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Lender record

Stellar Bank

The real lending record — every figure below is drawn from public SBA 7(a) loan records (FY2020–present): the loans Stellar Bank funded, the businesses, the branches, and its FDIC profile. HQ: 9 Greenway Plz, Houston, TX. 52 branches.

Stellar Bank banner

202

Recent deals (FY20+)

$723K

Typical deal

24 days

Approval → funding

4.3%

Failure rate (FY20–23)

Where Stellar Bank lends

Deals Stellar Bank funded — list all 202 as text

Deal profile

Most Stellar Bank deals land between $418K and $1.6M — that range covers half of everything they fund. Top industries and states:

Industries they fund most

  1. 1.Limited-Service Restaurants (30)
  2. 2.Full-Service Restaurants (19)
  3. 3.Child Care Services (6)
  4. 4.Drycleaning and Laundry Services (except Coin-Operated) (5)
  5. 5.Gasoline Stations with Convenience Stores (5)
  6. 6.Car Washes (5)
  7. 7.All Other Personal Services (4)
  8. 8.All Other Amusement and Recreation Industries (4)

Most active states

  1. 1.Texas (201 deals)
  2. 2.Oklahoma (1 deals)

Can Stellar Bank fund you? The bank behind the loans

Total assets

$10.9B

0.9% vs prior quarter

Deposits on hand

$9.0B

0.3% vs prior quarter

Loans outstanding

$7.5B

4% vs prior quarter

Net income (latest qtr)

$31.7M

  • SBA is a sideline here — this year's production is a rounding error against the loan book. Your deal competes with everything else they'd rather fund; a specialist bank will usually move faster. That makes Stellar Bank more SBA-focused than 28% of the banks on our record.
  • Deposits shrank last quarter — worth asking early how much new-loan appetite they have right now.
  • Return on assets of 1.17% — above the ~1% mark generally considered strong for a bank. How any of this translates to your rate is a question for the loan officer — pricing is set deal by deal.

FDIC call-report data, quarter ending 03/2026.

Recent deals

  • Safety Adjusters, Inc. in Beaumont, TX$1.7M (2026) · purchase · All Other Personal Services
  • Love Croissants Corporation in Houston, TX$746K (2026) · Retail Bakeries
  • Meridiana Donuts Pkwy LLC in Rosharon, TX$650K (2026) · Limited-Service Restaurants
  • SNRJ Premium Holdings LLC in Sealy, TX$250K (2026) · Full-Service Restaurants
  • American Millworks, LLC in New Caney, TX$5.0M (2025) · purchase · Custom Architectural Woodwork and Millwork Manufacturing
  • Morse Athletics LLC in Houston, TX$3.2M (2025) · purchase · Sports and Recreation Instruction
  • Recess River Oaks, LLC in Houston, TX$3.0M (2025) · All Other Amusement and Recreation Industries
  • Safety Adjusters, Inc. in Beaumont, TX$1.7M (2025) · purchase · All Other Personal Services
  • Industrial Flooring Services, LLC in Garland, TX$1.6M (2025) · Flooring Contractors
  • HMBY Holdings LLC in Houston, TX$1.4M (2025) · Automotive Body, Paint, and Interior Repair and Maintenance

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

One of these businesses yours? Claim your listing or request removal.

Failed deals

7 of Stellar Bank's loans on record were charged off — the lender gave up collecting, which usually means the business failed. Each links to its full record.

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Businesses Stellar Bank financed

196 businesses on record — the 60 largest by funding. Each links to its full SBA record.

Work at Stellar Bank?

Claim this profile to keep your record accurate, route buyer leads to your team, or sponsor your placement in the rankings.

CapBench analysis of public lending records, FY2020–present. Not affiliated with Stellar Bank.

Agent summary

This page summarizes Stellar Bank's public SBA 7(a) lending record — deal sizes, industries, geography, and FDIC profile — from CapBench SBA Intelligence. CapBench is not a lender and does not originate or approve loans.

  • 202 SBA 7(a) loans on record
  • $723K typical deal
  • 51 business-acquisition loans
  • HQ: 9 Greenway Plz, Houston, TX
  • FDIC total assets $10.9B
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-07-30.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.

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