Maaco, by the numbers
Maaco appears in 56 SBA 7(a) loans since 2020, with a 2.78% cohort charge-off (failure) rate — from public SBA 7(a) loan records (FY2020–present). Every figure below comes from real financed deals: what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S1063)
56 deals since 2020 · typical deal $500K · 2.78% failure rate
56
Deals since 2020
$500K
Typical deal
14
Deals since FY2025
2.78%
Failure rate (FY20–23)
What buyers pay for Maaco
Most Maaco deals financed between $300K and $900K. Above $900K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $6,539
- Down payment (10%)
- $56K
- Cash to close (all-in)
- $74K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$74K)
Experience
Recent financings
- Ascent Alliance LLC in Phoenix, AZ — $1.7M (2026) · purchase · Integro Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.3M (75%)
- Approved
- 3/11/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 37
- Business age
- Change of Ownership
- Industry
- Automotive Body, Paint, and Interior Repair and Maintenance
If you were the buyer here
- Est. deal size
- $1.9M
- Est. down payment (10%)
- $188K
- Est. cash at closing
- $259K
- Monthly payment
- $22,166
- Annual debt service
- $266K
- Cash flow needed (1.25×)
- $332K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Integro Bank · Lender record →
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- Bagwell Investment Group LLC in Louisville, KY — $777K (2026) · Stock Yards Bank & Trust Company
- Program
- Preferred Lenders Program
- Rate at approval
- 7% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $583K (75%)
- Approved
- 3/16/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 9
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Automotive Body, Paint, and Interior Repair and Maintenance
Funded by Stock Yards Bank & Trust Company · Lender record →
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- MAACO Upper Marlboro in Upper Marlboro, MD — $435K (2026) · purchase · First Internet Bank of Indiana
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 132 mo (11 yrs)
- SBA guaranteed
- $326K (75%)
- Approval → funding
- 14 days
- Approved
- 12/5/2025
- First disbursed
- 12/19/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 7
- Business age
- Change of Ownership
- Industry
- Automotive Body, Paint, and Interior Repair and Maintenance
If you were the buyer here
- Est. deal size
- $483K
- Est. down payment (10%)
- $48K
- Est. cash at closing
- $65K
- Monthly payment
- $5,385
- Annual debt service
- $65K
- Cash flow needed (1.25×)
- $81K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Internet Bank of Indiana · Lender record →
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- DJC Collisions and Auto Paint LLC in Hampton, VA — $350K (2026) · Truist Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 8.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $175K (50%)
- Approval → funding
- 23 days
- Approved
- 1/21/2026
- First disbursed
- 2/13/2026
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Existing or more than 2 years old
- Industry
- Automotive Body, Paint, and Interior Repair and Maintenance
Funded by Truist Bank · Lender record →
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- JM Paradise Inc in Bakersfield, CA — $245K (2026) · CDC Small Business Finance Corp.
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $184K (75%)
- Approved
- 2/24/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 14
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Automotive Body, Paint, and Interior Repair and Maintenance
Funded by CDC Small Business Finance Corp. · Lender record →
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- MAACO Upper Marlboro in Upper Marlboro, MD — $35K (2026) · purchase · First Internet Bank of Indiana
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $18K (50%)
- Approval → funding
- 8 days
- Approved
- 1/5/2026
- First disbursed
- 1/13/2026
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Change of Ownership
- Industry
- Automotive Body, Paint, and Interior Repair and Maintenance
If you were the buyer here
- Est. deal size
- $39K
- Est. down payment (10%)
- $4K
- Est. cash at closing
- $5K
- Monthly payment
- $453
- Annual debt service
- $5K
- Cash flow needed (1.25×)
- $7K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Internet Bank of Indiana · Lender record →
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- BR Bhatti Corp in Piscataway, NJ — $2.9M (2025) · purchase · First Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $2.2M (75%)
- Approval → funding
- 7 days
- Approved
- 7/11/2025
- First disbursed
- 7/18/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 2
- Business age
- Change of Ownership
- Industry
- Automotive Body, Paint, and Interior Repair and Maintenance
If you were the buyer here
- Est. deal size
- $3.2M
- Est. down payment (10%)
- $322K
- Est. cash at closing
- $444K
- Monthly payment
- $37,474
- Annual debt service
- $450K
- Cash flow needed (1.25×)
- $562K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Bank · Lender record →
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- MICHIGAN PAINT PROS LLC in Lansing, MI — $1.8M (2025) · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 8.75% variable
- Term
- 312 mo (26 yrs)
- SBA guaranteed
- $1.3M (75%)
- Approval → funding
- 232 days
- Approved
- 5/20/2025
- First disbursed
- 1/7/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Automotive Body, Paint, and Interior Repair and Maintenance
Funded by Live Oak Banking Company · Lender record →
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- Lewvia Inc in Fort Worth, TX — $953K (2025) · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 8.5% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $715K (75%)
- Approval → funding
- 16 days
- Approved
- 4/9/2025
- First disbursed
- 4/25/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 3
- Business age
- Existing or more than 2 years old
- Industry
- Automotive Body, Paint, and Interior Repair and Maintenance
Funded by Live Oak Banking Company · Lender record →
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- REI Auto Inc. in Staten Island, NY — $845K (2025) · CIBC Bank USA
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $634K (75%)
- Approved
- 9/24/2025
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- New Business or 2 years or less
- Industry
- Automotive Body, Paint, and Interior Repair and Maintenance
Funded by CIBC Bank USA · Lender record →
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Who funds Maaco — and where
Every dot is a financed Maaco — 56 mapped.
Financed Maaco locations — list all 56 as text
- Lewvia Inc — Mansfield · $1.1M · FY2021 · Automotive Body, Paint, and Interior Repair and Maintenance
- Key Enterprises, Inc. — Sheboygan · $630K · FY2023 · Automotive Body, Paint, and Interior Repair and Maintenance
- JATS Realty LLC — Maple Shade · $3.4M · FY2023 · Automotive Body, Paint, and Interior Repair and Maintenance
- Bertalex Corp — Mount Vernon · $149K · FY2023 · Automotive Body, Paint, and Interior Repair and Maintenance
- WHP AZ II LLC — Chandler · $300K · FY2023 · Automotive Body, Paint, and Interior Repair and Maintenance
- WHP Holdings LLC — Chandler · $500K · FY2023 · Automotive Body, Paint, and Interior Repair and Maintenance
- Maaco — Arden · $822K · FY2024 · Automotive Body, Paint, and Interior Repair and Maintenance
- BR Bhatti Corp — Piscataway · $2.9M · FY2025 · Automotive Body, Paint, and Interior Repair and Maintenance
- REI Auto Inc. — Staten Island · $845K · FY2025 · Automotive Body, Paint, and Interior Repair and Maintenance
- REI Auto Inc. — Staten Island · $150K · FY2025 · Automotive Body, Paint, and Interior Repair and Maintenance
- MAACO Upper Marlboro — Upper Marlboro · $435K · FY2026 · Automotive Body, Paint, and Interior Repair and Maintenance
- MAACO Upper Marlboro — Upper Marlboro · $35K · FY2026 · Automotive Body, Paint, and Interior Repair and Maintenance
- DJC Collisions and Auto Paint LLC — Hampton · $350K · FY2026 · Automotive Body, Paint, and Interior Repair and Maintenance
- JM Paradise Inc — Bakersfield · $245K · FY2026 · Automotive Body, Paint, and Interior Repair and Maintenance
- Ascent Alliance LLC — Phoenix · $1.7M · FY2026 · Automotive Body, Paint, and Interior Repair and Maintenance
- Bagwell Investment Group LLC — Louisville · $777K · FY2026 · Automotive Body, Paint, and Interior Repair and Maintenance
- TRIZ LLC — Massapequa · $100K · FY2025 · General Automotive Repair
- Lewvia Inc — Fort Worth · $953K · FY2025 · Automotive Body, Paint, and Interior Repair and Maintenance
- MICHIGAN PAINT PROS LLC — Lansing · $1.8M · FY2025 · Automotive Body, Paint, and Interior Repair and Maintenance
- P&C Refinishing Inc. — Jacksonville · $840K · FY2025 · Automotive Body, Paint, and Interior Repair and Maintenance
- Minnesota Paint and Body LLC — Burnsville · $350K · FY2020 · Automotive Body, Paint, and Interior Repair and Maintenance
- JPEP Inc. — Modesto · $385K · FY2020 · Automotive Body, Paint, and Interior Repair and Maintenance
- OTPutnam, Inc. — Puyallup · $300K · FY2020 · Automotive Body, Paint, and Interior Repair and Maintenance
- Gelardi Autobody Inc — Fishkill · $460K · FY2020 · Automotive Body, Paint, and Interior Repair and Maintenance
- JB Polstar LLC — Rockaway · $260K · FY2020 · Automotive Body, Paint, and Interior Repair and Maintenance
- Minnesota Paint and Body LLC — Saint Paul · $945K · FY2020 · Lessors of Nonresidential Buildings (except Miniwarehouses)
- TD Automotive Inc. — Fresno · $404K · FY2021 · Automotive Body, Paint, and Interior Repair and Maintenance
- Jats Transportation LLC — Lawnside · $765K · FY2021 · Automotive Body, Paint, and Interior Repair and Maintenance
- Maaco MKE LLC — Menomonee Falls · $500K · FY2022 · Automotive Body, Paint, and Interior Repair and Maintenance
- Fantastic Plus Auto Body Inc. — San Jose · $639K · FY2022 · Automotive Body, Paint, and Interior Repair and Maintenance
- Pag Portland LLC — Portland · $388K · FY2022 · Automotive Body, Paint, and Interior Repair and Maintenance
- Marland Holdings, LLP — Martinsburg · $900K · FY2022 · Automotive Body, Paint, and Interior Repair and Maintenance
- Marland Holdings, LLP — Martinsburg · $50K · FY2022 · Automotive Body, Paint, and Interior Repair and Maintenance
- Philly Clan, Inc. — Winchester · $50K · FY2024 · Automotive Body, Paint, and Interior Repair and Maintenance
- Novistas LLC — Nashville · $100K · FY2024 · Automotive Body, Paint, and Interior Repair and Maintenance
- Novistas LLC — Nashville · $537K · FY2024 · Automotive Body, Paint, and Interior Repair and Maintenance
- FB AUTOBODY INC. — North Brunswick · $860K · FY2024 · Automotive Body, Paint, and Interior Repair and Maintenance
- Renovation Recon, Inc. — Laguna Niguel · $50K · FY2024 · Automotive Parts and Accessories Retailers
- Edphil Contracting LLC — Springfield · $743K · FY2025 · General Automotive Repair
- Express Auto Painting, Inc. — Charlotte Hall · $25K · FY2023 · Automotive Body, Paint, and Interior Repair and Maintenance
- Express Auto Painting, Inc. — Charlotte Hall · $2.6M · FY2023 · Automotive Body, Paint, and Interior Repair and Maintenance
- MAACO WAUKEGAN — Waukegan · $1.9M · FY2023 · Automotive Body, Paint, and Interior Repair and Maintenance
- JAM50 ENTERPRISES, LLC — Newark · $583K · FY2020 · Automotive Body, Paint, and Interior Repair and Maintenance
- Legacy Investor Group Savannah, LLC — Westlake · $1.1M · FY2020 · General Automotive Repair
- AleCar Corp. — Porter · $500K · FY2020 · Automotive Body, Paint, and Interior Repair and Maintenance
- Jonegan Investments, LLC — Rome · $495K · FY2020 · General Automotive Repair
- CONOVER COLLISION LLC — Lancaster · $100K · FY2020 · Automotive Body, Paint, and Interior Repair and Maintenance
- CONOVER COLLISION LLC — Lancaster · $50K · FY2020 · General Automotive Repair
- MAACO — Stockton · $350K · FY2020 · General Automotive Repair
- R. A Collision Corp — Berlin · $1.5M · FY2022 · Automotive Body, Paint, and Interior Repair and Maintenance
- MAACO DETROIT — Detroit · $953K · FY2022 · Automotive Body, Paint, and Interior Repair and Maintenance
- KKC Auto LLC — Staten Island · $550K · FY2021 · General Automotive Repair
- Alsa Auto Corp. — El Mirage · $1.7M · FY2021 · Automotive Body, Paint, and Interior Repair and Maintenance
- JHAB2 Co — Vancouver · $862K · FY2021 · Automotive Body, Paint, and Interior Repair and Maintenance
- Jatts Auto Body LLC — Tinton Falls · $446K · FY2021 · Automotive Body, Paint, and Interior Repair and Maintenance
- Central Valley MAACO — Fresno · $443K · FY2021 · Automotive Body, Paint, and Interior Repair and Maintenance
Top lenders for this brand
Most active states
- 1.New Jersey (7 loans)Maaco lenders in New Jersey->
- 2.California (7 loans)Maaco lenders in California->
- 3.New York (6 loans)Maaco lenders in New York->
- 4.Arizona (4 loans)Maaco lenders in Arizona->
- 5.Maryland (4 loans)Maaco lenders in Maryland->
- 6.Texas (3 loans)Maaco lenders in Texas->
- 7.Wisconsin (2 loans)Maaco lenders in Wisconsin->
- 8.Virginia (2 loans)Maaco lenders in Virginia->
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Common questions
How much does a Maaco cost to buy or open?
The typical deal for Maaco is $500K across 56 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $55K of buyer cash on a typical deal.
How risky is Maaco?
2.78% of Maaco's FY2020–23 deals failed and were written off. Under 1% is excellent; 1–3% is normal; above 3% deserves hard questions before the LOI.
Can I finance a Maaco with an SBA loan?
Yes — Maaco has been SBA-financed 14 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a Maaco franchise
Most Maaco buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Maaco deal financed for $500K, which points to about $55K of buyer cash on a typical purchase. Maaco is listed in the SBA Franchise Directory (identifier S1063), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Maaco — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for Maaco — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for Maaco — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Maaco is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 56 SBA 7(a) deals since 2020
- $500K typical deal
- 14 deals since FY2025
- 2.78% failure rate (FY20–23 cohort)
- SBA Franchise Directory: listed (identifier S1063)
- Top lenders: Live Oak Banking Company, TD Bank, National Association, First Bank of the Lake
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-07-24.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Maaco.