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Lender record

Washington Trust Bank

The real lending record — every figure from funded deals. HQ: 717 W Sprague Ave, Spokane, WA. 45 branches.

Washington Trust Bank banner

473

Recent deals (FY20+)

$250K

Typical deal

14 days

Approval → funding

0.5%

Failure rate (FY20–23)

Where Washington Trust Bank lends

Deals Washington Trust Bank funded — list all 472 as text

Deal profile

Most Washington Trust Bank deals land between $75K and $500K — that range covers half of everything they fund. Top industries and states:

Industries they fund most

  1. 1.Full-Service Restaurants (27)
  2. 2.Plumbing, Heating, and Air-Conditioning Contractors (17)
  3. 3.Fitness and Recreational Sports Centers (14)
  4. 4.Snack and Nonalcoholic Beverage Bars (14)
  5. 5.All Other Specialty Trade Contractors (12)
  6. 6.Offices of Chiropractors (10)
  7. 7.Site Preparation Contractors (9)
  8. 8.Offices of Physical, Occupational and Speech Therapists, and (8)

Most active states

  1. 1.Washington (331 deals)
  2. 2.Idaho (89 deals)
  3. 3.Oregon (52 deals)
  4. 4.Utah (1 deals)

Franchises they finance most

Do it Best – Membership Agreement

3 deals

Orange Theory Fitness

3 deals

The UPS Store

2 deals

Shredder Indoor Ski and Snowboard School

1 deals

Baskin-Robbins

1 deals

Can Washington Trust Bank fund you? The bank behind the loans

Total assets

$10.7B

▲ 0.2% vs prior quarter

Deposits on hand

$8.9B

▼ 0.9% vs prior quarter

Loans outstanding

$7.2B

▼ 0.6% vs prior quarter

Net income (latest qtr)

$32.5M

  • •SBA is a sideline here — this year's production is a rounding error against the loan book. Your deal competes with everything else they'd rather fund; a specialist bank will usually move faster. That makes Washington Trust Bank more SBA-focused than 54% of the banks on our record.
  • •Deposits shrank last quarter — worth asking early how much new-loan appetite they have right now.
  • •Return on assets of 1.22% — above the ~1% mark generally considered strong for a bank. How any of this translates to your rate is a question for the loan officer — pricing is set deal by deal.

FDIC call-report data, quarter ending 03/2026.

Walk into a Washington Trust Bank branch (45)

Washington Trust BankMain office717 W Sprague AveSpokane, WA 99201 · since 1902

Downtown Spokane Financial Center Branch601 W 1st AveSpokane, WA 99201 · since 1950

East Sprague Branch3510 E Sprague AveSpokane, WA 99202 · since 1957

Quincy Branch509 Central Ave SQuincy, WA 98848 · since 1960

East Wenatchee Branch523 Valley Mall PkwyEast Wenatchee, WA 98802 · since 1965

Ephrata Branch261 Basin St SwEphrata, WA 98823 · since 1967

Manito Branch3103 S Grand BlvdSpokane, WA 99203 · since 1970

Moses Lake Branch402 S Ash StMoses Lake, WA 98837 · since 1971

Medical Center Branch105 W 8th AveSpokane, WA 99204 · since 1974

Indiana Branch27 E Indiana AveSpokane, WA 99207 · since 1978

Coeur D'Alene Branch218 E Lakeside AveCoeur D Alene, ID 83814 · since 1979

Deer Park Branch903 S Main StDeer Park, WA 99006 · since 1980

Northgate Branch7815 N Division StSpokane, WA 99208 · since 1982

Post Falls Branch1601 E Seltice WayPost Falls, ID 83854 · since 1993

Valley Financial Center Branch310 N Argonne RdSpokane, WA 99212 · since 1994

Five Mile Branch1906 W Francis AveSpokane, WA 99205 · since 1994

South Wenatchee Branch759 S Wenatchee AveWenatchee, WA 98801 · since 1995

Sullivan Branch407 N Sullivan RdSpokane Valley, WA 99037 · since 1995

Lincoln Heights Branch2415 E 29th AveSpokane, WA 99223 · since 1998

Hayden Branch8050 N. Government WayHayden, ID 83835 · since 2000

North Wenatchee Branch1851 N Wenatchee AveWenatchee, WA 98801 · since 2000

Seattle Branch601 Union StreetSeattle, WA 98101 · since 2000

Kennewick Branch3250 W Clearwater AveKennewick, WA 99336 · since 2000

Boise Downtown Branch901 W Bannock StBoise, ID 83702 · since 2000

Nampa Branch2200 N Cassia StNampa, ID 83651 · since 2001

Meridian Financial Center Branch3251 E Presidential DrMeridian, ID 83642 · since 2001

Liberty Lake Branch1427 N Liberty Lake RdLiberty Lake, WA 99019 · since 2002

Maple And Garland Branch3810 N Maple StSpokane, WA 99205 · since 2003

State Street7309 W State StGarden City, ID 83714 · since 2003

Wandermere Branch438 E Hastings RdSpokane, WA 99218 · since 2003

Bellevue Branch10500 Ne 8th StBellevue, WA 98004 · since 2004

Overland Branch7802 W Overland RdBoise, ID 83709 · since 2004

Sandpoint Branch509 N Fifth AveSandpoint, ID 83864 · since 2007

Airway Heights Branch10609 W State Route 2Spokane, WA 99224 · since 2008

Idaho Center Branch6010 E Franklin RdNampa, ID 83687 · since 2008

Portland Office Branch760 Sw 9th AvePortland, OR 97205 · since 2009

Pullman Branch670 Se Bishop BlvdPullman, WA 99163 · since 2011

Lewiston Financial Center Branch1518 21st StLewiston, ID 83501 · since 2013

Moscow Branch222 Troy RdMoscow, ID 83843 · since 2013

Pullman Loan Prod Office690 Se Bishop BlvdPullman, WA 99163 · since 2018 · limited service

Smokey Point Branch2437 172nd St NeMarysville, WA 98271 · since 2020

Bend Branch1219 Ne 3rd StBend, OR 97701 · since 2022

Vancouver Branch1400 Washington StreetVancouver, WA 98660 · since 2024

Bellingham Branch2210 Rimland DrBellingham, WA 98226 · since 2025

Tacoma Branch950 Pacific AveTacoma, WA 98402 · since 2025

Scroll for all 45 branches · Branch data: FDIC BankFind.

Recent deals

  • NORTHWEST RENEW LLC in Kirkland, WA — $3.1M (2026) · purchase · Reupholstery and Furniture Repair
  • Waterdog Resources LLC in Gig Harbor, WA — $1.5M (2026) · Construction, Mining, and Forestry Machinery and Equipment R
  • NIEDO GROUP, INC. in Beaverton, OR — $1.1M (2026) · purchase · Other Miscellaneous Nondurable Goods Merchant Wholesalers
  • PRJ Group, Inc. in Kingston, WA — $900K (2026) · purchase · Commercial and Industrial Machinery and Equipment (except Au
  • Clayton Aquarium Service Inc in Issaquah, WA — $652K (2026) · All Other Personal Services
  • The Neighborhood Corporation in Olympia, WA — $603K (2026) · Offices of All Other Miscellaneous Health Practitioners
  • Good Fat LLC in Seattle, WA — $500K (2026) · Full-Service Restaurants
  • Bluemoth LLC in Seattle, WA — $500K (2026) · All Other Health and Personal Care Retailers
  • Mailbox Ballard LLC in Seattle, WA — $475K (2026) · purchase · All Other Business Support Services
  • Harmony Audiology PLLC in Mountlake Terrace, WA — $460K (2026) · Offices of Physical, Occupational and Speech Therapists, and

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

One of these businesses yours? Claim your listing or request removal.

Failed deals

1 of Washington Trust Bank's loans on record were charged off — the lender gave up collecting, which usually means the business failed. Each links to its full record.

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Businesses Washington Trust Bank financed

366 businesses on record — the 60 largest by funding. Each links to its full SBA record.

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CapBench analysis of public lending records, FY2020–present. Not affiliated with Washington Trust Bank.

Agent summary

This page summarizes Washington Trust Bank's public SBA 7(a) lending record — deal sizes, industries, geography, and FDIC profile — from CapBench SBA Intelligence. CapBench is not a lender and does not originate or approve loans.

  • 473 SBA 7(a) loans on record
  • $250K typical deal
  • 56 business-acquisition loans
  • HQ: 717 W Sprague Ave, Spokane, WA
  • 45 FDIC branch locations
  • FDIC total assets $10.7B

Next steps

Request an introRank lendersPre-qualify a deal
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-18.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/lenders/washington-trust-bank
API:
https://www.capbench.com/api/public/lenders/washington-trust-bank
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.

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