Lender intelligence
Financing a child care services acquisition in Utah
The SBA 7(a) lenders funding the most child care services acquisitions in Utah, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.
Deal economics— what it takes to buy & finance child care services in Utah
$1.53M
Typical loan
range $604K–$4.19M
$1.70M
Est. purchase price
≈ loan ÷ 90%
$233,481
Cash to close
$170,000 down + fees
$19,798/mo
Typical payment
~9.5% · 10yr
$273,212/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
4 days
Typical time to fund
3
Lenders competing
more = leverage
7.73%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active in child care services · Utah
Ranked by funded child care services acquisitions in Utah. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.83 loans · $31M · Sandy, UTFull record →
- 2.19 loans · $18M · Salt Lake City, UTFull record →
- 3.1,296 loans · $1.4B · Wilmington, NCFull record →
5+ funded Child Care Services in Utah deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- KAD Ventures LLC in South Jordan, UT — $4.2M (2025) · purchase · First Utah Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $3.1M (75%)
- Approved
- 7/17/2025
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 20
- Business age
- Change of Ownership
- Industry
- Child Care Services
If you were the buyer here
- Est. deal size
- $4.7M
- Est. down payment (10%)
- $466K
- Est. cash at closing
- $644K
- Monthly payment
- $35,188
- Annual debt service
- $422K
- Cash flow needed (1.25×)
- $528K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Utah Bank · Lender record →
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- Kiddie Academy of Daybreak in South Jordan, UT — $4.2M (2025) · purchase · First Utah Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $3.1M (75%)
- Approval → funding
- 2 days
- Approved
- 7/23/2025
- First disbursed
- 7/25/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 20
- Business age
- Change of Ownership
- Industry
- Child Care Services
If you were the buyer here
- Est. deal size
- $4.7M
- Est. down payment (10%)
- $466K
- Est. cash at closing
- $644K
- Monthly payment
- $35,188
- Annual debt service
- $422K
- Cash flow needed (1.25×)
- $528K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Utah Bank · Lender record →
Your business? Claim this record · Request removal
- Kids & Co. Childcare Inc. in Draper, UT — $604K (2025) · purchase · Mountain America FCU
- Program
- Preferred Lenders Program
- Rate at approval
- 7.95% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $453K (75%)
- Approval → funding
- 3 days
- Approved
- 7/29/2025
- First disbursed
- 8/1/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 15
- Business age
- Change of Ownership
- Industry
- Child Care Services
If you were the buyer here
- Est. deal size
- $671K
- Est. down payment (10%)
- $67K
- Est. cash at closing
- $90K
- Monthly payment
- $7,312
- Annual debt service
- $88K
- Cash flow needed (1.25×)
- $110K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Mountain America FCU · Lender record →
Your business? Claim this record · Request removal
- LITTLE GENIUSES LEARNING CENTER LLC in Midvale, UT — $519K (2025) · purchase · Mountain America FCU
- Program
- Preferred Lenders Program
- Rate at approval
- 7.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $389K (75%)
- Approval → funding
- 4 days
- Approved
- 8/25/2025
- First disbursed
- 8/29/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Change of Ownership
- Industry
- Child Care Services
If you were the buyer here
- Est. deal size
- $576K
- Est. down payment (10%)
- $58K
- Est. cash at closing
- $77K
- Monthly payment
- $6,091
- Annual debt service
- $73K
- Cash flow needed (1.25×)
- $91K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Mountain America FCU · Lender record →
Your business? Claim this record · Request removal
- Bennion Learning Center, Inc. in Taylorsville, UT — $1.5M (2022) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 5.45% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.1M (75%)
- Approval → funding
- 6 days
- Approved
- 1/26/2022
- First disbursed
- 2/1/2022
- Loan status
- In liquidation
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Change of Ownership
- Industry
- Child Care Services
If you were the buyer here
- Est. deal size
- $1.7M
- Est. down payment (10%)
- $170K
- Est. cash at closing
- $233K
- Monthly payment
- $9,350
- Annual debt service
- $112K
- Cash flow needed (1.25×)
- $140K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to child care services businesses with a Utah project address.
Agent summary
How to finance a child care services acquisition in Utah with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Utah deals. Mountain America FCU funds the most here. CapBench is not a lender.
- $898K typical loan
- 3 lenders active in Utah
- 5+ funded Utah deals
- 4 days typical to fund
Buyers buying a child care services in Utah typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-23.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.