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Lender record

Shoreham Bank

The real lending record — every figure from funded deals. HQ: 1 Shoreham Way, Warwick, RI. 4 branches.

391

Recent deals (FY20+)

$1.5M

Typical deal

16 days

Approval → funding

0%

Failure rate (FY20–23)

Where Shoreham Bank lends

Deals Shoreham Bank funded — list all 389 as text

Deal profile

Most Shoreham Bank deals land between $150K and $3.2M — that range covers half of everything they fund. Top industries and states:

Industries they fund most

  1. 1.Hotels (except Casino Hotels) and Motels (223)
  2. 2.Full-Service Restaurants (8)
  3. 3.Residential Remodelers (7)
  4. 4.General Freight Trucking, Local (7)
  5. 5.Limited-Service Restaurants (6)
  6. 6.Gasoline Stations with Convenience Stores (5)
  7. 7.Beer, Wine, and Liquor Retailers (5)
  8. 8.Other Activities Related to Real Estate (5)

Most active states

  1. 1.Ohio (50 deals)
  2. 2.Michigan (49 deals)
  3. 3.Indiana (37 deals)
  4. 4.Illinois (20 deals)
  5. 5.Florida (20 deals)
  6. 6.Texas (17 deals)
  7. 7.California (16 deals)
  8. 8.Wisconsin (14 deals)
  9. 9.New York (13 deals)
  10. 10.Pennsylvania (12 deals)

Franchises they finance most

La Quinta by Wyndham a.k.a. La Quinta Inn & Suites

23 deals

Super 8 by Wyndhan

15 deals

Best Western / Best Western Plus - Membership Agreement

13 deals

Quality Inn by Choice Hotels /Quality Inn & Suites by Choice

13 deals

Red Roof Inn

11 deals

Can Shoreham Bank fund you? The bank behind the loans

Total assets

$522.0M

▲ 8.5% vs prior quarter

Deposits on hand

$417.8M

▲ 2.8% vs prior quarter

Loans outstanding

$447.8M

▲ 8.3% vs prior quarter

Net income (latest qtr)

$375K

  • •SBA is this bank's core business — this year's SBA production alone equals ~17.1% of its entire loan book. Expect a dedicated SBA desk, packaging help, and underwriters who do this all day. That makes Shoreham Bank more SBA-focused than 98% of the banks on our record.
  • •Deposits grew last quarter — more raw lending capacity than the quarter before.
  • •Return on assets of 0.3% — well under the ~1% mark generally considered strong for a bank. How any of this translates to your rate is a question for the loan officer — pricing is set deal by deal.

FDIC call-report data, quarter ending 03/2026.

Walk into a Shoreham Bank branch (4)

Shoreham BankMain office1 Shoreham WayWarwick, RI 02886 · since 1979 · limited service

Post Road Warwick Branch2381 Post RdWarwick, RI 02886 · since 2021

Wickenden Branch187 Wickenden StProvidence, RI 02903 · since 2021

Cowesett Branch3803 Post RdWarwick, RI 02886 · since 2022

Branch data: FDIC BankFind.

Recent deals

  • Thakkar Hospitality LLC in Peoria, IL — $5.0M (2026) · Hotels (except Casino Hotels) and Motels
  • 8050 Old Oliver Hospitality LLC in Pittsburgh, PA — $5.0M (2026) · purchase · Hotels (except Casino Hotels) and Motels
  • Global Lodge, LLC in Grand Blanc, MI — $5.0M (2026) · purchase · Hotels (except Casino Hotels) and Motels
  • Magnolia Signature Hospitality Corp in Natchez, MS — $4.5M (2026) · Hotels (except Casino Hotels) and Motels
  • Samairah Hospitality LLC in Fort Smith, AR — $4.0M (2026) · Hotels (except Casino Hotels) and Motels
  • Lakshmi Capital LLC in Bolingbrook, IL — $3.8M (2026) · Hotels (except Casino Hotels) and Motels
  • Svara LLC in Greensburg, KS — $2.9M (2026) · Hotels (except Casino Hotels) and Motels
  • RRR Hospitality LLC in Minot, ND — $2.5M (2026) · purchase · Hotels (except Casino Hotels) and Motels
  • Purandar LLC in Maumee, OH — $2.5M (2026) · Hotels (except Casino Hotels) and Motels
  • Laxminarayan 1 LLC in Effingham, IL — $2.4M (2026) · Hotels (except Casino Hotels) and Motels

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

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Businesses Shoreham Bank financed

379 businesses on record — the 60 largest by funding. Each links to its full SBA record.

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CapBench analysis of public lending records, FY2020–present. Not affiliated with Shoreham Bank.

Agent summary

This page summarizes Shoreham Bank's public SBA 7(a) lending record — deal sizes, industries, geography, and FDIC profile — from CapBench SBA Intelligence. CapBench is not a lender and does not originate or approve loans.

  • 391 SBA 7(a) loans on record
  • $1.5M typical deal
  • 64 business-acquisition loans
  • HQ: 1 Shoreham Way, Warwick, RI
  • 4 FDIC branch locations
  • FDIC total assets $522.0M

Next steps

Request an introRank lendersPre-qualify a deal
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/lenders/shoreham-bank
API:
https://www.capbench.com/api/public/lenders/shoreham-bank
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.

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