Automotive · lender intelligence
How to finance a Grease Monkey
The SBA 7(a) lenders funding the most Grease Monkey deals, ranked from public loan records — typical Grease Monkey loan about $614K, 0% failure rate across 60 loans. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance Grease Monkey
$614K
Typical loan
range $317K–$1.33M
$682K
Est. purchase price
≈ loan ÷ 90%
$91,247
Cash to close
$68,222 down + fees
$7,945/mo
Typical payment
~9.5% · 10yr
$109,641/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
100.0%
Still performing
0% default · FY20–23
21 days
Typical time to fund
22
Lenders competing
more = leverage
7.67%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Grease Monkey
Ranked by funded Grease Monkey loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.1,296 loans · $1.4B · Wilmington, NCFull record →
- 2.75 loans · $98M · Sioux Falls, SDFull record →
- 3.149 loans · $135M · Mukwonago, WIFull record →
- 4.20 loans · $8M · Saint Petersburg, FLFull record →
- 5.2,539 loans · $965M · Columbus, OHFull record →
- 6.1,025 loans · $292M · Berkeley Heights, NJFull record →
- 7.5 loans · $2M · Beresford, SDFull record →
- 8.40 loans · $42M · Englewood Cliffs, NJFull record →
- 9.31 loans · $44M · Passaic, NJFull record →
- 10.34 loans · $12M · Wood River, NEFull record →
- 11.105 loans · $51M · Fitzgerald, GAFull record →
- 12.36 loans · $51M · Carmel, INFull record →
- 13.29 loans · $35M · Arkadelphia, ARFull record →
- 14.2 loans · $0M · Terre Haute, INFull record →
- 15.38 loans · $26M · Richmond City, VAFull record →
- 16.105 loans · $72M · Wilmington, DEFull record →
- 17.1 loans · $0M · St. Louis, MOFull record →
- 18.12 loans · $24M · South Bend, INFull record →
- 19.66 loans · $68M · Milford, IAFull record →
- 20.58 loans · $51M · Burlington, KYFull record →
- 21.7 loans · $9M · Memphis, TNFull record →
- 22.21 loans · $5M · Spartanburg, SCFull record →
60+ funded Grease Monkey deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- RJS Investment Group Inc. in Greenville, TX — $2.3M (2026) · Colony Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.25% variable
- Term
- 312 mo (26 yrs)
- SBA guaranteed
- $1.8M (75%)
- Approved
- 1/29/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 28
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Automotive Oil Change and Lubrication Shops
Funded by Colony Bank · Lender record →
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- MB PARTNERS LLC in Bothell, WA — $2.2M (2026) · purchase · Heritage Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 7.75% variable
- Term
- 119 months
- SBA guaranteed
- $1.7M (75%)
- Approval → funding
- 28 days
- Approved
- 12/3/2025
- First disbursed
- 12/31/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Change of Ownership
- Industry
- Automotive Oil Change and Lubrication Shops
If you were the buyer here
- Est. deal size
- $2.5M
- Est. down payment (10%)
- $247K
- Est. cash at closing
- $340K
- Monthly payment
- $26,803
- Annual debt service
- $322K
- Cash flow needed (1.25×)
- $402K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Heritage Bank · Lender record →
Your business? Claim this record · Request removal
- Valleywide Automotive LLC in Phoenix, AZ — $1.6M (2026) · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 8.5% variable
- Term
- 312 mo (26 yrs)
- SBA guaranteed
- $1.2M (75%)
- Approved
- 11/20/2025
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 16
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Automotive Oil Change and Lubrication Shops
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- PILLAR AUTOMOTIVE LLC in Tempe, AZ — $1.6M (2026) · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 8.5% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.2M (75%)
- Approved
- 2/28/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Automotive Oil Change and Lubrication Shops
Funded by Live Oak Banking Company · Lender record →
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- ERICKSON AUTO CARE, LLC in Ogden, UT — $1.5M (2026) · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 8% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.1M (75%)
- Approval → funding
- 32 days
- Approved
- 11/14/2025
- First disbursed
- 12/16/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 16
- Business age
- Startup, Loan Funds will Open Business
- Industry
- General Automotive Repair
Funded by Live Oak Banking Company · Lender record →
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- Iron Mountain, Inc. in Glenwood Springs, CO — $242K (2026) · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 10.24% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $182K (75%)
- Approved
- 3/16/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Existing or more than 2 years old
- Industry
- Automotive Oil Change and Lubrication Shops
Funded by Live Oak Banking Company · Lender record →
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- WOODLAWN MONKEY CORP. in Gwynn Oak, MD — $100K (2026) · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 10.24% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $85K (85%)
- Approved
- 3/13/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Automotive Oil Change and Lubrication Shops
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- REDLINE AUTO CENTERS 28209 HWY 27 LLC in Dundee, FL — $2.3M (2025) · Merchants Bank of Indiana
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.7M (75%)
- Approval → funding
- 33 days
- Approved
- 5/28/2025
- First disbursed
- 6/30/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 5
- Business age
- New Business or 2 years or less
- Industry
- Automotive Oil Change and Lubrication Shops
Funded by Merchants Bank of Indiana · Lender record →
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- SS REYNOLDSBURG OPCO, LLC in Reynoldsburg, OH — $1.5M (2025) · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 312 mo (26 yrs)
- SBA guaranteed
- $1.1M (75%)
- Approval → funding
- 6 days
- Approved
- 6/24/2025
- First disbursed
- 6/30/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Automotive Oil Change and Lubrication Shops
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- Bornfield Automotive Group, LLC in Parrish, FL — $1.2M (2025) · Valley National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $937K (75%)
- Approval → funding
- 33 days
- Approved
- 7/18/2025
- First disbursed
- 8/20/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 14
- Business age
- Existing or more than 2 years old
- Industry
- General Automotive Repair
Funded by Valley National Bank · Lender record →
Your business? Claim this record · Request removal
- Grease Monkey in Charlotte, NC — $700K (2025) · United Community Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $525K (75%)
- Approval → funding
- 11 days
- Approved
- 1/10/2025
- First disbursed
- 1/21/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 15
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Automotive Oil Change and Lubrication Shops
Funded by United Community Bank · Lender record →
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- Maryland Monkey, LLC in Glen Burnie, MD — $500K (2025) · BayFirst National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 126 months
- SBA guaranteed
- $375K (75%)
- Approval → funding
- 23 days
- Approved
- 4/28/2025
- First disbursed
- 5/21/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 14
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Automotive Oil Change and Lubrication Shops
Funded by BayFirst National Bank · Lender record →
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- Forward Vision Service Solutions, Inc. in Pendleton, SC — $407K (2025) · purchase · First Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $305K (75%)
- Approval → funding
- 9 days
- Approved
- 10/1/2024
- First disbursed
- 10/10/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 5
- Business age
- Change of Ownership
- Industry
- Automotive Oil Change and Lubrication Shops
If you were the buyer here
- Est. deal size
- $452K
- Est. down payment (10%)
- $45K
- Est. cash at closing
- $60K
- Monthly payment
- $5,664
- Annual debt service
- $68K
- Cash flow needed (1.25×)
- $85K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Bank · Lender record →
Your business? Claim this record · Request removal
- THRESHOLD AUTOMOTIVE SERVICE L.L.C in Jerome, ID — $200K (2025) · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 10.99% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $150K (75%)
- Approval → funding
- 48 days
- Approved
- 3/13/2025
- First disbursed
- 4/30/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 2
- Business age
- Existing or more than 2 years old
- Industry
- Automotive Oil Change and Lubrication Shops
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- Preferred Oil and Lube Inc. in Mesa, AZ — $150K (2025) · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 10.99% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 7 days
- Approved
- 6/30/2025
- First disbursed
- 7/7/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 8
- Business age
- New Business or 2 years or less
- Industry
- General Automotive Repair
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- Winter Haven Realty Holdings Inc. in Dundee, FL — $5.0M (2024) · Everwise Credit Union
- Program
- 7a General
- Rate at approval
- 10.25% variable
- Term
- 293 months
- SBA guaranteed
- $3.8M (75%)
- Approval → funding
- 12 days
- Approved
- 11/17/2023
- First disbursed
- 11/29/2023
- Loan status
- Paid in full (12/31/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 21
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Automotive Oil Change and Lubrication Shops
Funded by Everwise Credit Union · Lender record →
Your business? Claim this record · Request removal
- Oily Ape LLC in Sunnyside, WA — $2.1M (2024) · Atlantic Union Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 312 mo (26 yrs)
- SBA guaranteed
- $1.6M (75%)
- Approval → funding
- 49 days
- Approved
- 8/20/2024
- First disbursed
- 10/8/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 12
- Business age
- Startup, Loan Funds will Open Business
- Industry
- All Other Automotive Repair and Maintenance
Funded by Atlantic Union Bank · Lender record →
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- SR BUSINESS MANAGEMENT GROUP, INC. in Mishawaka, IN — $765K (2024) · Wilmington Savings Fund Society FSB
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $574K (75%)
- Approval → funding
- 22 days
- Approved
- 9/24/2024
- First disbursed
- 10/16/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 10
- Business age
- New Business or 2 years or less
- Industry
- Automotive Oil Change and Lubrication Shops
Funded by Wilmington Savings Fund Society FSB · Lender record →
Your business? Claim this record · Request removal
- Maryland Monkey, LLC in Glen Burnie, MD — $419K (2024) · BayFirst National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11.5% variable
- Term
- 126 months
- SBA guaranteed
- $314K (75%)
- Approved
- 9/7/2024
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 14
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Automotive Oil Change and Lubrication Shops
Funded by BayFirst National Bank · Lender record →
Your business? Claim this record · Request removal
- AJK Investments Inc in Franklin, KY — $311K (2024) · Citizens Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $233K (75%)
- Approval → funding
- 136 days
- Approved
- 6/25/2024
- First disbursed
- 11/8/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 8
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Automotive Oil Change and Lubrication Shops
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal
Buying a Grease Monkey? Start with a lender that has funded the brand
We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.
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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Grease Monkey businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Grease Monkey purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Live Oak Banking Company funds the most. CapBench is not a lender.
- $614K typical Grease Monkey loan
- 0% failure rate (FY20–23)
- 22 lenders fund the brand
- 21 days typical to fund
Buyers researching a Grease Monkey typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.