Shipley Do-Nut, by the numbers
Shipley Do-Nut appears in 22 SBA 7(a) loans since 2020 — from public SBA 7(a) loan records (FY2020–present). Every figure below comes from real financed deals: what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S2538)
22 deals since 2020 · typical deal $646K
22
Deals since 2020
$646K
Typical deal
12
Deals since FY2025
—
Too few deals to score risk
What buyers pay for Shipley Do-Nut
Most Shipley Do-Nut deals financed between $486K and $810K. Above $810K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $8,448
- Down payment (10%)
- $72K
- Cash to close (all-in)
- $96K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$96K)
Experience
Recent financings
- Meridiana Donuts Pkwy LLC in Rosharon, TX — $650K (2026) · Stellar Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 7.5% variable
- Term
- 132 mo (11 yrs)
- SBA guaranteed
- $488K (75%)
- Approval → funding
- 14 days
- Approved
- 1/8/2026
- First disbursed
- 1/22/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Stellar Bank · Lender record →
Your business? Claim this record · Request removal
- Shipley Do-Nuts of North Carolina in Concord, NC — $1.6M (2025) · United Community Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.25% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.2M (75%)
- Approval → funding
- 6 days
- Approved
- 4/15/2025
- First disbursed
- 4/21/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 32
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by United Community Bank · Lender record →
Your business? Claim this record · Request removal
- Morrow Enterprises, LLC in Albany, GA — $980K (2025) · ConnectOne Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 123 months
- SBA guaranteed
- $735K (75%)
- Approval → funding
- 13 days
- Approved
- 9/9/2025
- First disbursed
- 9/22/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 30
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by ConnectOne Bank · Lender record →
Your business? Claim this record · Request removal
- Noel Silva & Associates, LLC in El Paso, TX — $810K (2025) · b1BANK
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $608K (75%)
- Approval → funding
- 89 days
- Approved
- 9/24/2025
- First disbursed
- 12/22/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Baked Goods Retailers
Funded by b1BANK · Lender record →
Your business? Claim this record · Request removal
- Glazed For Life, LLC in Huntsville, AL — $738K (2025) · FirstBank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 123 months
- SBA guaranteed
- $554K (75%)
- Approval → funding
- 61 days
- Approved
- 6/8/2025
- First disbursed
- 8/8/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Baked Goods Retailers
Funded by FirstBank
Your business? Claim this record · Request removal
- Zak & Anna Inc. in Converse, TX — $673K (2025) · Citizens Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 126 months
- SBA guaranteed
- $505K (75%)
- Approval → funding
- 12 days
- Approved
- 2/20/2025
- First disbursed
- 3/4/2025
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 12
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal
- Meridiana Donuts Pkwy LLC in Rosharon, TX — $646K (2025) · Stellar Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.25% variable
- Term
- 132 mo (11 yrs)
- SBA guaranteed
- $485K (75%)
- Approved
- 9/29/2025
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Stellar Bank · Lender record →
Your business? Claim this record · Request removal
- MLK Donuts Inc. in Houston, TX — $626K (2025) · Trustmark Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 7.1% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $469K (75%)
- Approval → funding
- 53 days
- Approved
- 11/6/2024
- First disbursed
- 12/29/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 11
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Baked Goods Retailers
Funded by Trustmark Bank · Lender record →
Your business? Claim this record · Request removal
- DoMo Donuts & Mochi Donuts, LLC in Dallas, TX — $555K (2025) · purchase · The American National Bank of Texas
- Program
- Preferred Lenders Program
- Rate at approval
- 9.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $416K (75%)
- Approval → funding
- 30 days
- Approved
- 7/1/2025
- First disbursed
- 7/31/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 9
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $617K
- Est. down payment (10%)
- $62K
- Est. cash at closing
- $82K
- Monthly payment
- $7,106
- Annual debt service
- $85K
- Cash flow needed (1.25×)
- $107K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The American National Bank of Texas · Lender record →
Your business? Claim this record · Request removal
- UH Donuts Inc. in Houston, TX — $545K (2025) · purchase · Trustmark Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 7.1% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $408K (75%)
- Approval → funding
- 53 days
- Approved
- 11/6/2024
- First disbursed
- 12/29/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Change of Ownership
- Industry
- Baked Goods Retailers
If you were the buyer here
- Est. deal size
- $605K
- Est. down payment (10%)
- $61K
- Est. cash at closing
- $81K
- Monthly payment
- $6,350
- Annual debt service
- $76K
- Cash flow needed (1.25×)
- $95K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Trustmark Bank · Lender record →
Your business? Claim this record · Request removal
Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.
One of these businesses yours? Claim your listing or request removal.
Free · No documents · Usually same-day
Serious about buying a Shipley Do-Nut?
Get qualified with a franchise lending specialist before discovery day — know your number first.
Who funds Shipley Do-Nut — and where
Every dot is a financed Shipley Do-Nut — 22 mapped.
Financed Shipley Do-Nut locations — list all 22 as text
- Do-Nut Dreams LLC — Orlando · $1.8M · FY2023 · Limited-Service Restaurants
- Do-Happy Colony, LLC — The Colony · $400K · FY2023 · Limited-Service Restaurants
- DoMo Donuts & Mochi Donuts, LLC — Dallas · $555K · FY2025 · Limited-Service Restaurants
- Morrow Enterprises, LLC — Albany · $980K · FY2025 · Limited-Service Restaurants
- Noel Silva & Associates, LLC — El Paso · $810K · FY2025 · Baked Goods Retailers
- Meridiana Donuts Pkwy LLC — Rosharon · $646K · FY2025 · Limited-Service Restaurants
- Meridiana Donuts Pkwy LLC — Rosharon · $650K · FY2026 · Limited-Service Restaurants
- Shipley Do-Nuts of North Carolina — Concord · $1.6M · FY2025 · Limited-Service Restaurants
- Glazed For Life, LLC — Huntsville · $738K · FY2025 · Baked Goods Retailers
- SAM 2 LLC — Flowood · $88K · FY2020 · Full-Service Restaurants
- Belmont Do-Nuts, LLC — Cordova · $775K · FY2022 · Snack and Nonalcoholic Beverage Bars
- Konh Enterprise 2 LLC — Manvel · $1.6M · FY2022 · Limited-Service Restaurants
- Shipley Do-nuts — Austin · $1.3M · FY2024 · Baked Goods Retailers
- Preston Donuts LLC — Dallas · $240K · FY2025 · All Other Specialty Food Retailers
- MLK Donuts Inc. — Houston · $626K · FY2025 · Baked Goods Retailers
- UH Donuts Inc. — Houston · $545K · FY2025 · Baked Goods Retailers
- MC820 DONUTS LLC — Fort Worth · $401K · FY2025 · Baked Goods Retailers
- Zak & Anna Inc. — Converse · $673K · FY2025 · Snack and Nonalcoholic Beverage Bars
- Chhin Donuts I, LLC — Copperas Cove · $555K · FY2020 · Full-Service Restaurants
- Savannah Lake Donuts LLC — Rosharon · $540K · FY2022 · Limited-Service Restaurants
- TBA DONUTS LLC — Tallahassee · $486K · FY2022 · Limited-Service Restaurants
- JUST 4 JONES LLC — Austin · $341K · FY2021 · Snack and Nonalcoholic Beverage Bars
Top lenders for this brand
1.Stellar Bank(5)
2.The Huntington National Bank(2)
3.Texas Capital Bank(2)
4.Trustmark Bank(2)
- 5.iTHINK Financial CU (1)
Most active states
- 1.Texas (15 loans)Shipley Do-Nut lenders in Texas->
- 2.Florida (2 loans)Shipley Do-Nut lenders in Florida->
- 3.Georgia (1 loans)Shipley Do-Nut lenders in Georgia->
- 4.North Carolina (1 loans)Shipley Do-Nut lenders in North Carolina->
- 5.Alabama (1 loans)Shipley Do-Nut lenders in Alabama->
- 6.Mississippi (1 loans)Shipley Do-Nut lenders in Mississippi->
- 7.Tennessee (1 loans)Shipley Do-Nut lenders in Tennessee->
Represent Shipley Do-Nut?
Claim this brand page free to keep the numbers in context, add your story, and hear about qualified buyers early.
Common questions
How much does a Shipley Do-Nut cost to buy or open?
The typical deal for Shipley Do-Nut is $646K across 22 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $71K of buyer cash on a typical deal.
How risky is Shipley Do-Nut?
Shipley Do-Nut has 22 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.
Can I finance a Shipley Do-Nut with an SBA loan?
Yes — Shipley Do-Nut has been SBA-financed 12 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a Shipley Do-Nut franchise
Most Shipley Do-Nut buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Shipley Do-Nut deal financed for $646K, which points to about $71K of buyer cash on a typical purchase. Shipley Do-Nut is listed in the SBA Franchise Directory (identifier S2538), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Shipley Do-Nut — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for Shipley Do-Nut — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for Shipley Do-Nut — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Shipley Do-Nut is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 22 SBA 7(a) deals since 2020
- $646K typical deal
- 12 deals since FY2025
- Too few deals to score a reliable failure rate
- SBA Franchise Directory: listed (identifier S2538)
- Top lenders: Stellar Bank, The Huntington National Bank, Texas Capital Bank
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-07-30.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
Still have questions about buying a Shipley Do-Nut?
Five minutes with a specialist who's seen Shipley Do-Nut deals close answers more than an hour of searching. Free, usually same-day.
Analyze this franchise in ChatGPT
Use Capbench to compare franchise SBA funding history, lender activity, buyer requirements, and likely financing fit.
ChatGPT will ask you to connect Capbench if you have not already approved it.
Represent Shipley Do-Nut?
Claim this brand page to keep the numbers in context, add your story, and hear about qualified buyers early.
CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Shipley Do-Nut.