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Automotive · lender intelligence

How to finance a Carstar

The SBA 7(a) lenders funding the most Carstar deals, ranked from public loan records — typical Carstar loan about $869K, 0% failure rate across 34 loans. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance Carstar

$869K

Typical loan

range $416K–$1.93M

$966K

Est. purchase price

≈ loan ÷ 90%

$132,402

Cash to close

$96,556 down + fees

$11,245/mo

Typical payment

~9.5% · 10yr

$155,181/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

14 days

Typical time to fund

24

Lenders competing

more = leverage

7.24%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Carstar

Ranked by funded Carstar loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

  1. 1.1,296 loans · $1.4B · Wilmington, NCFull record →
  2. 2.2,539 loans · $965M · Columbus, OHFull record →
  3. 3.62 loans · $34M · Winter Haven, FLFull record →
  4. 4.318 loans · $229M · Osage Beach, MOFull record →
  5. 5.103 loans · $64M · Indiana, PAFull record →
  6. 6.101 loans · $81M · Pasadena, CAFull record →
  7. 7.1 loans · $0M · Saint Louis, MOFull record →
  8. 8.1 loans · $0M · St. Louis, MOFull record →
  9. 9.16 loans · $18M · Chicago, ILFull record →
  10. 10.1,025 loans · $292M · Berkeley Heights, NJFull record →
  11. 11.3,264 loans · $846M · Miami, FLFull record →
  12. 12.3 loans · $6M · Kingwood, TXFull record →
  13. 13.868 loans · $362M · Salt Lake City, UTFull record →
  14. 14.149 loans · $135M · Mukwonago, WIFull record →
  15. 15.75 loans · $98M · Sioux Falls, SDFull record →
  16. 16.5 loans · $1M · Fisher, ILFull record →
  17. 17.54 loans · $15M · University Park, TXFull record →
  18. 18.32 loans · $37M · Champaign, ILFull record →
  19. 19.16 loans · $7M · Norwich, NYFull record →
  20. 20.2 loans · $0M · Pine Bluff, ARFull record →
  21. 21.20 loans · $8M · Saint Petersburg, FLFull record →
  22. 22.53 loans · $101M · Dallas, TXFull record →
  23. 23.242 loans · $281M · Chicago, ILFull record →

34+ funded Carstar deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

  • Deiri Investment LLC in Farmers Branch, TX — $1.9M (2026) · The MINT National Bank
  • Russo Auto Body LLC in Vallejo, CA — $869K (2026) · Celtic Bank Corporation
  • Empire Peach Works Corp in Canton, GA — $615K (2026) · Citizens Bank
  • 1810 Gordon Hwy RE LLC in Augusta, GA — $2.9M (2025) · The Bancorp Bank National Association
  • Custer 2478 Group LLC in Van Alstyne, TX — $2.2M (2025) · Live Oak Banking Company
  • CARSTAR Wreck-O-Mended in Irving, TX — $1.5M (2025) · First Bank of the Lake
  • WRECKOMENDED, LLC in Irving, TX — $1.5M (2025) · First Bank of the Lake
  • CARSTAR PACIFIC COAST COLLISION CENTER in Rancho Cordova, CA — $500K (2025) · Live Oak Banking Company
  • Carstar Broadway in San Antonio, TX — $300K (2025) · Newtek Bank, National Association
  • KRAEMER AUTO COLLISION, INC. in Anaheim, CA — $150K (2025) · BayFirst National Bank
  • CARSTAR SUPERIOR COLLISION BROADWAY in San Antonio, TX — $817K (2024) · Readycap Lending, LLC
  • Custer 2478 Holdings, LLC in Van Alstyne, TX — $2.8M (2023) · SouthState Bank, National Association
  • Campbell's Auto Body - Burleson, LLC in Burleson, TX — $2.8M (2023) · T Bank, National Association
  • DRIVE 365 LLC in Ukiah, CA — $875K (2023) · Live Oak Banking Company
  • AMP COLLISION, L.L.C. in Omaha, NE — $350K (2023) · BMO Bank National Association
  • Romani Inc. in Montgomery, TX — $2.6M (2022) · Simmons Bank
  • HT&E Collision Repair Inc. in Wichita, KS — $416K (2022) · purchase · Busey Bank
  • Ferber Automotive Corp. in Angola, NY — $135K (2022) · NBT Bank, National Association
  • Carstar Auto World Collision in South San Francisco, CA — $4.4M (2021) · East West Bank
  • Apple Valley Automotive, Inc. in Apple Valley, MN — $2.4M (2021) · Byline Bank

Buying a Carstar? Start with a lender that has funded the brand

We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Carstar businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Carstar purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Live Oak Banking Company funds the most. CapBench is not a lender.

  • $869K typical Carstar loan
  • 0% failure rate (FY20–23)
  • 24 lenders fund the brand
  • 14 days typical to fund

Buyers researching a Carstar typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this dealTalk to a loan brokerCarstar record
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/lenders/franchise/carstar
API:
https://www.capbench.com/api/public/lenders?franchise=carstar
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
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