Automotive · lender intelligence

How to finance a Maaco in Alabama

State:

The SBA 7(a) lenders funding the most Maaco deals in Alabama, from public loan records — typical Maaco loan about $500K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance Maaco in Alabama

$500K

Typical loan

range $500K–$500K

$556K

Est. purchase price

≈ loan ÷ 90%

$74,306

Cash to close

$55,556 down + fees

$6,470/mo

Typical payment

~9.5% · 10yr

$89,286/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

107 days

Typical time to fund

Lenders competing

more = leverage

4.9%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Maaco in Alabama

Ranked by funded Maaco loans in Alabama. Tap a lender for its full record, or hit Get in touch for an introduction.

1.128 loans · $40M · Wilmington, DEFull record →

1+ funded Maaco in Alabama deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

AleCar Corp. in Porter, AL — $500K (2020) · PNC Bank, National Association
Program
Preferred Lenders Program
Rate at approval
4.9% variable
Term
80 months
SBA guaranteed
$375K (75%)
Approval → funding
107 days
Approved
11/14/2019
First disbursed
2/29/2020
Loan status
Failed — $465K charged off (5/22/2023)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
9
Business age
Startup, Loan Funds will Open Business
Industry
Automotive Body, Paint, and Interior Repair and Maintenance
Funded by PNC Bank, National Association · Lender record →
Your business? Claim this record · Request removal

Buying a Maaco in Alabama? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded Maaco loans with a Alabama project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Maaco purchase in Alabama with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Alabama deals. PNC Bank, National Association funds the most here. CapBench is not a lender.

$500K typical Maaco loan
1 lenders active in Alabama
1+ funded Alabama deals
107 days typical to fund

Buyers buying a Maaco in Alabama typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All Maaco lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/maaco/alabama
API:: https://www.capbench.com/api/public/lenders?franchise=maaco
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.