Lender intelligence
Financing a car washes acquisition in Utah
The SBA 7(a) lenders funding the most car washes acquisitions in Utah, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.
Deal economics— what it takes to buy & finance car washes in Utah
$1.23M
Typical loan
range $520K–$1.58M
$1.36M
Est. purchase price
≈ loan ÷ 90%
$186,780
Cash to close
$136,211 down + fees
$15,863/mo
Typical payment
~9.5% · 10yr
$218,909/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
20 days
Typical time to fund
2
Lenders competing
more = leverage
8.2%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active in car washes · Utah
Ranked by funded car washes acquisitions in Utah. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.23 loans · $21M · Greenwood Village, COFull record →
5+ funded Car Washes in Utah deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Turbo Car Wash, Inc. in Midvale, UT — $1.2M (2025) · purchase · America First FCU
- Program
- Preferred Lenders Program
- Rate at approval
- 7.5% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $919K (75%)
- Approval → funding
- 39 days
- Approved
- 12/19/2024
- First disbursed
- 1/27/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Business age
- Change of Ownership
- Industry
- Car Washes
If you were the buyer here
- Est. deal size
- $1.4M
- Est. down payment (10%)
- $136K
- Est. cash at closing
- $187K
- Monthly payment
- $9,059
- Annual debt service
- $109K
- Cash flow needed (1.25×)
- $136K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by America First FCU
Your business? Claim this record · Request removal
- SALT LAKE TRUCK WASH & DETAIL, LLC in Salt Lake City, UT — $4.8M (2024) · purchase · Community Banks of Colorado, A Division of NBH Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $3.6M (75%)
- Approval → funding
- 49 days
- Approved
- 5/3/2024
- First disbursed
- 6/21/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 66
- Business age
- Change of Ownership
- Industry
- Car Washes
If you were the buyer here
- Est. deal size
- $5.3M
- Est. down payment (10%)
- $528K
- Est. cash at closing
- $730K
- Monthly payment
- $64,094
- Annual debt service
- $769K
- Cash flow needed (1.25×)
- $961K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Community Banks of Colorado, A Division of NBH Bank · Lender record →
Your business? Claim this record · Request removal
- Our Delta Wash LLC in Delta, UT — $225K (2023) · purchase · Community Banks of Colorado, A Division of NBH Bank
- Program
- 7a General
- Rate at approval
- 9.75% variable
- Term
- 181 months
- SBA guaranteed
- $169K (75%)
- Approval → funding
- 18 days
- Approved
- 6/30/2023
- First disbursed
- 7/18/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Business age
- Change of Ownership
- Industry
- Car Washes
If you were the buyer here
- Est. deal size
- $250K
- Est. down payment (10%)
- $25K
- Est. cash at closing
- $33K
- Monthly payment
- $2,376
- Annual debt service
- $29K
- Cash flow needed (1.25×)
- $36K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Community Banks of Colorado, A Division of NBH Bank · Lender record →
Your business? Claim this record · Request removal
- Wash It Car Wash, Inc. in Kearns, UT — $1.6M (2022) · purchase · America First FCU
- Program
- Preferred Lenders Program
- Rate at approval
- 5.5% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.2M (75%)
- Approval → funding
- 20 days
- Approved
- 3/1/2022
- First disbursed
- 3/21/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 1
- Business age
- Change of Ownership
- Industry
- Car Washes
If you were the buyer here
- Est. deal size
- $1.8M
- Est. down payment (10%)
- $176K
- Est. cash at closing
- $241K
- Monthly payment
- $9,706
- Annual debt service
- $116K
- Cash flow needed (1.25×)
- $146K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by America First FCU
Your business? Claim this record · Request removal
- JER Detail & Cleaning in Ogden, UT — $520K (2022) · purchase · Community Banks of Colorado, A Division of NBH Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 7.75% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $390K (75%)
- Approval → funding
- 2 days
- Approved
- 9/14/2022
- First disbursed
- 9/16/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 20
- Business age
- Change of Ownership
- Industry
- Car Washes
If you were the buyer here
- Est. deal size
- $578K
- Est. down payment (10%)
- $58K
- Est. cash at closing
- $77K
- Monthly payment
- $3,928
- Annual debt service
- $47K
- Cash flow needed (1.25×)
- $59K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Community Banks of Colorado, A Division of NBH Bank · Lender record →
Your business? Claim this record · Request removal
Financing a car washes deal in Utah? Start with the right lender
We'll point you to the SBA lenders already funding your industry in your state — and help you make them compete on rate and speed.
Free · No documents · Usually same-day
Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to car washes businesses with a Utah project address.
Agent summary
How to finance a car washes acquisition in Utah with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Utah deals. Community Banks of Colorado, A Division of NBH Bank funds the most here. CapBench is not a lender.
- $1.6M typical loan
- 2 lenders active in Utah
- 5+ funded Utah deals
- 20 days typical to fund
Buyers buying a car washes in Utah typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.