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Lender record

Century Bank

The real lending record — every figure from funded deals. HQ: 4282 Main St, Lucedale, MS. 9 branches.

45

Recent deals (FY20+)

$199K

Typical deal

33 days

Approval → funding

0%

Failure rate (FY20–23)

Where Century Bank lends

Deals Century Bank funded — list all 43 as text

Deal profile

Most Century Bank deals land between $50K and $495K — that range covers half of everything they fund. Top industries and states:

Industries they fund most

  1. 1.Plumbing, Heating, and Air-Conditioning Contractors (4)
  2. 2.Full-Service Restaurants (3)
  3. 3.New Multifamily Housing Construction (except For-Sale Builde (3)
  4. 4.Coin-Operated Laundries and Drycleaners (2)
  5. 5.Interior Design Services (2)
  6. 6.Home Health Care Services (2)
  7. 7.All Other Specialty Food Retailers (1)
  8. 8.Breweries (1)

Most active states

  1. 1.New Mexico (42 deals)
  2. 2.Texas (3 deals)

Franchises they finance most

Cold Stone Creamery

1 deals

Anytime Fitness

1 deals

Can Century Bank fund you? The bank behind the loans

Total assets

$562.2M

▲ 1.9% vs prior quarter

Deposits on hand

$506.6M

▲ 1.9% vs prior quarter

Loans outstanding

$380.5M

▲ 0.6% vs prior quarter

Net income (latest qtr)

$1.7M

  • •An active SBA program (~2.5% of the book in this year's production) — they know the process, but SBA isn't the main event. Ask who runs their SBA desk before committing your timeline. That makes Century Bank more SBA-focused than 90% of the banks on our record.
  • •Deposits grew last quarter — more raw lending capacity than the quarter before.
  • •Return on assets of 1.21% — above the ~1% mark generally considered strong for a bank. How any of this translates to your rate is a question for the loan officer — pricing is set deal by deal.

FDIC call-report data, quarter ending 03/2026.

Walk into a Century Bank branch (9)

Century BankMain office4282 Main StLucedale, MS 39452 · since 1903

East Central Branch21300 Highway 613Hurley, MS 39555 · since 1975

Mobile County Bank Branch10225 Grand Bay Wilmer Rd SGrand Bay, AL 36541 · since 1985

Market Place Branch1002 Highway 63 SouthLucedale, MS 39452 · since 1989

Tillman'S Corner5370 Highway 90 WMobile, AL 36619 · since 1999

West Moffett Commercial Park Shopping Center Branch7875 Moffett RdSemmes, AL 36575 · since 2005

Spring Hill Branch127 W I65 Service Rd NMobile, AL 36608 · since 2012

Cottage Hill Road Branch6380 Cottage Hill RdMobile, AL 36609 · since 2014

Fairhope Branch861 Edwards AveFairhope, AL 36532 · since 2019

Branch data: FDIC BankFind.

Recent deals

  • Barnes Holdings LLC in Santa Fe, NM — $1.3M (2026) · Full-Service Restaurants
  • E-Z Way Laundry Inc. in Espanola, NM — $563K (2026) · Coin-Operated Laundries and Drycleaners
  • Cold Stone Creamery Santa Fe, LLC in Santa Fe, NM — $342K (2026) · All Other Specialty Food Retailers
  • BCBC, LLC in Santa Fe, NM — $319K (2026) · Breweries
  • Mañana Taco LLC in Albuquerque, NM — $278K (2026) · Limited-Service Restaurants
  • DEX Materials LLC in Las Cruces, NM — $173K (2026) · Site Preparation Contractors
  • White Rock ATF LLC in White Rock, NM — $149K (2026) · Fitness and Recreational Sports Centers
  • E-Z Way Laundry Inc. in Espanola, NM — $129K (2026) · Coin-Operated Laundries and Drycleaners
  • NewAge Casting LP in Sugar Land, TX — $3.7M (2025) · Metal Service Centers and Other Metal Merchant Wholesalers
  • NM Enterprises Inc in Albuquerque, NM — $1.5M (2025) · purchase · Other Miscellaneous Nondurable Goods Merchant Wholesalers

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

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Businesses Century Bank financed

41 businesses on record. Each links to its full SBA record.

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CapBench analysis of public lending records, FY2020–present. Not affiliated with Century Bank.

Agent summary

This page summarizes Century Bank's public SBA 7(a) lending record — deal sizes, industries, geography, and FDIC profile — from CapBench SBA Intelligence. CapBench is not a lender and does not originate or approve loans.

  • 45 SBA 7(a) loans on record
  • $199K typical deal
  • 6 business-acquisition loans
  • HQ: 4282 Main St, Lucedale, MS
  • 9 FDIC branch locations
  • FDIC total assets $562.2M

Next steps

Request an introRank lendersPre-qualify a deal
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/lenders/century-bank
API:
https://www.capbench.com/api/public/lenders/century-bank
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.

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