Health & Medical · lender intelligence
How to finance a Primrose Schools
The SBA 7(a) lenders funding the most Primrose Schools deals, ranked from public loan records — typical Primrose Schools loan about $930K, 0% failure rate across 183 loans. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance Primrose Schools
$930K
Typical loan
range $350K–$3.96M
$1.03M
Est. purchase price
≈ loan ÷ 90%
$141,620
Cash to close
$103,278 down + fees
$12,028/mo
Typical payment
~9.5% · 10yr
$165,986/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
100.0%
Still performing
0% default · FY20–23
27 days
Typical time to fund
35
Lenders competing
more = leverage
6.37%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Primrose Schools
Ranked by funded Primrose Schools loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.1,296 loans · $1.4B · Wilmington, NCFull record →
- 2.16 loans · $21M · Las Vegas, NVFull record →
- 3.72 loans · $30M · Oconomowoc, WIFull record →
- 4.78 loans · $53M · Birmingham, ALFull record →
- 5.1,322 loans · $185M · Wilmington, DEFull record →
- 6.31 loans · $24M · Malvern, PAFull record →
- 7.1 loans · $1M · Lincoln, NEFull record →
- 8.62 loans · $34M · Winter Haven, FLFull record →
- 9.7 loans · $9M · Memphis, TNFull record →
- 10.128 loans · $40M · Wilmington, DEFull record →
- 11.16 loans · $18M · Chicago, ILFull record →
- 12.104 loans · $100M · Portsmouth, VAFull record →
- 13.38 loans · $26M · Richmond City, VAFull record →
- 14.26 loans · $42M · Chicago, ILFull record →
- 15.4 loans · $0M · Warsaw, INFull record →
- 16.5 loans · $16M · Humble, TXFull record →
- 17.66 loans · $68M · Milford, IAFull record →
- 18.47 loans · $39M · Greenville, PAFull record →
- 19.328 loans · $134M · Cleveland, OHFull record →
- 20.31 loans · $11M · Green Bay, WIFull record →
- 21.318 loans · $229M · Osage Beach, MOFull record →
- 22.51 loans · $52M · Fuquay Varina, NCFull record →
- 23.9 loans · $5M · Wausau, WIFull record →
- 24.8 loans · $6M · Tulsa, OKFull record →
- 25.34 loans · $57M · Charlotte, NCFull record →
183+ funded Primrose Schools deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- DDKR Iowa Colony Schools, LLC in Rosharon, TX — $5.0M (2026) · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 6.5% variable
- Term
- 312 mo (26 yrs)
- SBA guaranteed
- $3.8M (75%)
- Approval → funding
- 26 days
- Approved
- 12/4/2025
- First disbursed
- 12/30/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 44
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Child and Youth Services
Funded by Live Oak Banking Company · Lender record →
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- HSE Enterprises 2 LLC in Leander, TX — $5.0M (2026) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 7.1% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $3.8M (75%)
- Approval → funding
- 42 days
- Approved
- 1/12/2026
- First disbursed
- 2/23/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 72
- Business age
- Change of Ownership
- Industry
- Child and Youth Services
If you were the buyer here
- Est. deal size
- $5.6M
- Est. down payment (10%)
- $556K
- Est. cash at closing
- $769K
- Monthly payment
- $35,659
- Annual debt service
- $428K
- Cash flow needed (1.25×)
- $535K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- Shlok Education Services LLC in Germantown, MD — $5.0M (2026) · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 7.15% variable
- Term
- 129 months
- SBA guaranteed
- $3.8M (75%)
- Approved
- 2/20/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 50
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Child Care Services
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- PRS at Fall Creek Business LLC in Humble, TX — $5.0M (2026) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 7.1% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $3.8M (75%)
- Approved
- 2/20/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 36
- Business age
- Change of Ownership
- Industry
- Child Care Services
If you were the buyer here
- Est. deal size
- $5.6M
- Est. down payment (10%)
- $556K
- Est. cash at closing
- $769K
- Monthly payment
- $35,659
- Annual debt service
- $428K
- Cash flow needed (1.25×)
- $535K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- Kreative Learning OakPoint LLC in Frisco, TX — $5.0M (2026) · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 7.25% variable
- Term
- 312 mo (26 yrs)
- SBA guaranteed
- $3.8M (75%)
- Approved
- 2/23/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 37
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Child Care Services
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- Kota Childcare North West Raleigh, LLC in Raleigh, NC — $5.0M (2026) · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 7.15% variable
- Term
- 312 mo (26 yrs)
- SBA guaranteed
- $3.8M (75%)
- Approved
- 2/24/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 35
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Child Care Services
Funded by Live Oak Banking Company · Lender record →
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- PSD1 LLC in Deerfield, IL — $5.0M (2026) · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 7.25% variable
- Term
- 312 mo (26 yrs)
- SBA guaranteed
- $3.8M (75%)
- Approved
- 2/24/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 30
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Child Care Services
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- Young Lights Inc in Worcester, PA — $5.0M (2026) · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 7.15% variable
- Term
- 312 mo (26 yrs)
- SBA guaranteed
- $3.8M (75%)
- Approved
- 2/25/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 31
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Child Care Services
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- Patrick Tash Education Group Inc. in Broomfield, CO — $4.6M (2026) · Meadows Bank
- Program
- 7a General
- Rate at approval
- 7.75% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.3M (29%)
- Approved
- 3/31/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 40
- Business age
- Existing or more than 2 years old
- Industry
- Child Care Services
Funded by Meadows Bank · Lender record →
Your business? Claim this record · Request removal
- Primrose School of Collegeville in Collegeville, PA — $4.2M (2026) · United Community Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6.5% variable
- Term
- 302 months
- SBA guaranteed
- $3.1M (75%)
- Approval → funding
- 9 days
- Approved
- 12/9/2025
- First disbursed
- 12/18/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 17
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Child Care Services
Funded by United Community Bank · Lender record →
Your business? Claim this record · Request removal
- PNMC EDUCATIONAL CARE LLC in Fulshear, TX — $3.5M (2026) · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 6.25% variable
- Term
- 312 mo (26 yrs)
- SBA guaranteed
- $2.2M (64%)
- Approved
- 1/22/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 32
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Child Care Services
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- GRAPHIE LLC in Flower Mound, TX — $2.3M (2026) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 7.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.7M (75%)
- Approval → funding
- 30 days
- Approved
- 12/17/2025
- First disbursed
- 1/16/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 36
- Business age
- Change of Ownership
- Industry
- Child Care Services
If you were the buyer here
- Est. deal size
- $2.6M
- Est. down payment (10%)
- $256K
- Est. cash at closing
- $352K
- Monthly payment
- $27,301
- Annual debt service
- $328K
- Cash flow needed (1.25×)
- $410K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- Kidvest LLC in Westmont, IL — $854K (2026) · Bank of America, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 6.5% variable
- Term
- 138 months
- SBA guaranteed
- $640K (75%)
- Approval → funding
- 103 days
- Approved
- 11/14/2025
- First disbursed
- 2/25/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 40
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Child Care Services
Funded by Bank of America, National Association · Lender record →
Your business? Claim this record · Request removal
- Primrose of Eldersburg in Sykesville, MD — $838K (2026) · First National Bank of Pennsylvania
- Program
- Preferred Lenders Program
- Rate at approval
- 6.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $629K (75%)
- Approval → funding
- 28 days
- Approved
- 1/14/2026
- First disbursed
- 2/11/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 51
- Business age
- New Business or 2 years or less
- Industry
- Child Care Services
Funded by First National Bank of Pennsylvania · Lender record →
Your business? Claim this record · Request removal
- Visdum Inc in Lake Worth, FL — $560K (2026) · Regions Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6.99% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $420K (75%)
- Approved
- 11/17/2025
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Child Care Services
Funded by Regions Bank · Lender record →
Your business? Claim this record · Request removal
- BlueBella Group LLC in Mckinney, TX — $550K (2026) · Regions Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $413K (75%)
- Approved
- 3/6/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 1
- Business age
- New Business or 2 years or less
- Industry
- Child Care Services
Funded by Regions Bank · Lender record →
Your business? Claim this record · Request removal
- Axon V Childcare, LLC in Raleigh, NC — $358K (2026) · The Fidelity Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $269K (75%)
- Approved
- 12/8/2025
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 27
- Business age
- Existing or more than 2 years old
- Industry
- Child Care Services
Funded by The Fidelity Bank · Lender record →
Your business? Claim this record · Request removal
- Primrose School of Collegeville in Collegeville, PA — $275K (2026) · United Community Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 6.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $105K (38%)
- Approved
- 12/9/2025
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 17
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Child Care Services
Funded by United Community Bank · Lender record →
Your business? Claim this record · Request removal
- Duluth Park Academy LLC in Duluth, GA — $234K (2026) · purchase · Meadows Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 7.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $175K (75%)
- Approval → funding
- 13 days
- Approved
- 1/16/2026
- First disbursed
- 1/29/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 21
- Business age
- Change of Ownership
- Industry
- Child Care Services
If you were the buyer here
- Est. deal size
- $260K
- Est. down payment (10%)
- $26K
- Est. cash at closing
- $35K
- Monthly payment
- $2,807
- Annual debt service
- $34K
- Cash flow needed (1.25×)
- $42K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Meadows Bank · Lender record →
Your business? Claim this record · Request removal
- Evergrove Education Group Inc. in Middleton, WI — $150K (2026) · purchase · Bank Five Nine
- Program
- Preferred Lenders Program
- Rate at approval
- 8.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approved
- 2/19/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Change of Ownership
- Industry
- Child and Youth Services
If you were the buyer here
- Est. deal size
- $167K
- Est. down payment (10%)
- $17K
- Est. cash at closing
- $21K
- Monthly payment
- $1,840
- Annual debt service
- $22K
- Cash flow needed (1.25×)
- $28K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Bank Five Nine · Lender record →
Your business? Claim this record · Request removal
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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Primrose Schools businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Primrose Schools purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Live Oak Banking Company funds the most. CapBench is not a lender.
- $930K typical Primrose Schools loan
- 0% failure rate (FY20–23)
- 35 lenders fund the brand
- 27 days typical to fund
Buyers researching a Primrose Schools typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.