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How to finance a PuroClean in California

State:

Colorado (5)Florida (12)Georgia (5)Illinois (3)Indiana (4)Kansas (2)Louisiana (1)Maine (1)Maryland (1)Massachusetts (3)Michigan (3)Minnesota (3)

The SBA 7(a) lenders funding the most PuroClean deals in California, from public loan records — typical PuroClean loan about $169K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance PuroClean in California

$150K

Typical loan

range $150K–$300K

$167K

Est. purchase price

≈ loan ÷ 90%

$21,467

Cash to close

$16,667 down + fees

$2,196/mo

Typical payment

~12.5% · 10yr

$30,305/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

23 days

Typical time to fund

Lenders competing

more = leverage

8.21%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with PuroClean in California

Ranked by funded PuroClean loans in California. Tap a lender for its full record, or hit Get in touch for an introduction.

1.575 loans · $220M · De Graff, OHFull record →
2.97 loans · $96M · Raleigh, NCFull record →
3.4 loans · $1M · Sacramento, CAFull record →
4.291 loans · $320M · Laguna Hills, CAFull record →
5.318 loans · $229M · Osage Beach, MOFull record →
6.154 loans · $26M · San Diego, CAFull record →
7.52 loans · $50M · Rockville, MDFull record →

14+ funded PuroClean in California deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

PuroClean of Northeast Sacramento in Roseville, CA — $544K (2025) · Harvest Small Business Finance, LLC
Program
Preferred Lenders Program
Rate at approval
9.75% variable
Term
300 mo (25 yrs)
SBA guaranteed
$408K (75%)
Approval → funding
12 days
Approved
3/19/2025
First disbursed
3/31/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
3
Business age
Existing or more than 2 years old
Industry
All Other Specialty Trade Contractors
Funded by Harvest Small Business Finance, LLC · Lender record →
Your business? Claim this record · Request removal
PuroClean of Rocklin in Roseville, CA — $295K (2025) · First Bank of the Lake
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$221K (75%)
Approval → funding
14 days
Approved
6/18/2025
First disbursed
7/2/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Startup, Loan Funds will Open Business
Industry
Remediation Services
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
ServicePro Restoration LLC in San Diego, CA — $555K (2023) · purchase · First-Citizens Bank & Trust Company
Program
7a General
Rate at approval
8.75% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$416K (75%)
Approved
7/6/2023
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Change of Ownership
Industry
Residential Remodelers
If you were the buyer here
Est. deal size
$617K
Est. down payment (10%)
$62K
Est. cash at closing
$82K
Monthly payment
$6,956
Annual debt service
$83K
Cash flow needed (1.25×)
$104K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First-Citizens Bank & Trust Company · Lender record →
Your business? Claim this record · Request removal
Petra SA Services in Rancho Cordova, CA — $300K (2023) · United Midwest Savings Bank National Association
Program
Preferred Lenders Program
Rate at approval
11.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$225K (75%)
Approval → funding
25 days
Approved
8/13/2023
First disbursed
9/7/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
4
Business age
Startup, Loan Funds will Open Business
Industry
Remediation Services
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
Born Active LLC in Los Angeles, CA — $150K (2023) · Capital Bank, National Association
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
11% variable
Term
60 mo (5 yrs)
SBA guaranteed
$75K (50%)
Approval → funding
23 days
Approved
6/6/2023
First disbursed
6/29/2023
Loan status
In liquidation
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
New Business or 2 years or less
Industry
Remediation Services
Funded by Capital Bank, National Association · Lender record →
Your business? Claim this record · Request removal
Puroclean Home Rescue, Inc. in Rancho Cordova, CA — $105K (2023) · First U.S. Community CU
Program
7a General
Rate at approval
9% variable
Term
120 mo (10 yrs)
SBA guaranteed
$89K (85%)
Approval → funding
26 days
Approved
3/10/2023
First disbursed
4/5/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
14
Business age
Existing or more than 2 years old
Industry
Remediation Services
Funded by First U.S. Community CU · Lender record →
Your business? Claim this record · Request removal
ServicePro Restoration LLC in San Diego, CA — $50K (2023) · purchase · First-Citizens Bank & Trust Company
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$25K (50%)
Approved
7/13/2023
Loan status
Cancelled
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Change of Ownership
Industry
Residential Remodelers
If you were the buyer here
Est. deal size
$56K
Est. down payment (10%)
$6K
Est. cash at closing
$7K
Monthly payment
$668
Annual debt service
$8K
Cash flow needed (1.25×)
$10K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First-Citizens Bank & Trust Company · Lender record →
Your business? Claim this record · Request removal
RJR Restoration LLC in Carson, CA — $243K (2022) · CDC Small Business Finance Corp.
Program
Community Advantage Initiative
Subprogram
Community Advantage Initiative
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$182K (75%)
Approval → funding
23 days
Approved
8/16/2022
First disbursed
9/8/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
1
Business age
Startup, Loan Funds will Open Business
Industry
Remediation Services
Funded by CDC Small Business Finance Corp. · Lender record →
Your business? Claim this record · Request removal
Exclusive Restoration and Construction, Inc. in Spring Valley, CA — $150K (2021) · United Midwest Savings Bank National Association
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$135K (90%)
Approval → funding
21 days
Approved
1/11/2021
First disbursed
2/1/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
6
Business age
Startup, Loan Funds will Open Business
Industry
Remediation Services
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
Adept Restoration Inc. in Valley Glen, CA — $150K (2021) · United Midwest Savings Bank National Association
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$135K (90%)
Approval → funding
5 days
Approved
3/26/2021
First disbursed
3/31/2021
Loan status
Paid in full (4/30/2023)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
4
Business age
Startup, Loan Funds will Open Business
Industry
Remediation Services
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
Brancaster Investments LLC dba Puroclean of South Redlands in Beaumont, CA — $150K (2021) · United Midwest Savings Bank National Association
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
103 months
SBA guaranteed
$135K (90%)
Approval → funding
14 days
Approved
4/16/2021
First disbursed
4/30/2021
Loan status
Failed — $140K charged off (2/6/2023)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
5
Business age
Startup, Loan Funds will Open Business
Industry
Remediation Services
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
Mohammad Elzarou in Chatsworth, CA — $847K (2020) · U.S. Bank, National Association
Program
Preferred Lenders Program
Rate at approval
3.65% fixed
Term
300 mo (25 yrs)
SBA guaranteed
$635K (75%)
Approval → funding
12 days
Approved
3/19/2020
First disbursed
3/31/2020
Loan status
Paid in full (5/31/2022)
Loan type
Term loan
Collateral
Required
Business type
Individual
Business age
Existing or more than 2 years old
Industry
Carpet and Upholstery Cleaning Services
Funded by U.S. Bank, National Association · Lender record →
Your business? Claim this record · Request removal
CALIFORNIA WATER DAMAGE CO. in Northridge, CA — $150K (2020) · United Midwest Savings Bank National Association
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$128K (85%)
Approval → funding
99 days
Approved
4/23/2020
First disbursed
7/31/2020
Loan status
Paid in full (9/30/2022)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
4
Business age
Startup, Loan Funds will Open Business
Industry
Remediation Services
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
SHAMOONY CONSTRUCTION LLC LLC in Simi Valley, CA — $150K (2020) · United Midwest Savings Bank National Association
Program
Preferred Lenders Program
Rate at approval
7.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$128K (85%)
Approval → funding
43 days
Approved
11/18/2019
First disbursed
12/31/2019
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
4
Business age
Startup, Loan Funds will Open Business
Industry
Remediation Services
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal

Buying a PuroClean in California? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded PuroClean loans with a California project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a PuroClean purchase in California with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded California deals. United Midwest Savings Bank National Association funds the most here. CapBench is not a lender.

$169K typical PuroClean loan
8 lenders active in California
14+ funded California deals
23 days typical to fund

Buyers buying a PuroClean in California typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All PuroClean lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/puroclean/california
API:: https://www.capbench.com/api/public/lenders?franchise=puroclean&state=CA
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.