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Automotive · lender intelligence

How to finance a Maaco

The SBA 7(a) lenders funding the most Maaco deals, ranked from public loan records — typical Maaco loan about $500K, 2.78% failure rate across 56 loans. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance Maaco

$500K

Typical loan

range $300K–$900K

$556K

Est. purchase price

≈ loan ÷ 90%

$74,306

Cash to close

$55,556 down + fees

$6,470/mo

Typical payment

~9.5% · 10yr

$89,286/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

97.2%

Still performing

2.8% default · FY20–23

17 days

Typical time to fund

35

Lenders competing

more = leverage

7.92%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Maaco

Ranked by funded Maaco loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

  1. 1.1,296 loans · $1.4B · Wilmington, NCFull record →
  2. 2.1,322 loans · $185M · Wilmington, DEFull record →
  3. 3.318 loans · $229M · Osage Beach, MOFull record →
  4. 4.1,927 loans · $207M · Buffalo, NYFull record →
  5. 5.9 loans · $10M · Garden City Park, NYFull record →
  6. 6.23 loans · $25M · Chicago, ILFull record →
  7. 7.168 loans · $205M · Fishers, INFull record →
  8. 8.21 loans · $5M · Spartanburg, SCFull record →
  9. 9.3 loans · $2M · Minneapolis, MNFull record →
  10. 10.2,539 loans · $965M · Columbus, OHFull record →
  11. 11.8 loans · $6M · Lemay, MOFull record →
  12. 12.1 loans · $0M · St. Louis, MOFull record →
  13. 13.34 loans · $57M · Charlotte, NCFull record →
  14. 14.154 loans · $26M · San Diego, CAFull record →
  15. 15.19 loans · $21M · Phoenix, AZFull record →
  16. 16.31 loans · $13M · Louisville, KYFull record →
  17. 17.85 loans · $36M · Waterbury, CTFull record →
  18. 18.24 loans · $21M · Raleigh, NCFull record →
  19. 19.29 loans · $28M · Quincy, CAFull record →
  20. 20.328 loans · $134M · Cleveland, OHFull record →
  21. 21.149 loans · $135M · Mukwonago, WIFull record →
  22. 22.65 loans · $52M · Lancaster, PAFull record →
  23. 23.40 loans · $42M · Englewood Cliffs, NJFull record →
  24. 24.741 loans · $149M · Northbrook, ILFull record →
  25. 25.3 loans · $2M · Atlanta, GAFull record →

56+ funded Maaco deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

  • Ascent Alliance LLC in Phoenix, AZ — $1.7M (2026) · purchase · Integro Bank
  • Bagwell Investment Group LLC in Louisville, KY — $777K (2026) · Stock Yards Bank & Trust Company
  • MAACO Upper Marlboro in Upper Marlboro, MD — $435K (2026) · purchase · First Internet Bank of Indiana
  • DJC Collisions and Auto Paint LLC in Hampton, VA — $350K (2026) · Truist Bank
  • JM Paradise Inc in Bakersfield, CA — $245K (2026) · CDC Small Business Finance Corp.
  • MAACO Upper Marlboro in Upper Marlboro, MD — $35K (2026) · purchase · First Internet Bank of Indiana
  • BR Bhatti Corp in Piscataway, NJ — $2.9M (2025) · purchase · First Bank
  • MICHIGAN PAINT PROS LLC in Lansing, MI — $1.8M (2025) · Live Oak Banking Company
  • Lewvia Inc in Fort Worth, TX — $953K (2025) · Live Oak Banking Company
  • REI Auto Inc. in Staten Island, NY — $845K (2025) · CIBC Bank USA
  • P&C Refinishing Inc. in Jacksonville, FL — $840K (2025) · purchase · North State Bank
  • Edphil Contracting LLC in Springfield, OH — $743K (2025) · Craft Bank
  • REI Auto Inc. in Staten Island, NY — $150K (2025) · CIBC Bank USA
  • TRIZ LLC in Massapequa, NY — $100K (2025) · Webster Bank National Association
  • FB AUTOBODY INC. in North Brunswick, NJ — $860K (2024) · purchase · Hanover Community Bank
  • Maaco in Arden, NC — $822K (2024) · First Bank of the Lake
  • Novistas LLC in Nashville, TN — $537K (2024) · purchase · The Huntington National Bank
  • Novistas LLC in Nashville, TN — $100K (2024) · purchase · The Huntington National Bank
  • Philly Clan, Inc. in Winchester, VA — $50K (2024) · Northeast Bank
  • Renovation Recon, Inc. in Laguna Niguel, CA — $50K (2024) · Northeast Bank

Buying a Maaco? Start with a lender that has funded the brand

We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Maaco businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Maaco purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Live Oak Banking Company funds the most. CapBench is not a lender.

  • $500K typical Maaco loan
  • 2.78% failure rate (FY20–23)
  • 35 lenders fund the brand
  • 17 days typical to fund

Buyers researching a Maaco typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this dealTalk to a loan brokerMaaco record
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/lenders/franchise/maaco
API:
https://www.capbench.com/api/public/lenders?franchise=maaco
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
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