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FYZICAL, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S0616)

105 deals since 2020 · typical deal $235K · 0% failure rate

105

Deals since 2020

$235K

Typical deal

30

Deals since FY2025

0%

Failure rate (FY20–23)

FYZICAL buyers almost always make it — a 0% failure rate puts it among the safest franchise bets on record.

What buyers pay for FYZICAL

Most FYZICAL deals financed between $50K and $334K. Above $334K, you're paying more than 75% of buyers did — make the seller earn it.

Monthly payment (10-yr)
$3,474
Down payment (10%)
$26K
Cash to close (all-in)
$35K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$35K)

Experience

Recent financings

  • Wellnyss Inc in Suwanee, GA — $758K (2026) · First Community Bank
  • Pine Hollow Holdings Corp in Humble, TX — $643K (2026) · The Huntington National Bank
  • LFL INVESTMENT GROUP, LLC in Rockwall, TX — $416K (2026) · The Huntington National Bank
  • JJWP LLC in Port Saint Lucie, FL — $350K (2026) · The Huntington National Bank
  • S G Global LLC in Irving, TX — $350K (2026) · Climate First Bank
  • MPL VENTURES INC. in Eugene, OR — $344K (2026) · The Huntington National Bank
  • Physical Therapy of Central Florida LLC in Orlando, FL — $344K (2026) · The Huntington National Bank
  • NOVA ONE FYZICAL LLC in Houston, TX — $344K (2026) · The Huntington National Bank
  • A TO Z THERAPY LLC in Orlando, FL — $161K (2026) · The Huntington National Bank
  • A TO Z THERAPY LLC in Orlando, FL — $50K (2026) · The Huntington National Bank

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

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FYZICAL brand mark

Who funds FYZICAL — and where

Every dot is a financed FYZICAL — 105 mapped.

Financed FYZICAL locations — list all 105 as text

Top lenders for this brand

  1. 1.The Huntington National Bank(67)
  2. 2.First Bank of the Lake(7)
  3. 3.Pinnacle Bank(3)
  4. 4.The Bancorp Bank National Association(2)
  5. 5.Old Plank Trail Community Bank National Association(2)

Most active states

  1. 1.Texas (23 loans)
  2. 2.Florida (13 loans)
  3. 3.Georgia (8 loans)
  4. 4.Ohio (7 loans)
  5. 5.Missouri (6 loans)
  6. 6.Pennsylvania (6 loans)
  7. 7.New Jersey (5 loans)
  8. 8.South Carolina (4 loans)

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Common questions

How much does a FYZICAL cost to buy or open?

The typical deal for FYZICAL is $235K across 105 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $26K of buyer cash on a typical deal.

How risky is FYZICAL?

0% of FYZICAL's FY2020–23 deals failed and were written off. Under 1% is excellent; 1–3% is normal; above 3% deserves hard questions before the LOI.

Can I finance a FYZICAL with an SBA loan?

Yes — FYZICAL has been SBA-financed 30 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a FYZICAL franchise

Most FYZICAL buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical FYZICAL deal financed for $235K, which points to about $26K of buyer cash on a typical purchase. FYZICAL is listed in the SBA Franchise Directory (identifier S0616), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund FYZICAL — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for FYZICAL — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for FYZICAL — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. FYZICAL is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

  • 105 SBA 7(a) deals since 2020
  • $235K typical deal
  • 30 deals since FY2025
  • 0% failure rate (FY20–23 cohort)
  • SBA Franchise Directory: listed (identifier S0616)
  • Top lenders: The Huntington National Bank, First Bank of the Lake, Pinnacle Bank

Next steps

Check SBA fitFind SBA lenders$9 lender report
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/franchises/fyzical
API:
https://www.capbench.com/api/public/franchises/fyzical
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with FYZICAL.

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