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How to finance a Primrose Schools in Florida

State:

The SBA 7(a) lenders funding the most Primrose Schools deals in Florida, from public loan records — typical Primrose Schools loan about $930K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance Primrose Schools in Florida

$2.44M

Typical loan

range $560K–$3.94M

$2.71M

Est. purchase price

≈ loan ÷ 90%

$373,775

Cash to close

$271,067 down + fees

$31,568/mo

Typical payment

~9.5% · 10yr

$435,638/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

13 days

Typical time to fund

Lenders competing

more = leverage

6.84%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Primrose Schools in Florida

Ranked by funded Primrose Schools loans in Florida. Tap a lender for its full record, or hit Get in touch for an introduction.

1.104 loans · $100M · Portsmouth, VAFull record →
2.1,296 loans · $1.4B · Wilmington, NCFull record →
3.78 loans · $53M · Birmingham, ALFull record →
4.62 loans · $34M · Winter Haven, FLFull record →
5.1 loans · $1M · Lincoln, NEFull record →

9+ funded Primrose Schools in Florida deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Visdum Inc in Lake Worth, FL — $560K (2026) · Regions Bank
Program
Preferred Lenders Program
Rate at approval
6.99% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$420K (75%)
Approved
11/17/2025
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Startup, Loan Funds will Open Business
Industry
Child Care Services
Funded by Regions Bank · Lender record →
Your business? Claim this record · Request removal
PSWC Operations, LLC in Wesley Chapel, FL — $485K (2025) · Regions Bank
Program
Preferred Lenders Program
Rate at approval
7.25% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$364K (75%)
Approval → funding
31 days
Approved
5/13/2025
First disbursed
6/13/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
80
Business age
Startup, Loan Funds will Open Business
Industry
Child Care Services
Funded by Regions Bank · Lender record →
Your business? Claim this record · Request removal
PSCC Early Care & Education LLC in Tampa, FL — $3.9M (2023) · purchase · TowneBank
Program
Preferred Lenders Program
Rate at approval
8.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$3.0M (75%)
Approval → funding
13 days
Approved
10/26/2022
First disbursed
11/8/2022
Loan status
Paid in full (6/30/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
34
Business age
Change of Ownership
Industry
Child Care Services
If you were the buyer here
Est. deal size
$4.4M
Est. down payment (10%)
$437K
Est. cash at closing
$605K
Monthly payment
$49,345
Annual debt service
$592K
Cash flow needed (1.25×)
$740K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by TowneBank · Lender record →
Your business? Claim this record · Request removal
PRIMROSE SCHOOL OF WINTER SPRINGS in Winter Springs, FL — $2.0M (2023) · purchase · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
9.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.5M (75%)
Approval → funding
2 days
Approved
12/18/2022
First disbursed
12/20/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
36
Business age
Change of Ownership
Industry
Child Care Services
If you were the buyer here
Est. deal size
$2.2M
Est. down payment (10%)
$222K
Est. cash at closing
$306K
Monthly payment
$25,607
Annual debt service
$307K
Cash flow needed (1.25×)
$384K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
PSCC Early Care & Education LLC in Tampa, FL — $50K (2023) · TowneBank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
8.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$25K (50%)
Approval → funding
13 days
Approved
10/26/2022
First disbursed
11/8/2022
Loan status
Paid in full (6/30/2025)
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
34
Business age
Existing or more than 2 years old
Industry
Child Care Services
Funded by TowneBank · Lender record →
Your business? Claim this record · Request removal
Eagle Rock Hunters Creek, LLC in Orlando, FL — $3.6M (2022) · Pinnacle Bank
Program
Preferred Lenders Program
Rate at approval
7.5% variable
Term
300 mo (25 yrs)
SBA guaranteed
$2.7M (75%)
Approval → funding
20 days
Approved
8/25/2022
First disbursed
9/14/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
19
Business age
Startup, Loan Funds will Open Business
Industry
Elementary and Secondary Schools
Funded by Pinnacle Bank · Lender record →
Your business? Claim this record · Request removal
SMART APPLES LEARNING CENTER, INC. in Longwood, FL — $4.6M (2021) · Wells Fargo Bank National Association
Program
Preferred Lenders Program
Rate at approval
4.6% fixed
Term
300 mo (25 yrs)
SBA guaranteed
$3.7M (82%)
Approval → funding
12 days
Approved
9/15/2021
First disbursed
9/27/2021
Loan status
Current
Loan type
Term loan
Collateral
Not required
Business type
Corporation
Jobs supported
2
Business age
Startup, Loan Funds will Open Business
Industry
Child Day Care Services
Funded by Wells Fargo Bank National Association · Lender record →
Your business? Claim this record · Request removal
RichmanFamily Enterprises, LLC in Port Saint Lucie, FL — $5.0M (2020) · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
4.5% fixed
Term
312 mo (26 yrs)
SBA guaranteed
$3.8M (75%)
Approval → funding
6 days
Approved
4/3/2020
First disbursed
4/9/2020
Loan status
Paid in full (5/31/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
25
Business age
Startup, Loan Funds will Open Business
Industry
Child Day Care Services
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Elsis Educators, LLC in Orlando, FL — $2.4M (2020) · SouthState Bank, National Association
Program
7a General
Rate at approval
4% variable
Term
300 mo (25 yrs)
SBA guaranteed
$1.8M (75%)
Approval → funding
2 days
Approved
9/23/2020
First disbursed
9/25/2020
Loan status
Paid in full (3/31/2023)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
1
Business age
Existing or more than 2 years old
Industry
Child Day Care Services
Funded by SouthState Bank, National Association · Lender record →
Your business? Claim this record · Request removal

Buying a Primrose Schools in Florida? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded Primrose Schools loans with a Florida project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Primrose Schools purchase in Florida with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Florida deals. TowneBank funds the most here. CapBench is not a lender.

$930K typical Primrose Schools loan
6 lenders active in Florida
9+ funded Florida deals
13 days typical to fund

Buyers buying a Primrose Schools in Florida typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All Primrose Schools lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/primrose-schools/florida
API:: https://www.capbench.com/api/public/lenders?franchise=primrose-schools
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.