Food & Restaurants · lender intelligence
How to finance a Shipley Do-Nut
The SBA 7(a) lenders funding the most Shipley Do-Nut deals, ranked from public loan records — typical Shipley Do-Nut loan about $646K. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance Shipley Do-Nut
$646K
Typical loan
range $486K–$810K
$718K
Est. purchase price
≈ loan ÷ 90%
$96,003
Cash to close
$71,778 down + fees
$8,359/mo
Typical payment
~9.5% · 10yr
$115,354/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
35 days
Typical time to fund
15
Lenders competing
more = leverage
7.79%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Shipley Do-Nut
Ranked by funded Shipley Do-Nut loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.5 loans · $4M · Houston, TXFull record →
- 2.2,539 loans · $965M · Columbus, OHFull record →
- 3.22 loans · $33M · Dallas, TXFull record →
- 4.23 loans · $10M · Jackson, MSFull record →
- 5.8 loans · $3M · Terrell, TXFull record →
- 6.40 loans · $42M · Englewood Cliffs, NJFull record →
- 7.26 loans · $31M · Baton Rouge, LAFull record →
- 8.66 loans · $68M · Milford, IAFull record →
- 9.32 loans · $54M · Tupelo, MSFull record →
- 10.1,025 loans · $292M · Berkeley Heights, NJFull record →
- 11.149 loans · $135M · Mukwonago, WIFull record →
- 12.62 loans · $21M · Saint Cloud, MNFull record →
22+ funded Shipley Do-Nut deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Meridiana Donuts Pkwy LLC in Rosharon, TX — $650K (2026) · Stellar Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 7.5% variable
- Term
- 132 mo (11 yrs)
- SBA guaranteed
- $488K (75%)
- Approval → funding
- 14 days
- Approved
- 1/8/2026
- First disbursed
- 1/22/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Stellar Bank · Lender record →
Your business? Claim this record · Request removal
- Shipley Do-Nuts of North Carolina in Concord, NC — $1.6M (2025) · United Community Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.25% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.2M (75%)
- Approval → funding
- 6 days
- Approved
- 4/15/2025
- First disbursed
- 4/21/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 32
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by United Community Bank · Lender record →
Your business? Claim this record · Request removal
- Morrow Enterprises, LLC in Albany, GA — $980K (2025) · ConnectOne Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 123 months
- SBA guaranteed
- $735K (75%)
- Approval → funding
- 13 days
- Approved
- 9/9/2025
- First disbursed
- 9/22/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 30
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by ConnectOne Bank · Lender record →
Your business? Claim this record · Request removal
- Noel Silva & Associates, LLC in El Paso, TX — $810K (2025) · b1BANK
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $608K (75%)
- Approval → funding
- 89 days
- Approved
- 9/24/2025
- First disbursed
- 12/22/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Baked Goods Retailers
Funded by b1BANK · Lender record →
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- Glazed For Life, LLC in Huntsville, AL — $738K (2025) · FirstBank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 123 months
- SBA guaranteed
- $554K (75%)
- Approval → funding
- 61 days
- Approved
- 6/8/2025
- First disbursed
- 8/8/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Baked Goods Retailers
Funded by FirstBank
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- Zak & Anna Inc. in Converse, TX — $673K (2025) · Citizens Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 126 months
- SBA guaranteed
- $505K (75%)
- Approval → funding
- 12 days
- Approved
- 2/20/2025
- First disbursed
- 3/4/2025
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 12
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal
- Meridiana Donuts Pkwy LLC in Rosharon, TX — $646K (2025) · Stellar Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.25% variable
- Term
- 132 mo (11 yrs)
- SBA guaranteed
- $485K (75%)
- Approved
- 9/29/2025
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Stellar Bank · Lender record →
Your business? Claim this record · Request removal
- MLK Donuts Inc. in Houston, TX — $626K (2025) · Trustmark Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 7.1% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $469K (75%)
- Approval → funding
- 53 days
- Approved
- 11/6/2024
- First disbursed
- 12/29/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 11
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Baked Goods Retailers
Funded by Trustmark Bank · Lender record →
Your business? Claim this record · Request removal
- DoMo Donuts & Mochi Donuts, LLC in Dallas, TX — $555K (2025) · purchase · The American National Bank of Texas
- Program
- Preferred Lenders Program
- Rate at approval
- 9.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $416K (75%)
- Approval → funding
- 30 days
- Approved
- 7/1/2025
- First disbursed
- 7/31/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 9
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $617K
- Est. down payment (10%)
- $62K
- Est. cash at closing
- $82K
- Monthly payment
- $7,106
- Annual debt service
- $85K
- Cash flow needed (1.25×)
- $107K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The American National Bank of Texas · Lender record →
Your business? Claim this record · Request removal
- UH Donuts Inc. in Houston, TX — $545K (2025) · purchase · Trustmark Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 7.1% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $408K (75%)
- Approval → funding
- 53 days
- Approved
- 11/6/2024
- First disbursed
- 12/29/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Change of Ownership
- Industry
- Baked Goods Retailers
If you were the buyer here
- Est. deal size
- $605K
- Est. down payment (10%)
- $61K
- Est. cash at closing
- $81K
- Monthly payment
- $6,350
- Annual debt service
- $76K
- Cash flow needed (1.25×)
- $95K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Trustmark Bank · Lender record →
Your business? Claim this record · Request removal
- MC820 DONUTS LLC in Fort Worth, TX — $401K (2025) · Texas Capital Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 7.5% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $300K (75%)
- Approval → funding
- 51 days
- Approved
- 2/18/2025
- First disbursed
- 4/10/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Baked Goods Retailers
Funded by Texas Capital Bank · Lender record →
Your business? Claim this record · Request removal
- Preston Donuts LLC in Dallas, TX — $240K (2025) · Texas Capital Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 7.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $180K (75%)
- Approval → funding
- 41 days
- Approved
- 11/2/2024
- First disbursed
- 12/13/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 11
- Business age
- New Business or 2 years or less
- Industry
- All Other Specialty Food Retailers
Funded by Texas Capital Bank · Lender record →
Your business? Claim this record · Request removal
- Shipley Do-nuts in Austin, TX — $1.3M (2024) · Readycap Lending, LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 11% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $968K (75%)
- Approval → funding
- 35 days
- Approved
- 9/10/2024
- First disbursed
- 10/15/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 3
- Business age
- Existing or more than 2 years old
- Industry
- Baked Goods Retailers
Funded by Readycap Lending, LLC · Lender record →
Your business? Claim this record · Request removal
- Do-Nut Dreams LLC in Orlando, FL — $1.8M (2023) · iTHINK Financial CU
- Program
- 7a General
- Rate at approval
- 8.75% variable
- Term
- 252 mo (21 yrs)
- SBA guaranteed
- $1.4M (75%)
- Approval → funding
- 41 days
- Approved
- 11/23/2022
- First disbursed
- 1/3/2023
- Loan status
- Past due
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 52
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by iTHINK Financial CU
Your business? Claim this record · Request removal
- Do-Happy Colony, LLC in The Colony, TX — $400K (2023) · purchase · Stellar Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $300K (75%)
- Approval → funding
- 10 days
- Approved
- 1/24/2023
- First disbursed
- 2/3/2023
- Loan status
- Paid in full (1/31/2026)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 21
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $444K
- Est. down payment (10%)
- $44K
- Est. cash at closing
- $59K
- Monthly payment
- $5,013
- Annual debt service
- $60K
- Cash flow needed (1.25×)
- $75K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Stellar Bank · Lender record →
Your business? Claim this record · Request removal
- Konh Enterprise 2 LLC in Manvel, TX — $1.6M (2022) · Stellar Bank
- Program
- 7a General
- Rate at approval
- 7.5% variable
- Term
- 312 mo (26 yrs)
- SBA guaranteed
- $1.2M (75%)
- Approval → funding
- 24 days
- Approved
- 8/15/2022
- First disbursed
- 9/8/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 13
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Stellar Bank · Lender record →
Your business? Claim this record · Request removal
- Belmont Do-Nuts, LLC in Cordova, TN — $775K (2022) · Renasant Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6.5% variable
- Term
- 126 months
- SBA guaranteed
- $581K (75%)
- Approval → funding
- 22 days
- Approved
- 6/16/2022
- First disbursed
- 7/8/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 24
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Renasant Bank · Lender record →
Your business? Claim this record · Request removal
- Savannah Lake Donuts LLC in Rosharon, TX — $540K (2022) · Stellar Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5% variable
- Term
- 132 mo (11 yrs)
- SBA guaranteed
- $405K (75%)
- Approval → funding
- 22 days
- Approved
- 11/8/2021
- First disbursed
- 11/30/2021
- Loan status
- Paid in full (2/28/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- New Business or 2 years or less
- Industry
- Limited-Service Restaurants
Funded by Stellar Bank · Lender record →
Your business? Claim this record · Request removal
- TBA DONUTS LLC in Tallahassee, FL — $486K (2022) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.75% variable
- Term
- 126 months
- SBA guaranteed
- $365K (75%)
- Approval → funding
- 0 days
- Approved
- 2/2/2022
- First disbursed
- 2/2/2022
- Loan status
- In liquidation
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 12
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- JUST 4 JONES LLC in Austin, TX — $341K (2021) · Stearns Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 5.75% variable
- Term
- 123 months
- SBA guaranteed
- $307K (90%)
- Approved
- 9/22/2021
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 27
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Stearns Bank National Association · Lender record →
Your business? Claim this record · Request removal
Buying a Shipley Do-Nut? Start with a lender that has funded the brand
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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Shipley Do-Nut businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Shipley Do-Nut purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Stellar Bank funds the most. CapBench is not a lender.
- $646K typical Shipley Do-Nut loan
- 15 lenders fund the brand
- 35 days typical to fund
Buyers researching a Shipley Do-Nut typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.