Automotive · lender intelligence

How to finance a Maaco in New York

State:

The SBA 7(a) lenders funding the most Maaco deals in New York, from public loan records — typical Maaco loan about $500K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance Maaco in New York

$460K

Typical loan

range $149K–$550K

$511K

Est. purchase price

≈ loan ÷ 90%

$68,361

Cash to close

$51,111 down + fees

$5,952/mo

Typical payment

~9.5% · 10yr

$82,138/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

29 days

Typical time to fund

Lenders competing

more = leverage

8.58%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Maaco in New York

Ranked by funded Maaco loans in New York. Tap a lender for its full record, or hit Get in touch for an introduction.

1.23 loans · $25M · Chicago, ILFull record →
2.1,322 loans · $185M · Wilmington, DEFull record →
3.85 loans · $36M · Waterbury, CTFull record →
4.149 loans · $135M · Mukwonago, WIFull record →
5.18 loans · $20M · Fort Lee, NJFull record →

6+ funded Maaco in New York deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

REI Auto Inc. in Staten Island, NY — $845K (2025) · CIBC Bank USA
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$634K (75%)
Approved
9/24/2025
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
New Business or 2 years or less
Industry
Automotive Body, Paint, and Interior Repair and Maintenance
Funded by CIBC Bank USA · Lender record →
Your business? Claim this record · Request removal
REI Auto Inc. in Staten Island, NY — $150K (2025) · CIBC Bank USA
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
9.5% variable
Term
72 mo (6 yrs)
SBA guaranteed
$75K (50%)
Approved
9/24/2025
Loan status
Committed
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
New Business or 2 years or less
Industry
Automotive Body, Paint, and Interior Repair and Maintenance
Funded by CIBC Bank USA · Lender record →
Your business? Claim this record · Request removal
TRIZ LLC in Massapequa, NY — $100K (2025) · Webster Bank National Association
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
9.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$50K (50%)
Approval → funding
29 days
Approved
3/25/2025
First disbursed
4/23/2025
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Business age
Existing or more than 2 years old
Industry
General Automotive Repair
Funded by Webster Bank National Association · Lender record →
Your business? Claim this record · Request removal
Bertalex Corp in Mount Vernon, NY — $149K (2023) · TD Bank, National Association
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
12% variable
Term
89 months
SBA guaranteed
$75K (50%)
Approval → funding
11 days
Approved
1/13/2023
First disbursed
1/24/2023
Loan status
In workout — SBA bought the guarantee
Loan type
Revolving line
Collateral
Not required
Business type
Corporation
Jobs supported
3
Business age
Existing or more than 2 years old
Industry
Automotive Body, Paint, and Interior Repair and Maintenance
Funded by TD Bank, National Association · Lender record →
Your business? Claim this record · Request removal
KKC Auto LLC in Staten Island, NY — $550K (2021) · New Millennium Bank
Program
Preferred Lenders Program
Rate at approval
4.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$495K (90%)
Approval → funding
12 days
Approved
6/18/2021
First disbursed
6/30/2021
Loan status
Paid in full (2/28/2023)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
8
Business age
New Business or 2 years or less
Industry
General Automotive Repair
Funded by New Millennium Bank · Lender record →
Your business? Claim this record · Request removal
Gelardi Autobody Inc in Fishkill, NY — $460K (2020) · purchase · Citizens Bank
Program
7a General
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$345K (75%)
Approval → funding
34 days
Approved
8/27/2020
First disbursed
9/30/2020
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
9
Business age
Change of Ownership
Industry
Automotive Body, Paint, and Interior Repair and Maintenance
If you were the buyer here
Est. deal size
$511K
Est. down payment (10%)
$51K
Est. cash at closing
$68K
Monthly payment
$5,107
Annual debt service
$61K
Cash flow needed (1.25×)
$77K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal

Buying a Maaco in New York? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded Maaco loans with a New York project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Maaco purchase in New York with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded New York deals. CIBC Bank USA funds the most here. CapBench is not a lender.

$500K typical Maaco loan
5 lenders active in New York
6+ funded New York deals
29 days typical to fund

Buyers buying a Maaco in New York typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All Maaco lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-18.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/maaco/new-york
API:: https://www.capbench.com/api/public/lenders?franchise=maaco
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.