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Automotive · lender intelligence

How to finance a Big O Tires

The SBA 7(a) lenders funding the most Big O Tires deals, ranked from public loan records — typical Big O Tires loan about $780K, 0% failure rate across 63 loans. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance Big O Tires

$780K

Typical loan

range $350K–$1.83M

$867K

Est. purchase price

≈ loan ÷ 90%

$118,842

Cash to close

$86,667 down + fees

$10,093/mo

Typical payment

~9.5% · 10yr

$139,283/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

100.0%

Still performing

0% default · FY20–23

19 days

Typical time to fund

24

Lenders competing

more = leverage

6.35%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Big O Tires

Ranked by funded Big O Tires loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

  1. 1.1,296 loans · $1.4B · Wilmington, NCFull record →
  2. 2.19 loans · $5M · Roseville, CAFull record →
  3. 3.7 loans · $3M · Walnut Creek, CAFull record →
  4. 4.618 loans · $171M · Salt Lake City, UTFull record →
  5. 5.1 loans · $2M · Pueblo, COFull record →
  6. 6.31 loans · $13M · Louisville, KYFull record →
  7. 7.149 loans · $135M · Mukwonago, WIFull record →
  8. 8.3 loans · $1M · Kearney, NEFull record →
  9. 9.2,539 loans · $965M · Columbus, OHFull record →
  10. 10.60 loans · $40M · Clayton, MOFull record →
  11. 11.54 loans · $64M · Los Angeles, CAFull record →
  12. 12.7 loans · $2M · Minot, NDFull record →
  13. 13.36 loans · $46M · Los Angeles, CAFull record →
  14. 14.1,025 loans · $292M · Berkeley Heights, NJFull record →
  15. 15.29 loans · $28M · Quincy, CAFull record →
  16. 16.30 loans · $24M · Kansas City, MOFull record →
  17. 17.116 loans · $120M · Evansville, INFull record →
  18. 18.28 loans · $35M · West Memphis, ARFull record →
  19. 19.868 loans · $362M · Salt Lake City, UTFull record →
  20. 20.23 loans · $21M · Greenwood Village, COFull record →

63+ funded Big O Tires deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

  • Jacet Ops LLC in Hobbs, NM — $3.1M (2025) · Live Oak Banking Company
  • Triple P Services Inc in Muncie, IN — $2.7M (2025) · purchase · Citizens Bank
  • Dohn and Burch Tires Inc in Madison, IN — $1.2M (2025) · purchase · The New Washington State Bank
  • Big O Tires in Oroville, CA — $1.0M (2025) · purchase · Readycap Lending, LLC
  • E & E HOLDINGS CAREFREE, LLC in Cave Creek, AZ — $500K (2025) · Live Oak Banking Company
  • CGM Automotive Services LLC in Carrollton, TX — $467K (2025) · Banc of California
  • BIG O TIRES - MARYSVILLE, WA in Marysville, WA — $250K (2025) · Live Oak Banking Company
  • Broadus Management, LLC in Sellersburg, IN — $100K (2025) · Stock Yards Bank & Trust Company
  • Deeptan Stores LLC in Chico, CA — $540K (2024) · Wells Fargo Bank National Association
  • HMB2 Real Estate Holdings, LLC in Pueblo, CO — $982K (2023) · PBandT Bank
  • Wheelwala Stores LLC in Placerville, CA — $825K (2023) · Five Star Bank
  • Big O Tires, Gold River in Clovis, CA — $730K (2023) · purchase · United Business Bank
  • KING VISION INVESTMENTS LLC in Rancho Cucamonga, CA — $705K (2023) · City National Bank
  • Triple J Tires - Wall LLC in Ogden, UT — $658K (2023) · purchase · UMB Bank, National Association
  • Enginewala Stores LLC in Sacramento, CA — $270K (2023) · Five Star Bank
  • No Rest for the Werre , LLC in Minot, ND — $225K (2023) · Town and Country CU
  • Preferred Automotive & Tires Inc in Reno, NV — $3.0M (2022) · purchase · United Business Bank
  • Steve Towers Enterprise LLC in Louisville, KY — $2.1M (2022) · Live Oak Banking Company
  • Big O Tires in Gardnerville, NV — $2.0M (2022) · Live Oak Banking Company
  • Servicewala Stores LLC in Red Bluff, CA — $1.4M (2022) · Five Star Bank

Buying a Big O Tires? Start with a lender that has funded the brand

We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Big O Tires businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Big O Tires purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Live Oak Banking Company funds the most. CapBench is not a lender.

  • $780K typical Big O Tires loan
  • 0% failure rate (FY20–23)
  • 24 lenders fund the brand
  • 19 days typical to fund

Buyers researching a Big O Tires typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this dealTalk to a loan brokerBig O Tires record
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-19.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/lenders/franchise/big-o-tires
API:
https://www.capbench.com/api/public/lenders?franchise=big-o-tires
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
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