Shipley Do-Nut, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S2538)
22 deals since 2020 · typical deal $646K
22
Deals since 2020
$646K
Typical deal
12
Deals since FY2025
—
Too few deals to score risk
What buyers pay for Shipley Do-Nut
Most Shipley Do-Nut deals financed between $486K and $810K. Above $810K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $8,448
- Down payment (10%)
- $72K
- Cash to close (all-in)
- $96K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$96K)
Experience
Recent financings
- Meridiana Donuts Pkwy LLC in Rosharon, TX — $650K (2026) · Stellar Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 7.5% variable
- Term
- 132 mo (11 yrs)
- SBA guaranteed
- $488K (75%)
- Approval → funding
- 14 days
- Approved
- 1/8/2026
- First disbursed
- 1/22/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Stellar Bank · Lender record →
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- Shipley Do-Nuts of North Carolina in Concord, NC — $1.6M (2025) · United Community Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.25% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.2M (75%)
- Approval → funding
- 6 days
- Approved
- 4/15/2025
- First disbursed
- 4/21/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 32
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by United Community Bank · Lender record →
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- Morrow Enterprises, LLC in Albany, GA — $980K (2025) · ConnectOne Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 123 months
- SBA guaranteed
- $735K (75%)
- Approval → funding
- 13 days
- Approved
- 9/9/2025
- First disbursed
- 9/22/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 30
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by ConnectOne Bank · Lender record →
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- Noel Silva & Associates, LLC in El Paso, TX — $810K (2025) · b1BANK
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $608K (75%)
- Approval → funding
- 89 days
- Approved
- 9/24/2025
- First disbursed
- 12/22/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Baked Goods Retailers
Funded by b1BANK · Lender record →
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- Glazed For Life, LLC in Huntsville, AL — $738K (2025) · FirstBank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 123 months
- SBA guaranteed
- $554K (75%)
- Approval → funding
- 61 days
- Approved
- 6/8/2025
- First disbursed
- 8/8/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Baked Goods Retailers
Funded by FirstBank
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- Zak & Anna Inc. in Converse, TX — $673K (2025) · Citizens Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 126 months
- SBA guaranteed
- $505K (75%)
- Approval → funding
- 12 days
- Approved
- 2/20/2025
- First disbursed
- 3/4/2025
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 12
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Citizens Bank · Lender record →
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- Meridiana Donuts Pkwy LLC in Rosharon, TX — $646K (2025) · Stellar Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.25% variable
- Term
- 132 mo (11 yrs)
- SBA guaranteed
- $485K (75%)
- Approved
- 9/29/2025
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Stellar Bank · Lender record →
Your business? Claim this record · Request removal
- MLK Donuts Inc. in Houston, TX — $626K (2025) · Trustmark Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 7.1% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $469K (75%)
- Approval → funding
- 53 days
- Approved
- 11/6/2024
- First disbursed
- 12/29/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 11
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Baked Goods Retailers
Funded by Trustmark Bank · Lender record →
Your business? Claim this record · Request removal
- DoMo Donuts & Mochi Donuts, LLC in Dallas, TX — $555K (2025) · purchase · The American National Bank of Texas
- Program
- Preferred Lenders Program
- Rate at approval
- 9.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $416K (75%)
- Approval → funding
- 30 days
- Approved
- 7/1/2025
- First disbursed
- 7/31/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 9
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $617K
- Est. down payment (10%)
- $62K
- Est. cash at closing
- $82K
- Monthly payment
- $7,106
- Annual debt service
- $85K
- Cash flow needed (1.25×)
- $107K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The American National Bank of Texas · Lender record →
Your business? Claim this record · Request removal
- UH Donuts Inc. in Houston, TX — $545K (2025) · purchase · Trustmark Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 7.1% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $408K (75%)
- Approval → funding
- 53 days
- Approved
- 11/6/2024
- First disbursed
- 12/29/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Change of Ownership
- Industry
- Baked Goods Retailers
If you were the buyer here
- Est. deal size
- $605K
- Est. down payment (10%)
- $61K
- Est. cash at closing
- $81K
- Monthly payment
- $6,350
- Annual debt service
- $76K
- Cash flow needed (1.25×)
- $95K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Trustmark Bank · Lender record →
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Who funds Shipley Do-Nut — and where
Every dot is a financed Shipley Do-Nut — 22 mapped.
Financed Shipley Do-Nut locations — list all 22 as text
- Do-Nut Dreams LLC — Orlando · $1.8M · FY2023 · Limited-Service Restaurants
- Do-Happy Colony, LLC — The Colony · $400K · FY2023 · Limited-Service Restaurants
- DoMo Donuts & Mochi Donuts, LLC — Dallas · $555K · FY2025 · Limited-Service Restaurants
- Morrow Enterprises, LLC — Albany · $980K · FY2025 · Limited-Service Restaurants
- Noel Silva & Associates, LLC — El Paso · $810K · FY2025 · Baked Goods Retailers
- Meridiana Donuts Pkwy LLC — Rosharon · $646K · FY2025 · Limited-Service Restaurants
- Meridiana Donuts Pkwy LLC — Rosharon · $650K · FY2026 · Limited-Service Restaurants
- Shipley Do-Nuts of North Carolina — Concord · $1.6M · FY2025 · Limited-Service Restaurants
- Glazed For Life, LLC — Huntsville · $738K · FY2025 · Baked Goods Retailers
- SAM 2 LLC — Flowood · $88K · FY2020 · Full-Service Restaurants
- Belmont Do-Nuts, LLC — Cordova · $775K · FY2022 · Snack and Nonalcoholic Beverage Bars
- Konh Enterprise 2 LLC — Manvel · $1.6M · FY2022 · Limited-Service Restaurants
- Shipley Do-nuts — Austin · $1.3M · FY2024 · Baked Goods Retailers
- Preston Donuts LLC — Dallas · $240K · FY2025 · All Other Specialty Food Retailers
- MLK Donuts Inc. — Houston · $626K · FY2025 · Baked Goods Retailers
- UH Donuts Inc. — Houston · $545K · FY2025 · Baked Goods Retailers
- MC820 DONUTS LLC — Fort Worth · $401K · FY2025 · Baked Goods Retailers
- Zak & Anna Inc. — Converse · $673K · FY2025 · Snack and Nonalcoholic Beverage Bars
- Chhin Donuts I, LLC — Copperas Cove · $555K · FY2020 · Full-Service Restaurants
- Savannah Lake Donuts LLC — Rosharon · $540K · FY2022 · Limited-Service Restaurants
- TBA DONUTS LLC — Tallahassee · $486K · FY2022 · Limited-Service Restaurants
- JUST 4 JONES LLC — Austin · $341K · FY2021 · Snack and Nonalcoholic Beverage Bars
Top lenders for this brand
1.Stellar Bank(5)
2.The Huntington National Bank(2)
3.Texas Capital Bank(2)
4.Trustmark Bank(2)
- 5.iTHINK Financial CU (1)
Most active states
- 1.Texas (15 loans)
- 2.Florida (2 loans)
- 3.Georgia (1 loans)
- 4.North Carolina (1 loans)
- 5.Alabama (1 loans)
- 6.Mississippi (1 loans)
- 7.Tennessee (1 loans)
Represent Shipley Do-Nut?
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Common questions
How much does a Shipley Do-Nut cost to buy or open?
The typical deal for Shipley Do-Nut is $646K across 22 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $71K of buyer cash on a typical deal.
How risky is Shipley Do-Nut?
Shipley Do-Nut has 22 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.
Can I finance a Shipley Do-Nut with an SBA loan?
Yes — Shipley Do-Nut has been SBA-financed 12 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a Shipley Do-Nut franchise
Most Shipley Do-Nut buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Shipley Do-Nut deal financed for $646K, which points to about $71K of buyer cash on a typical purchase. Shipley Do-Nut is listed in the SBA Franchise Directory (identifier S2538), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Shipley Do-Nut — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for Shipley Do-Nut — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for Shipley Do-Nut — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Shipley Do-Nut is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 22 SBA 7(a) deals since 2020
- $646K typical deal
- 12 deals since FY2025
- Too few deals to score a reliable failure rate
- SBA Franchise Directory: listed (identifier S2538)
- Top lenders: Stellar Bank, The Huntington National Bank, Texas Capital Bank
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Shipley Do-Nut.