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Health & Medical · lender intelligence

Financing a child care services acquisition

The SBA 7(a) lenders funding the most child care services acquisitions, ranked from public loan records — typical deal about $898K. A lender doing your industry every week underwrites faster and prices sharper.

Deal economics— what it takes to buy & finance child care services

$808K

Typical loan

range $409K–$1.67M

$897K

Est. purchase price

≈ loan ÷ 90%

$123,062

Cash to close

$89,744 down + fees

$10,451/mo

Typical payment

~9.5% · 10yr

$144,224/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

100.0%

Still performing

0% default · FY20–23

20 days

Typical time to fund

172

Lenders competing

more = leverage

8.76%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active in child care services

Ranked by funded child care services acquisitions. Tap a lender to open its full record, or hit Get in touch for an introduction.

  1. 1.1,296 loans · $1.4B · Wilmington, NCFull record →
  2. 2.2,539 loans · $965M · Columbus, OHFull record →
  3. 3.105 loans · $164M · Brookline, MAFull record →
  4. 4.20 loans · $8M · Saint Petersburg, FLFull record →
  5. 5.1,322 loans · $185M · Wilmington, DEFull record →
  6. 6.104 loans · $100M · Portsmouth, VAFull record →
  7. 7.20 loans · $21M · Miami, FLFull record →
  8. 8.105 loans · $72M · Wilmington, DEFull record →
  9. 9.1,025 loans · $292M · Berkeley Heights, NJFull record →
  10. 10.5 loans · $16M · Humble, TXFull record →
  11. 11.85 loans · $36M · Waterbury, CTFull record →
  12. 12.29 loans · $28M · Quincy, CAFull record →
  13. 13.62 loans · $34M · Winter Haven, FLFull record →
  14. 14.116 loans · $120M · Evansville, INFull record →
  15. 15.168 loans · $205M · Fishers, INFull record →
  16. 16.23 loans · $30M · Stuart, FLFull record →
  17. 17.36 loans · $51M · Carmel, INFull record →
  18. 18.16 loans · $21M · Las Vegas, NVFull record →
  19. 19.149 loans · $135M · Mukwonago, WIFull record →
  20. 20.1 loans · $0M · St. Louis, MOFull record →
  21. 21.75 loans · $98M · Sioux Falls, SDFull record →
  22. 22.1 loans · $0M · Columbus, MSFull record →
  23. 23.24 loans · $22M · College Station, TXFull record →
  24. 24.15 loans · $13M · Flowood, MSFull record →
  25. 25.31 loans · $24M · Malvern, PAFull record →

434+ funded child care services deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

  • KKA Woodforest LLC in Montgomery, TX$5.0M (2026) · purchase · Live Oak Banking Company
  • KoNa Mahant Krupa Inc. in Holly Springs, NC$5.0M (2026) · purchase · Live Oak Banking Company
  • DHC Clay Road Inc. in Katy, TX$5.0M (2026) · purchase · Plains State Bank
  • PrimeSteps Academy, LLC in Prosper, TX$5.0M (2026) · purchase · Bankwell Bank
  • PRS at Fall Creek Business LLC in Humble, TX$5.0M (2026) · purchase · Live Oak Banking Company
  • Aspen Academies Hollywood LLC in Portland, OR$4.4M (2026) · purchase · Readycap Lending, LLC
  • KA Allen LLC in Allen, TX$4.3M (2026) · purchase · Plains State Bank
  • Dixon Academy # 5 inc. in Huntersville, NC$4.2M (2026) · purchase · Port 51 Lending LLC
  • BLOOMING BUDS LLC in Alpharetta, GA$4.2M (2026) · purchase · Live Oak Banking Company
  • KA Ops LLC in Mckinney, TX$4.0M (2026) · purchase · Live Oak Banking Company
  • Uncorked Holdings LLC in Grand Junction, CO$3.8M (2026) · purchase · First Bank of Central Ohio
  • RAMGK3 LLC in Daly City, CA$3.2M (2026) · purchase · Byline Bank
  • W Brown St Wylie Ops LLC in Wylie, TX$2.6M (2026) · purchase · Bankwell Bank
  • GRAPHIE LLC in Flower Mound, TX$2.3M (2026) · purchase · Live Oak Banking Company
  • BADAM CHILDCARE INC. in Centreville, VA$2.0M (2026) · purchase · Live Oak Banking Company
  • Ramy School Ventures Corporation in Lutz, FL$2.0M (2026) · purchase · Valley National Bank
  • Nanhe Kadam WMC LLC in Broomfield, CO$1.7M (2026) · purchase · Zions Bank, A Division of
  • Evergreen Westfield LLC in Westfield, NJ$1.6M (2026) · purchase · TD Bank, National Association
  • Kids First of Richmond Group LLC in Richmond, KY$1.3M (2026) · purchase · FWBank
  • Acorn Learning Group of Ohio LLC in Defiance, OH$1.2M (2026) · purchase · Readycap Lending, LLC

Financing a child care services deal? Start with a lender that knows it

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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to child care services businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a child care services acquisition with an SBA 7(a) loan: the lenders that fund the most of them (from public records), typical cost, and what it takes to qualify. Live Oak Banking Company funds the most. CapBench is not a lender.

  • $898K typical loan
  • 172 lenders fund the industry
  • 0% default (FY20–23)
  • 20 days typical to fund

Buyers researching a child care services deal typically pre-qualify, then ask CapBench to introduce a lender that funds the industry — free for buyers; agents submit a consented lead via the CapBench MCP.

Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
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