Lender record

Southern Bank

The real lending record — every figure from funded deals. HQ: 468 E Main St, Spartanburg, SC. 8 branches.

155

Recent deals (FY20+)

$304K

Typical deal

17 days

Approval → funding

0.9%

Failure rate (FY20–23)

Where Southern Bank lends

Deals Southern Bank funded — list all 155 as text

Sgf Basketball Inc — Springfield · $831K · FY2026 · Sports and Recreation Instruction
HINES STREET PHARMACY LLC — Republic · $500K · FY2026 · Pharmacies and Drug Retailers
AFFILIATE MERCHANDISE GROUP LLC — Saint Louis · $400K · FY2026 · Apparel Accessories and Other Apparel Manufacturing
GNS Investments LLC — Chesterfield · $304K · FY2026 · Limited-Service Restaurants
Vital Rose LLC — Jackson · $193K · FY2026 · Offices of Physicians, Mental Health Specialists
VITAL ROSE LLC — Jackson · $150K · FY2026 · Offices of Physicians, Mental Health Specialists
Pip's Beardcraeft and Barber LLC — Springfield · $116K · FY2026 · Barber Shops
A Novel Comfort LLC — Poplar Bluff · $116K · FY2026 · Book Retailers and News Dealers
SOUL SNATCHA'Z LLC — Jacksonville · $103K · FY2026 · Mobile Food Services
Ark Flash Electric and Services LLC — Searcy · $59K · FY2026 · Electrical Contractors and Other Wiring Installation Contrac
Shoults Pounds Investments LLC — Nixa · $50K · FY2026 · Mobile Food Services
Elantis LLC — Saint Louis · $775K · FY2025 · Child Care Services
DYNAMIC WALLCOVERING LLC — Poplar Bluff · $500K · FY2025 · Other Heavy and Civil Engineering Construction
Kyle Thrasher, CPA Inc. — Leachville · $414K · FY2025 · Offices of Certified Public Accountants
Speedway Autobody, LLC — Poplar Bluff · $261K · FY2025 · Automotive Body, Paint, and Interior Repair and Maintenance
Martin Underground Construction Inc — Raytown · $250K · FY2025 · Power and Communication Line and Related Structures Construc
GREENER PASTURES PET HOSPICE, LLC — Ozark · $230K · FY2025 · Veterinary Services
Shirley's Kitchen LLC — Forsyth · $214K · FY2025 · Full-Service Restaurants
Competing 4 Life LLC — Lees Summit · $190K · FY2025 · Fitness and Recreational Sports Centers
Show-Me Marquee LLC — Bolivar · $120K · FY2025 · All Other Personal Services
A.V.A. RV's LLC — Smithville · $96K · FY2025 · Recreational Vehicle Dealers
Blush & Blossoms Co. LLC — Kansas City · $66K · FY2025 · Florists
In Bloom Floral Company LLC — Springdale · $63K · FY2025 · Florists
Asset & Elder Law Solutions, L.C. — Springfield · $50K · FY2025 · Offices of Lawyers
PIP'S BEARDCRAEFT AND BARBER LLC — Springfield · $25K · FY2025 · Barber Shops
Marionville Pharmacy LLC — Marionville · $1.3M · FY2024 · Pharmacies and Drug Retailers
BLFMDPC, LLC — Lees Summit · $698K · FY2024 · Offices of Physicians (except Mental Health Specialists)
Buckman Brewery, LLC — Cabot · $630K · FY2024 · Drinking Places (Alcoholic Beverages)
Goff Accounting & Tax Services, LLC — Saint Joseph · $411K · FY2024 · Other Accounting Services
CURRENT RIVER BOWLING FAMILY FUN EVENT CENTER & RV PARK LLC — Doniphan · $309K · FY2024 · Bowling Centers
Pack Mule LLC — Alton · $291K · FY2024 · Solid Waste Collection
The Window Dudes, LLC — Springfield · $256K · FY2024 · Glass and Glazing Contractors
Sharlin Health & Neurology LLC — Ozark · $200K · FY2024 · Offices of Physicians (except Mental Health Specialists)
Courtney Industries, LLC — Camden · $172K · FY2024 · All Other Miscellaneous Fabricated Metal Product Manufacturi
All-Star Auto Group, LLC — Sikeston · $159K · FY2024 · Used Car Dealers
Platte River Tile and Drainage Supply, LLC — Savannah · $130K · FY2024 · Other Miscellaneous Durable Goods Merchant Wholesalers
DroneVantage LLC — Carthage · $121K · FY2024 · Soil Preparation, Planting, and Cultivating
The Window Dudes, LLC — Springfield · $100K · FY2024 · Glass and Glazing Contractors
Casady Scott LLC — Republic · $88K · FY2024 · All Other Personal Services
CURRENT RIVER BOWLING FAMILY FUN EVENT CENTER & RV PARK LLC — Doniphan · $80K · FY2024 · Bowling Centers
EMPOWER POTENTIAL DYNAMICS LLC — Lebanon · $70K · FY2024 · Special Needs Transportation
CHAFFEE FAMILY CARE LLC — Chaffee · $50K · FY2024 · Offices of All Other Miscellaneous Health Practitioners
Brent Enterprises LLC — Springfield · $50K · FY2024 · Spice and Extract Manufacturing
International Schools LLC — Bridgeton · $1.8M · FY2023 · Child Care Services
Go Pro Baseball Academy, Inc. — Shorewood · $1.7M · FY2023 · Fitness and Recreational Sports Centers
Q&C Investments, LLC — Pensacola · $1.0M · FY2023 · Car Washes
Laundry Land, LLC — West Plains · $518K · FY2023 · Coin-Operated Laundries and Drycleaners
Wright County Meat Processing LLC — Fordland · $463K · FY2023 · Meat Retailers
Beyond the Trail RV Park LLC — Defiance · $363K · FY2023 · RV (Recreational Vehicle) Parks and Campgrounds
Ressel Pest Solutions LLC — Oran · $362K · FY2023 · Exterminating and Pest Control Services
Welhilma Frogoso — Searcy · $313K · FY2023 · Full-Service Restaurants
Sho-Me Furniture LLC — Springfield · $150K · FY2023 · Furniture Retailers
H&L Coastal LLC — Paige · $116K · FY2023 · Other Marine Fishing
Your Health Consultant, LLC — Ash Grove · $100K · FY2023 · Offices of Physicians (except Mental Health Specialists)
CBJM Invest LLC. — Kansas City · $80K · FY2023 · Electronic and Precision Equipment Repair and Maintenance
Reynolds Prospects L.L.C. — Searcy · $75K · FY2023 · RV (Recreational Vehicle) Parks and Campgrounds
SXS Factory LLC — Springfield · $50K · FY2023 · All Other Miscellaneous Retailers
Ressel Pest Solutions LLC — Oran · $25K · FY2023 · Exterminating and Pest Control Services
WRIGHT COUNTY MEAT PROCESSING, LLC — Fordland · $25K · FY2023 · Meat Retailers
The Designery Hub LLC — Saint Louis · $833K · FY2022 · Graphic Design Services
KC Autoworx, LLC — Kansas City · $742K · FY2022 · General Automotive Repair
Triton Management LLC — Highland · $725K · FY2022 · Child Day Care Services
Fantastic Plus Auto Body Inc. — San Jose · $639K · FY2022 · Automotive Body, Paint, and Interior Repair and Maintenance
Kilburn Enterprises LLC — Riverside · $580K · FY2022 · Plumbing, Heating, and Air-Conditioning Contractors
Export Auto Parts LLC — Saint Louis · $560K · FY2022 · Motor Vehicle Parts (Used) Merchant Wholesalers
100K Ventures LLC — Fort Worth · $507K · FY2022 · Other Personal Care Services
SB Global Brands LLC — Valencia · $438K · FY2022 · Limited-Service Restaurants
3700 Laclede Ave LLC — Saint Louis · $408K · FY2022 · Full-Service Restaurants
Pag Portland LLC — Portland · $388K · FY2022 · Automotive Body, Paint, and Interior Repair and Maintenance
Sandy Rose LLC — Kansas City · $350K · FY2022 · Fitness and Recreational Sports Centers
Updos for I Dos, LLC — Charleston · $331K · FY2022 · Other Personal Care Services
Impossible Sensing LLC — Saint Louis · $273K · FY2022 · Other Scientific and Technical Consulting Services
OMX Global Sourcing LLC — West Plains · $250K · FY2022 · Industrial Launderers
McCarty Investment Group, Inc. — Overland Park · $250K · FY2022 · Pet Care (except Veterinary) Services
Allied Healthwise LLC — Bridgeton · $148K · FY2022 · Employment Placement Agencies
Sabanegh Inc — Sacramento · $130K · FY2022 · Snack and Nonalcoholic Beverage Bars
B&K Health, LLC — Kansas City · $120K · FY2022 · Fitness and Recreational Sports Centers
Shield Insurance Group LLC — Rogersville · $110K · FY2022 · Insurance Agencies and Brokerages
One Sock Farms, Inc. — Independence · $100K · FY2022 · All Other Amusement and Recreation Industries
The Way Of Beauty LLC — Kansas City · $77K · FY2022 · Beauty Salons
The Way of Beauty LLC — Kansas City · $20K · FY2022 · Beauty Salons
EHR Property LLC — Kansas City · $3.8M · FY2021 · Motorcycle, ATV, and All Other Motor Vehicle Dealers
GO PRO BASEBALL ACADEMY, INC. — Minooka · $3.0M · FY2021 · Fitness and Recreational Sports Centers
McCarty Investment Group, Inc. — Overland Park · $3.0M · FY2021 · Pet Care (except Veterinary) Services
Bijou Holdings Inc — Kansas City · $2.4M · FY2021 · Drywall and Insulation Contractors
Bluebird Acquisitions LLC — Granbury · $2.2M · FY2021 · Limited-Service Restaurants
Jay B. Smith Funeral Homes, LLC — Saint Clair · $1.8M · FY2021 · Funeral Homes and Funeral Services
CNVB Enterprises Inc. — Kansas City · $1.5M · FY2021 · All Other Amusement and Recreation Industries
Ark Defense LLC — Fort Collins · $1.5M · FY2021 · Wholesale Trade Agents and Brokers
Prime Origin LLC — Lees Summit · $1.3M · FY2021 · Full-Service Restaurants
Emmons Commercial Holdings, LLC — Kansas City · $1.3M · FY2021 · Landscaping Services
Pantera's O'fallon LLC — O Fallon · $1.2M · FY2021 · Full-Service Restaurants
The Westport School — Saint Louis · $1.1M · FY2021 · Child Day Care Services
Thanks Wes LLC — Arnold · $1.0M · FY2021 · Full-Service Restaurants
The Sandwich Stations, Inc. — Visalia · $943K · FY2021 · Limited-Service Restaurants
EPPS Family Holdings Inc. — Raytown · $800K · FY2021 · General Automotive Repair
JH Enterprises of Rogers, LLC — Springdale · $784K · FY2021 · General Automotive Repair
Hines Street Pharmacy 2 LLC — Republic · $771K · FY2021 · Pharmacies and Drug Stores
Mrmj LLC — O Fallon · $731K · FY2021 · Breweries
One Sock Farms, Inc. — Independence · $626K · FY2021 · Amusement Arcades
ER Marketing, LLC — Kansas City · $581K · FY2021 · Advertising Agencies
Jacobi Commercial Properties LLC — Hazelwood · $572K · FY2021 · Automotive Oil Change and Lubrication Shops
Empire Torque Tools LLC — Houston · $558K · FY2021 · All Other Miscellaneous General Purpose Machinery Manufactur
Brasstacks Inc. — Kansas City · $506K · FY2021 · Residential Remodelers
Viewpoint Design and Installation Inc. — Winter Garden · $502K · FY2021 · Other Building Material Dealers
IP Video Market Info — Bethlehem · $500K · FY2021 · Other Computer Related Services
Southwest Technologies Inc — Kansas City · $500K · FY2021 · Surgical Appliance and Supplies Manufacturing
Rhojas Investments LLC — Sikeston · $421K · FY2021 · Cemeteries and Crematories
Alynn Enterprises Inc. — Lees Summit · $370K · FY2021 · Other Clothing Stores
Schraier Investments 116 LLC — Vero Beach · $364K · FY2021 · Limited-Service Restaurants
2 Somms 1 Shop LLC — Overland Park · $350K · FY2021 · Beer, Wine, and Liquor Stores
Friction Beer Shawnee LLC — Shawnee · $350K · FY2021 · Breweries
Gyro Houston LLC — Houston · $289K · FY2021 · Limited-Service Restaurants
McCarty Investment Group, Inc. — Overland Park · $277K · FY2021 · Pet Care (except Veterinary) Services
FFBB Pizza Inc. — Ballwin · $276K · FY2021 · Limited-Service Restaurants
Schraier Investments 277 LLC — Vero Beach · $259K · FY2021 · Limited-Service Restaurants
Empire Torque Tools LLC — Houston · $255K · FY2021 · All Other Miscellaneous General Purpose Machinery Manufactur
AP Consulting LLC — Eureka · $250K · FY2021 · Other Management Consulting Services
HMLAWRENCE LLC — Saint Joseph · $229K · FY2021 · All Other Amusement and Recreation Industries
Viewpoint Design and Installation Inc. — Winter Garden · $222K · FY2021 · Other Building Material Dealers
Lawrence AR LLC — Mc Gehee · $215K · FY2021 · Beer, Wine, and Liquor Stores
Air Control Services LLC — Hot Springs Village · $187K · FY2021 · Plumbing, Heating, and Air-Conditioning Contractors
Platinum Capital Ventures LLC — Fort Worth · $183K · FY2021 · Other Personal Care Services
Beyond the Trail RV Park LLC — Defiance · $177K · FY2021 · RV (Recreational Vehicle) Parks and Campgrounds
Bijou Holdings Inc — Kansas City · $150K · FY2021 · Drywall and Insulation Contractors
Stuttgart Beauty Supplies Inc. — Stuttgart · $142K · FY2021 · Cosmetics, Beauty Supplies, and Perfume Stores
Emmons Commercial Holdings, LLC — Kansas City · $100K · FY2021 · Landscaping Services
Petrichor Brewing LLC — O Fallon · $42K · FY2021 · Full-Service Restaurants
3-D Acquisitions, LLC — Little Rock · $3.7M · FY2020 · Locksmiths
PC Entertainment LLC — Indianapolis · $1.5M · FY2020 · Full-Service Restaurants
Derwin Financial Group LLC. — Overland Park · $1.4M · FY2020 · Portfolio Management
Jangracyn Chiropractic, PC — Sanford · $658K · FY2020 · Offices of Chiropractors
Wellbeing Brewing LLC — Maryland Heights · $649K · FY2020 · Breweries
J4 Management Company LLC — Overland Park · $618K · FY2020 · General Freight Trucking, Local
Ark Defense LLC — Virginia Beach · $553K · FY2020 · Wholesale Trade Agents and Brokers
Red Bird Holdings LLC — Saint Louis · $508K · FY2020 · Other Direct Selling Establishments
HCM Holdings, Inc — Greenwood · $500K · FY2020 · Landscaping Services
R&J Spa 2, LLC — Ann Arbor · $481K · FY2020 · Other Personal Care Services
Carsker Inc. — Overland Park · $465K · FY2020 · Other Computer Related Services
WD Brands Inc. — Pompano Beach · $438K · FY2020 · General Automotive Repair
Jason Rooney Franchising LLC — Saint Louis · $413K · FY2020 · Limited-Service Restaurants
Alejandro Investors, LLC — Ballwin · $348K · FY2020 · Full-Service Restaurants
Walt's Four Seasons Campground and Country Store, LLC — Abilene · $320K · FY2020 · RV (Recreational Vehicle) Parks and Campgrounds
Black Knight Enterprises, LLC — Cedar Hill · $303K · FY2020 · All Other Miscellaneous Manufacturing
Kansas City Cattle Company, LLC — Weston · $300K · FY2020 · Beef Cattle Ranching and Farming
Derwin Financial Group LLC. — Overland Park · $267K · FY2020 · Portfolio Management
Martin Underground Construction Inc — Raytown · $250K · FY2020 · Power and Communication Line and Related Structures Construc
Research Posters LLC — Collinsville · $235K · FY2020 · Software Publishers
Coyote Investments LLC — Clinton · $215K · FY2020 · Other Services to Buildings and Dwellings
Superb Caregivers LLC — Saint Louis · $178K · FY2020 · Home Health Care Services
Beer Sauce SH, LLC — Saint Louis · $150K · FY2020 · All Other Specialty Food Stores
Walt's Four Seasons Campground and Country Store, LLC — Abilene · $100K · FY2020 · RV (Recreational Vehicle) Parks and Campgrounds
HCM Holdings, Inc — Greenwood · $100K · FY2020 · Landscaping Services
K&K Services KC, LLC — Blue Springs · $75K · FY2020 · Carpet and Upholstery Cleaning Services
K&K Services KC, LLC — Blue Springs · $25K · FY2020 · Carpet and Upholstery Cleaning Services

Deal profile

Most Southern Bank deals land between $142K and $580K — that range covers half of everything they fund. Top industries and states:

Industries they fund most

1.Limited-Service Restaurants (9)
2.Full-Service Restaurants (9)
3.Fitness and Recreational Sports Centers (5)
4.RV (Recreational Vehicle) Parks and Campgrounds (5)
5.General Automotive Repair (4)
6.Other Personal Care Services (4)
7.Landscaping Services (4)
8.Automotive Body, Paint, and Interior Repair and Maintenance (3)

Most active states

1.Missouri (95 deals)
2.Kansas (18 deals)
3.Arkansas (13 deals)
4.Texas (7 deals)
5.Florida (6 deals)
6.Illinois (4 deals)
7.California (4 deals)
8.Oregon (1 deals)
9.South Carolina (1 deals)
10.Colorado (1 deals)

Franchises they finance most

K-9 Resorts Daycare & Luxury Hotel

3 deals

Maaco

2 deals

GLO TANNING

2 deals

Jimmy John's

2 deals

Kanga's Indoor Playcenters

2 deals

Can Southern Bank fund you? The bank behind the loans

Total assets

$400.2M

▲ 7.9% vs prior quarter

Deposits on hand

$346.9M

▲ 9.4% vs prior quarter

Loans outstanding

$254.1M

▲ 8.6% vs prior quarter

Net income (latest qtr)

$89K

•An active SBA program (~1.9% of the book in this year's production) — they know the process, but SBA isn't the main event. Ask who runs their SBA desk before committing your timeline. That makes Southern Bank more SBA-focused than 87% of the banks on our record.
•Deposits grew last quarter — more raw lending capacity than the quarter before.
•Return on assets of 0.09% — well under the ~1% mark generally considered strong for a bank. How any of this translates to your rate is a question for the loan officer — pricing is set deal by deal.

FDIC call-report data, quarter ending 03/2026.

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Walk into a Southern Bank branch (8)

Southern BankMain office468 E Main StSpartanburg, SC 29302 · since 1945

Hephzibah Branch2455 Ga Highway 88Hephzibah, GA 30815 · since 1996

Waynesboro Office Branch855 N Liberty StWaynesboro, GA 30830 · since 2001

Gibson Branch21 College StGibson, GA 30810 · since 2010

Cleveland Street Greenville Branch101 Cleveland StGreenville, SC 29601 · since 2022

Aiken Branch108 Barnwell Avenue NwAiken, SC 29801 · since 2023

Myrtle Beach Branch1312 Professional DrMyrtle Beach, SC 29577 · since 2025

Sardis Branch731 Charles Perry AveSardis, GA 30456 · since 2026

Branch data: FDIC BankFind.

Recent deals

Sgf Basketball Inc in Springfield, MO — $831K (2026) · Sports and Recreation Instruction
Program
7a General
Rate at approval
10.25% variable
Term
126 months
SBA guaranteed
$623K (75%)
Approval → funding
5 days
Approved
11/15/2025
First disbursed
11/20/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Franchise
Shoot 360
Jobs supported
14
Business age
Startup, Loan Funds will Open Business
Industry
Sports and Recreation Instruction
Your business? Claim this record · Request removal
HINES STREET PHARMACY LLC in Republic, MO — $500K (2026) · Pharmacies and Drug Retailers
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$250K (50%)
Approved
2/19/2026
Loan status
Committed
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
18
Business age
Existing or more than 2 years old
Industry
Pharmacies and Drug Retailers
Your business? Claim this record · Request removal
AFFILIATE MERCHANDISE GROUP LLC in Saint Louis, MO — $400K (2026) · Apparel Accessories and Other Apparel Manufacturing
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$200K (50%)
Approved
3/26/2026
Loan status
Committed
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
Existing or more than 2 years old
Industry
Apparel Accessories and Other Apparel Manufacturing
Your business? Claim this record · Request removal
GNS Investments LLC in Chesterfield, MO — $304K (2026) · Limited-Service Restaurants
Program
7a General
Rate at approval
9.5% variable
Term
62 months
SBA guaranteed
$228K (75%)
Approval → funding
29 days
Approved
1/7/2026
First disbursed
2/5/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Franchise
Qargo Coffee Franchise Agreement
Jobs supported
2
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Your business? Claim this record · Request removal
Vital Rose LLC in Jackson, MO — $193K (2026) · purchase · Offices of Physicians, Mental Health Specialists
Program
7a General
Rate at approval
9.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$145K (75%)
Approval → funding
21 days
Approved
12/12/2025
First disbursed
1/2/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
4
Business age
Change of Ownership
Industry
Offices of Physicians, Mental Health Specialists
If you were the buyer here
Est. deal size
$214K
Est. down payment (10%)
$21K
Est. cash at closing
$29K
Monthly payment
$2,524
Annual debt service
$30K
Cash flow needed (1.25×)
$38K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Your business? Claim this record · Request removal
VITAL ROSE LLC in Jackson, MO — $150K (2026) · purchase · Offices of Physicians, Mental Health Specialists
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
9.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$75K (50%)
Approval → funding
24 days
Approved
12/9/2025
First disbursed
1/2/2026
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Change of Ownership
Industry
Offices of Physicians, Mental Health Specialists
If you were the buyer here
Est. deal size
$167K
Est. down payment (10%)
$17K
Est. cash at closing
$21K
Monthly payment
$1,962
Annual debt service
$24K
Cash flow needed (1.25×)
$29K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Your business? Claim this record · Request removal
Pip's Beardcraeft and Barber LLC in Springfield, MO — $116K (2026) · Barber Shops
Program
7a General
Rate at approval
10.25% variable
Term
300 mo (25 yrs)
SBA guaranteed
$99K (85%)
Approval → funding
21 days
Approved
11/20/2025
First disbursed
12/11/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Individual
Secondary market
Loan sold to investors
Jobs supported
6
Business age
Existing or more than 2 years old
Industry
Barber Shops
Your business? Claim this record · Request removal
A Novel Comfort LLC in Poplar Bluff, MO — $116K (2026) · Book Retailers and News Dealers
Program
7a General
Rate at approval
9.75% variable
Term
123 months
SBA guaranteed
$99K (85%)
Approval → funding
11 days
Approved
12/5/2025
First disbursed
12/16/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
2
Business age
Startup, Loan Funds will Open Business
Industry
Book Retailers and News Dealers
Your business? Claim this record · Request removal
SOUL SNATCHA'Z LLC in Jacksonville, AR — $103K (2026) · Mobile Food Services
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$52K (50%)
Approved
2/6/2026
Loan status
Committed
Loan type
Revolving line
Collateral
Required
Business type
Individual
Jobs supported
3
Business age
Existing or more than 2 years old
Industry
Mobile Food Services
Your business? Claim this record · Request removal
Ark Flash Electric and Services LLC in Searcy, AR — $59K (2026) · Electrical Contractors and Other Wiring Installation Contrac
Program
7a General
Rate at approval
9.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$50K (85%)
Approval → funding
40 days
Approved
12/11/2025
First disbursed
1/20/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
2
Business age
Startup, Loan Funds will Open Business
Industry
Electrical Contractors and Other Wiring Installation Contrac
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Failed deals

1 of Southern Bank's loans on record were charged off — the lender gave up collecting, which usually means the business failed. Each links to its full record.

Air Control Services LLCHot Springs Village, AR · $187K · FY2021$167K lost

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Businesses Southern Bank financed

134 businesses on record — the 60 largest by funding. Each links to its full SBA record.

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CapBench analysis of public lending records, FY2020–present. Not affiliated with Southern Bank.

Agent summary

This page summarizes Southern Bank's public SBA 7(a) lending record — deal sizes, industries, geography, and FDIC profile — from CapBench SBA Intelligence. CapBench is not a lender and does not originate or approve loans.

155 SBA 7(a) loans on record
$304K typical deal
46 business-acquisition loans
HQ: 468 E Main St, Spartanburg, SC
8 FDIC branch locations
FDIC total assets $400.2M

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/southern-bank
API:: https://www.capbench.com/api/public/lenders/southern-bank
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.

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