISTRICT OFFICE
Congressional district: 4

$200,000 — FY2020

Loan 3 of 3

Gross approval: $200,000
SBA guaranteed: $100,000 (50%)
Status: Current
Rate at approval: 5.5% f
Term: 94 mo (8 yr)
Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Loan type: Term loan
Purpose: Other / working capital
Approved: 5/11/2020
First disbursement: 6/30/2020
Days to fund: 50 days
Collateral: Required
Jobs supported: 20
Business type: Corporation
Business age: Startup, Loan Funds will Open Business
Industry: Snack and Nonalcoholic Beverage Bars
NAICS code: 722515
Franchise: Biggby Coffee
Franchise code: S0218
Lender: First Commonwealth Bank
Address: 3950 Turkeyfoot Rd
City: Independence, 41051
County: Kenton
SBA district office: KENTUCKY DISTRICT OFFICE
Congressional district: 4

The lenders

First Commonwealth Bank

2 loans to this businessFull SBA lending record + branches on the lender page →

PNC Bank, National Association

1 loan to this businessFull SBA lending record + branches on the lender page →

Find SBA lenders for businesses like this

The banks most active funding snack and nonalcoholic beverage bars — by location, industry, and brand.

SBA lenders in Kentucky Lenders for snack and nonalcoholic beverage bars Snack and Nonalcoholic Beverage Bars lenders in Kentucky Biggby Coffee lenders Biggby Coffee lenders in Kentucky

Other Biggby Coffee locations

Other Biggby Coffee businesses in the public SBA record — closest first, by location and deal size.

WOO & MOO, LLC

Florence, KY· ~4 mi

Biggby Coffee

$375K
SBA financing: ≈ $735K–$1.2M
Est. revenue (rough)

View record

Beans 16:3, LLC

Cold Spring, KY· ~8 mi

Biggby Coffee

$425K
SBA financing: ≈ $833K–$1.4M
Est. revenue (rough)

View record

LOU BREW LLC

Cincinnati, OH· ~12 mi

Biggby Coffee

$400K
SBA financing: ≈ $784K–$1.3M
Est. revenue (rough)

View record

WAKE ME COFFEE DELHI LLC

Cincinnati, OH· ~12 mi

Biggby Coffee

$356K
SBA financing: ≈ $699K–$1.2M
Est. revenue (rough)

View record

BIGG ALEX LLC

Alexandria, KY· ~8 mi

Biggby Coffee

$320K
SBA financing: ≈ $627K–$1.0M
Est. revenue (rough)

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WW BEANS LLC

Cincinnati, OH· ~15 mi

Biggby Coffee

$410K
SBA financing: ≈ $804K–$1.3M
Est. revenue (rough)

View record

Similar businesses

Comparable snack and nonalcoholic beverage bars in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.

VITAL VENTURES, LLC

Independence, KY· ~1 mi

Better Blend

$449K
SBA financing: ≈ $880K–$1.5M
Est. revenue (rough)

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DG Legacy LLC

Ft Mitchell, KY· ~7 mi

Smoothie King

$350K
SBA financing: ≈ $686K–$1.1M
Est. revenue (rough)

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BAKING 4 TWO LLC

Florence, KY· ~7 mi

Nothing Bundt Cakes

$1.0M
SBA financing: ≈ $2.0M–$3.3M
Est. revenue (rough)

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Columbia May LLC

Cincinnati, OH· ~24 mi

Rita's Ice-Custard-Happiness

$548K
SBA financing: ≈ $1.1M–$1.8M
Est. revenue (rough)

View record

HAPPY FLOUR SWEETS LLC

North Bend, OH· ~19 mi

Snack and Nonalcoholic Beverage Bars

$435K
SBA financing: ≈ $854K–$1.4M
Est. revenue (rough)

View record

Smoothie Dayz LLC

Springdale, OH· ~25 mi

Smoothie King

$653K
SBA financing: ≈ $1.3M–$2.1M
Est. revenue (rough)

View record

Agent summary

This page summarizes the public SBA 7(a) lending record for Webster Williams LLC in Independence, KY (Snack and Nonalcoholic Beverage Bars). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

3 SBA 7(a) loans totaling $580K
On record FY2020–23
98 jobs supported
Industry: Snack and Nonalcoholic Beverage Bars
Location: Independence, KY
Lenders: First Commonwealth Bank, PNC Bank, National Association

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Snack and Nonalcoholic Beverage Bars businesses in KY for ~$193k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/businesses/webster-williams-llc-ky
API:: https://www.capbench.com/api/public/businesses/webster-williams-llc-ky
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.

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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with Webster Williams LLC.