Automotive · lender intelligence
How to finance a AAMCO Transmissions
The SBA 7(a) lenders funding the most AAMCO Transmissions deals, ranked from public loan records — typical AAMCO Transmissions loan about $332K, 2% failure rate across 87 loans. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance AAMCO Transmissions
$332K
Typical loan
range $150K–$745K
$369K
Est. purchase price
≈ loan ÷ 90%
$49,339
Cash to close
$36,889 down + fees
$4,573/mo
Typical payment
~11% · 10yr
$63,107/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
98.0%
Still performing
2% default · FY20–23
14 days
Typical time to fund
37
Lenders competing
more = leverage
8.21%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with AAMCO Transmissions
Ranked by funded AAMCO Transmissions loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.2,539 loans · $965M · Columbus, OHFull record →
- 2.1,296 loans · $1.4B · Wilmington, NCFull record →
- 3.149 loans · $135M · Mukwonago, WIFull record →
- 4.318 loans · $229M · Osage Beach, MOFull record →
- 5.51 loans · $52M · Fuquay Varina, NCFull record →
- 6.23 loans · $25M · Chicago, ILFull record →
- 7.8 loans · $4M · Fredericksburg, TXFull record →
- 8.65 loans · $52M · Lancaster, PAFull record →
- 9.27 loans · $30M · Southampton, PAFull record →
- 10.103 loans · $64M · Indiana, PAFull record →
- 11.105 loans · $72M · Wilmington, DEFull record →
- 12.1,927 loans · $207M · Buffalo, NYFull record →
- 13.3,264 loans · $846M · Miami, FLFull record →
- 14.34 loans · $57M · Charlotte, NCFull record →
- 15.168 loans · $205M · Fishers, INFull record →
- 16.26 loans · $26M · Billings, MTFull record →
- 17.36 loans · $51M · Carmel, INFull record →
- 18.4 loans · $2M · Little Rock, ARFull record →
- 19.575 loans · $220M · De Graff, OHFull record →
- 20.22 loans · $33M · Dallas, TXFull record →
- 21.2 loans · $0M · Mount Olive, NCFull record →
- 22.135 loans · $12M · Seattle, WAFull record →
- 23.75 loans · $98M · Sioux Falls, SDFull record →
- 24.20 loans · $21M · Miami, FLFull record →
- 25.62 loans · $34M · Winter Haven, FLFull record →
87+ funded AAMCO Transmissions deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- P-Five Florida LLC in Apopka, FL — $1.6M (2026) · purchase · Banesco USA
- Program
- 7a General
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.2M (75%)
- Approved
- 3/27/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Change of Ownership
- Industry
- General Automotive Repair
If you were the buyer here
- Est. deal size
- $1.7M
- Est. down payment (10%)
- $173K
- Est. cash at closing
- $238K
- Monthly payment
- $20,161
- Annual debt service
- $242K
- Cash flow needed (1.25×)
- $302K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Banesco USA · Lender record →
Your business? Claim this record · Request removal
- Unique Design Automotive Group Inc. in Springfield, MA — $1.0M (2026) · Wilmington Savings Fund Society FSB
- Program
- Preferred Lenders Program
- Rate at approval
- 8.75% variable
- Term
- 309 months
- SBA guaranteed
- $754K (75%)
- Approved
- 1/28/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- New Business or 2 years or less
- Industry
- General Automotive Repair
Funded by Wilmington Savings Fund Society FSB · Lender record →
Your business? Claim this record · Request removal
- DTS AUTOMOTIVE, INC in Portland, OR — $851K (2026) · U.S. Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 7.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $638K (75%)
- Approved
- 3/26/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Existing or more than 2 years old
- Industry
- Specialized Automotive Repair
Funded by U.S. Bank, National Association · Lender record →
Your business? Claim this record · Request removal
- AAMCO Transmissions of Puyallup in Puyallup, WA — $645K (2026) · purchase · The Bancorp Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 8% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $484K (75%)
- Approved
- 1/28/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Change of Ownership
- Industry
- Automotive Parts and Accessories Retailers
If you were the buyer here
- Est. deal size
- $717K
- Est. down payment (10%)
- $72K
- Est. cash at closing
- $96K
- Monthly payment
- $7,829
- Annual debt service
- $94K
- Cash flow needed (1.25×)
- $117K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Bancorp Bank National Association · Lender record →
Your business? Claim this record · Request removal
- Dynamo Global LLC in Leesburg, FL — $470K (2026) · Citizens Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 123 months
- SBA guaranteed
- $352K (75%)
- Approved
- 2/26/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- General Automotive Repair
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal
- Dressen Auto LLC in Boise, ID — $350K (2026) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $263K (75%)
- Approval → funding
- 7 days
- Approved
- 2/20/2026
- First disbursed
- 2/27/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Change of Ownership
- Industry
- General Automotive Repair
If you were the buyer here
- Est. deal size
- $389K
- Est. down payment (10%)
- $39K
- Est. cash at closing
- $52K
- Monthly payment
- $4,625
- Annual debt service
- $56K
- Cash flow needed (1.25×)
- $69K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- McGovern Auto Services LLC in Quakertown, PA — $350K (2026) · Manufacturers and Traders Trust Company
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $263K (75%)
- Approved
- 2/25/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Specialized Automotive Repair
Funded by Manufacturers and Traders Trust Company · Lender record →
Your business? Claim this record · Request removal
- Second Gear Capital LLC in Raleigh, NC — $261K (2026) · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 8.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $196K (75%)
- Approved
- 11/19/2025
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- New Business or 2 years or less
- Industry
- General Automotive Repair
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- Mez8, Inc. in Dover, NJ — $190K (2026) · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 10.49% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $143K (75%)
- Approval → funding
- 3 days
- Approved
- 11/17/2025
- First disbursed
- 11/20/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- New Business or 2 years or less
- Industry
- Specialized Automotive Repair
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- Unique Design Automotive Group Inc. in Springfield, MA — $150K (2026) · Wilmington Savings Fund Society FSB
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 8.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $75K (50%)
- Approved
- 1/28/2026
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- New Business or 2 years or less
- Industry
- General Automotive Repair
Funded by Wilmington Savings Fund Society FSB · Lender record →
Your business? Claim this record · Request removal
- Southern Trio, LLC in High Point, NC — $85K (2026) · Southern Bank and Trust Company
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 6.5% fixed
- Term
- 60 mo (5 yrs)
- SBA guaranteed
- $43K (50%)
- Approval → funding
- 10 days
- Approved
- 12/8/2025
- First disbursed
- 12/18/2025
- Loan status
- Past due
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- Existing or more than 2 years old
- Industry
- General Automotive Repair
Funded by Southern Bank and Trust Company · Lender record →
Your business? Claim this record · Request removal
- McGovern Auto Services LLC in Quakertown, PA — $50K (2026) · Manufacturers and Traders Trust Company
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $25K (50%)
- Approved
- 2/25/2026
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Specialized Automotive Repair
Funded by Manufacturers and Traders Trust Company · Lender record →
Your business? Claim this record · Request removal
- Mez8, Inc. in Dover, NJ — $50K (2026) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 10.24% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $43K (85%)
- Approved
- 3/17/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Business age
- Change of Ownership
- Industry
- Specialized Automotive Repair
If you were the buyer here
- Est. deal size
- $56K
- Est. down payment (10%)
- $6K
- Est. cash at closing
- $7K
- Monthly payment
- $667
- Annual debt service
- $8K
- Cash flow needed (1.25×)
- $10K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- DTS AUTOMOTIVE, INC in Portland, OR — $50K (2026) · U.S. Bank, National Association
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $25K (50%)
- Approved
- 3/26/2026
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Existing or more than 2 years old
- Industry
- Specialized Automotive Repair
Funded by U.S. Bank, National Association · Lender record →
Your business? Claim this record · Request removal
- J4 AutoWorx LLC in Twin Falls, ID — $40K (2026) · WaFd Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 11.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $20K (50%)
- Approval → funding
- 4 days
- Approved
- 1/16/2026
- First disbursed
- 1/20/2026
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 14
- Business age
- New Business or 2 years or less
- Industry
- All Other Automotive Repair and Maintenance
Funded by WaFd Bank · Lender record →
Your business? Claim this record · Request removal
- Westfall Business Group Inc. in Pensacola, FL — $2.9M (2025) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 8.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $2.2M (75%)
- Approval → funding
- 12 days
- Approved
- 7/18/2025
- First disbursed
- 7/30/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 6
- Business age
- Change of Ownership
- Industry
- General Automotive Repair
If you were the buyer here
- Est. deal size
- $3.2M
- Est. down payment (10%)
- $321K
- Est. cash at closing
- $442K
- Monthly payment
- $35,770
- Annual debt service
- $429K
- Cash flow needed (1.25×)
- $537K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- Austin Transmission Company LLC in Cedar Park, TX — $2.7M (2025) · purchase · Texas Capital Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $2.0M (75%)
- Approval → funding
- 20 days
- Approved
- 8/26/2025
- First disbursed
- 9/15/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Change of Ownership
- Industry
- General Automotive Repair
If you were the buyer here
- Est. deal size
- $3.0M
- Est. down payment (10%)
- $300K
- Est. cash at closing
- $414K
- Monthly payment
- $30,658
- Annual debt service
- $368K
- Cash flow needed (1.25×)
- $460K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Texas Capital Bank · Lender record →
Your business? Claim this record · Request removal
- AAMCO OWASSO in Broken Arrow, OK — $1.8M (2025) · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 9.25% variable
- Term
- 312 mo (26 yrs)
- SBA guaranteed
- $1.3M (75%)
- Approved
- 5/1/2025
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Startup, Loan Funds will Open Business
- Industry
- General Automotive Repair
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
- AAMCO / AAMCO TRANSMISSIONS & TOTAL CAR CARE in Raleigh, NC — $1.7M (2025) · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 8.5% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.3M (75%)
- Approval → funding
- 9 days
- Approved
- 7/16/2025
- First disbursed
- 7/25/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- Existing or more than 2 years old
- Industry
- General Automotive Repair
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- Speedway 410 Holding Co. in San Antonio, TX — $1.4M (2025) · CIBC Bank USA
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.1M (75%)
- Approval → funding
- 7 days
- Approved
- 12/23/2024
- First disbursed
- 12/30/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 7
- Business age
- New Business or 2 years or less
- Industry
- All Other Automotive Repair and Maintenance
Funded by CIBC Bank USA · Lender record →
Your business? Claim this record · Request removal
Buying a AAMCO Transmissions? Start with a lender that has funded the brand
We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.
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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to AAMCO Transmissions businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a AAMCO Transmissions purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. The Huntington National Bank funds the most. CapBench is not a lender.
- $332K typical AAMCO Transmissions loan
- 2% failure rate (FY20–23)
- 37 lenders fund the brand
- 14 days typical to fund
Buyers researching a AAMCO Transmissions typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.