Automotive · lender intelligence

How to finance a Maaco in New Jersey

State:

The SBA 7(a) lenders funding the most Maaco deals in New Jersey, from public loan records — typical Maaco loan about $500K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance Maaco in New Jersey

$860K

Typical loan

range $446K–$2.90M

$956K

Est. purchase price

≈ loan ÷ 90%

$131,031

Cash to close

$95,556 down + fees

$11,128/mo

Typical payment

~9.5% · 10yr

$153,566/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

20 days

Typical time to fund

Lenders competing

more = leverage

7.3%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Maaco in New Jersey

Ranked by funded Maaco loans in New Jersey. Tap a lender for its full record, or hit Get in touch for an introduction.

1.9 loans · $10M · Garden City Park, NYFull record →
2.1,322 loans · $185M · Wilmington, DEFull record →
3.1 loans · $0M · St. Louis, MOFull record →
4.65 loans · $52M · Lancaster, PAFull record →

7+ funded Maaco in New Jersey deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

BR Bhatti Corp in Piscataway, NJ — $2.9M (2025) · purchase · First Bank
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$2.2M (75%)
Approval → funding
7 days
Approved
7/11/2025
First disbursed
7/18/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
2
Business age
Change of Ownership
Industry
Automotive Body, Paint, and Interior Repair and Maintenance
If you were the buyer here
Est. deal size
$3.2M
Est. down payment (10%)
$322K
Est. cash at closing
$444K
Monthly payment
$37,474
Annual debt service
$450K
Cash flow needed (1.25×)
$562K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Bank · Lender record →
Your business? Claim this record · Request removal
FB AUTOBODY INC. in North Brunswick, NJ — $860K (2024) · purchase · Hanover Community Bank
Program
Preferred Lenders Program
Rate at approval
11% variable
Term
120 mo (10 yrs)
SBA guaranteed
$645K (75%)
Approval → funding
20 days
Approved
4/13/2024
First disbursed
5/3/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
12
Business age
Change of Ownership
Industry
Automotive Body, Paint, and Interior Repair and Maintenance
If you were the buyer here
Est. deal size
$956K
Est. down payment (10%)
$96K
Est. cash at closing
$131K
Monthly payment
$11,847
Annual debt service
$142K
Cash flow needed (1.25×)
$178K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Hanover Community Bank · Lender record →
Your business? Claim this record · Request removal
JATS Realty LLC in Maple Shade, NJ — $3.4M (2023) · purchase · TD Bank, National Association
Program
Preferred Lenders Program
Rate at approval
7.7% fixed
Term
300 mo (25 yrs)
SBA guaranteed
$2.6M (75%)
Approval → funding
32 days
Approved
12/8/2022
First disbursed
1/9/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
14
Business age
Change of Ownership
Industry
Automotive Body, Paint, and Interior Repair and Maintenance
If you were the buyer here
Est. deal size
$3.8M
Est. down payment (10%)
$380K
Est. cash at closing
$525K
Monthly payment
$25,720
Annual debt service
$309K
Cash flow needed (1.25×)
$386K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by TD Bank, National Association · Lender record →
Your business? Claim this record · Request removal
R. A Collision Corp in Berlin, NJ — $1.5M (2022) · Hanover Community Bank
Program
7a General
Rate at approval
5.75% variable
Term
300 mo (25 yrs)
SBA guaranteed
$1.1M (75%)
Approval → funding
67 days
Approved
11/5/2021
First disbursed
1/11/2022
Loan status
Paid in full (1/31/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
1
Business age
Startup, Loan Funds will Open Business
Industry
Automotive Body, Paint, and Interior Repair and Maintenance
Funded by Hanover Community Bank · Lender record →
Your business? Claim this record · Request removal
Jats Transportation LLC in Lawnside, NJ — $765K (2021) · TD Bank, National Association
Program
Preferred Lenders Program
Rate at approval
5.14% fixed
Term
300 mo (25 yrs)
SBA guaranteed
$574K (75%)
Approval → funding
14 days
Approved
11/16/2020
First disbursed
11/30/2020
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
10
Business age
New Business or 2 years or less
Industry
Automotive Body, Paint, and Interior Repair and Maintenance
Funded by TD Bank, National Association · Lender record →
Your business? Claim this record · Request removal
Jatts Auto Body LLC in Tinton Falls, NJ — $446K (2021) · Hanover Community Bank
Program
7a General
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$401K (90%)
Approval → funding
38 days
Approved
8/30/2021
First disbursed
10/7/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
10
Business age
Startup, Loan Funds will Open Business
Industry
Automotive Body, Paint, and Interior Repair and Maintenance
Funded by Hanover Community Bank · Lender record →
Your business? Claim this record · Request removal
JB Polstar LLC in Rockaway, NJ — $260K (2020) · Fulton Bank, National Association
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$195K (75%)
Approval → funding
17 days
Approved
9/8/2020
First disbursed
9/25/2020
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
3
Business age
New Business or 2 years or less
Industry
Automotive Body, Paint, and Interior Repair and Maintenance
Funded by Fulton Bank, National Association · Lender record →
Your business? Claim this record · Request removal

Buying a Maaco in New Jersey? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded Maaco loans with a New Jersey project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Maaco purchase in New Jersey with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded New Jersey deals. Hanover Community Bank funds the most here. CapBench is not a lender.

$500K typical Maaco loan
4 lenders active in New Jersey
7+ funded New Jersey deals
20 days typical to fund

Buyers buying a Maaco in New Jersey typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All Maaco lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/maaco/new-jersey
API:: https://www.capbench.com/api/public/lenders?franchise=maaco
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.