Automotive · lender intelligence

How to finance a Maaco in Arizona

State:

The SBA 7(a) lenders funding the most Maaco deals in Arizona, from public loan records — typical Maaco loan about $500K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance Maaco in Arizona

$1.70M

Typical loan

range $500K–$1.73M

$1.88M

Est. purchase price

≈ loan ÷ 90%

$258,930

Cash to close

$188,333 down + fees

$21,933/mo

Typical payment

~9.5% · 10yr

$302,675/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

13 days

Typical time to fund

Lenders competing

more = leverage

8.28%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Maaco in Arizona

Ranked by funded Maaco loans in Arizona. Tap a lender for its full record, or hit Get in touch for an introduction.

1.1,296 loans · $1.4B · Wilmington, NCFull record →
2.19 loans · $21M · Phoenix, AZFull record →
3.112 loans · $112M · Irving, TXFull record →

4+ funded Maaco in Arizona deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Ascent Alliance LLC in Phoenix, AZ — $1.7M (2026) · purchase · Integro Bank
Program
Preferred Lenders Program
Rate at approval
9.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.3M (75%)
Approved
3/11/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
37
Business age
Change of Ownership
Industry
Automotive Body, Paint, and Interior Repair and Maintenance
If you were the buyer here
Est. deal size
$1.9M
Est. down payment (10%)
$188K
Est. cash at closing
$259K
Monthly payment
$22,166
Annual debt service
$266K
Cash flow needed (1.25×)
$332K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Integro Bank · Lender record →
Your business? Claim this record · Request removal
WHP Holdings LLC in Chandler, AZ — $500K (2023) · Live Oak Banking Company
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
9.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$250K (50%)
Approval → funding
15 days
Approved
2/21/2023
First disbursed
3/8/2023
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
1
Business age
Existing or more than 2 years old
Industry
Automotive Body, Paint, and Interior Repair and Maintenance
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
WHP AZ II LLC in Chandler, AZ — $300K (2023) · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
9.35% variable
Term
120 mo (10 yrs)
SBA guaranteed
$225K (75%)
Approval → funding
8 days
Approved
1/19/2023
First disbursed
1/27/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
12
Business age
Existing or more than 2 years old
Industry
Automotive Body, Paint, and Interior Repair and Maintenance
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Alsa Auto Corp. in El Mirage, AZ — $1.7M (2021) · purchase · VelocitySBA, LLC
Program
Preferred Lenders Program
Rate at approval
4.75% variable
Term
300 mo (25 yrs)
SBA guaranteed
$1.6M (90%)
Approval → funding
13 days
Approved
7/13/2021
First disbursed
7/26/2021
Loan status
Paid in full (3/31/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
4
Business age
Change of Ownership
Industry
Automotive Body, Paint, and Interior Repair and Maintenance
If you were the buyer here
Est. deal size
$1.9M
Est. down payment (10%)
$192K
Est. cash at closing
$264K
Monthly payment
$9,846
Annual debt service
$118K
Cash flow needed (1.25×)
$148K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by VelocitySBA, LLC · Lender record →
Your business? Claim this record · Request removal

Buying a Maaco in Arizona? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded Maaco loans with a Arizona project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Maaco purchase in Arizona with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Arizona deals. Live Oak Banking Company funds the most here. CapBench is not a lender.

$500K typical Maaco loan
3 lenders active in Arizona
4+ funded Arizona deals
13 days typical to fund

Buyers buying a Maaco in Arizona typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All Maaco lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-20.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/maaco/arizona
API:: https://www.capbench.com/api/public/lenders?franchise=maaco
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.