Lender intelligence
Financing a beer, wine, and liquor stores acquisition in Hawaii
The SBA 7(a) lenders funding the most beer, wine, and liquor stores acquisitions in Hawaii, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.
Deal economics— what it takes to buy & finance beer, wine, and liquor stores in Hawaii
$250K
Typical loan
range $250K–$250K
$278K
Est. purchase price
≈ loan ÷ 90%
$37,153
Cash to close
$27,778 down + fees
$3,659/mo
Typical payment
~12.5% · 10yr
$50,494/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
37 days
Typical time to fund
1
Lenders competing
more = leverage
5.25%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active in beer, wine, and liquor stores · Hawaii
Ranked by funded beer, wine, and liquor stores acquisitions in Hawaii. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.85 loans · $148M · Los Angeles, CAFull record →
1+ funded Beer, Wine, and Liquor Stores in Hawaii deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Keolu Grocery & Liquor Inc in Kailua, HI — $250K (2021) · purchase · Commonwealth Business Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 5.25% variable
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $125K (50%)
- Approval → funding
- 37 days
- Approved
- 12/1/2020
- First disbursed
- 1/7/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Change of Ownership
- Industry
- Beer, Wine, and Liquor Stores
If you were the buyer here
- Est. deal size
- $278K
- Est. down payment (10%)
- $28K
- Est. cash at closing
- $37K
- Monthly payment
- $3,563
- Annual debt service
- $43K
- Cash flow needed (1.25×)
- $53K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Commonwealth Business Bank · Lender record →
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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to beer, wine, and liquor stores businesses with a Hawaii project address.
Agent summary
How to finance a beer, wine, and liquor stores acquisition in Hawaii with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Hawaii deals. Commonwealth Business Bank funds the most here. CapBench is not a lender.
- $928K typical loan
- 1 lenders active in Hawaii
- 1+ funded Hawaii deals
- 37 days typical to fund
Buyers buying a beer, wine, and liquor stores in Hawaii typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-08-01.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.