Health & Medical · lender intelligence

Financing a other personal care services acquisition

State:

Alabama (3)Arizona (6)California (20)Colorado (7)Connecticut (2)Delaware (1)Florida (15)Georgia (10)Hawaii (1)Idaho (1)Illinois (2)Indiana (4)

The SBA 7(a) lenders funding the most other personal care services acquisitions, ranked from public loan records — typical deal about $455K. A lender doing your industry every week underwrites faster and prices sharper.

Deal economics— what it takes to buy & finance other personal care services

$461K

Typical loan

range $256K–$945K

$512K

Est. purchase price

≈ loan ÷ 90%

$68,510

Cash to close

$51,222 down + fees

$5,965/mo

Typical payment

~9.5% · 10yr

$82,317/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

98.6%

Still performing

1.4% default · FY20–23

20 days

Typical time to fund

Lenders competing

more = leverage

8.77%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active in other personal care services

Ranked by funded other personal care services acquisitions. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.1,296 loans · $1.4B · Wilmington, NCFull record →
2.2,539 loans · $965M · Columbus, OHFull record →
3.40 loans · $42M · Irvine, CAFull record →
4.168 loans · $205M · Fishers, INFull record →
5.105 loans · $164M · Brookline, MAFull record →
6.53 loans · $101M · Dallas, TXFull record →
7.9 loans · $10M · Warren, PAFull record →
8.57 loans · $74M · Winston-Salem, NCFull record →
9.1 loans · $1M · Lincoln, NEFull record →
10.2 loans · $0M · Pine Bluff, ARFull record →
11.31 loans · $24M · Malvern, PAFull record →
12.8 loans · $4M · Lafayette, LAFull record →
13.1,927 loans · $207M · Buffalo, NYFull record →
14.128 loans · $40M · Wilmington, DEFull record →
15.1 loans · $0M · Ann Arbor, MIFull record →
16.46 loans · $27M · Sartell, MNFull record →
17.62 loans · $26M · Oklahoma City, OKFull record →
18.20 loans · $8M · Saint Petersburg, FLFull record →
19.21 loans · $5M · Spartanburg, SCFull record →
20.6 loans · $4M · Spokane Valley, WAFull record →
21.103 loans · $64M · Indiana, PAFull record →
22.10 loans · $3M · Rochester, NYFull record →
23.242 loans · $281M · Chicago, ILFull record →
24.575 loans · $220M · De Graff, OHFull record →
25.72 loans · $22M · Rockland, MAFull record →

182+ funded other personal care services deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Waxhouse Bay Area, LLC in Walnut Creek, CA — $3.1M (2026) · purchase · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
7.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$496K (16%)
Approval → funding
50 days
Approved
1/8/2026
First disbursed
2/27/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
60
Business age
Change of Ownership
Industry
Other Personal Care Services
If you were the buyer here
Est. deal size
$3.4M
Est. down payment (10%)
$344K
Est. cash at closing
$476K
Monthly payment
$36,394
Annual debt service
$437K
Cash flow needed (1.25×)
$546K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Image Maker Aesthetics in Miami, FL — $2.7M (2026) · purchase · Beacon Bank and Trust
Program
Preferred Lenders Program
Rate at approval
9% variable
Term
300 mo (25 yrs)
SBA guaranteed
$2.0M (75%)
Approval → funding
29 days
Approved
11/13/2025
First disbursed
12/12/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
11
Business age
Change of Ownership
Industry
Other Personal Care Services
If you were the buyer here
Est. deal size
$3.0M
Est. down payment (10%)
$303K
Est. cash at closing
$418K
Monthly payment
$22,902
Annual debt service
$275K
Cash flow needed (1.25×)
$344K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Beacon Bank and Trust · Lender record →
Your business? Claim this record · Request removal
Pure Vanity in Scottsdale, AZ — $2.6M (2026) · purchase · First Internet Bank of Indiana
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.9M (75%)
Approval → funding
19 days
Approved
12/11/2025
First disbursed
12/30/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Jobs supported
14
Business age
Change of Ownership
Industry
Other Personal Care Services
If you were the buyer here
Est. deal size
$2.9M
Est. down payment (10%)
$289K
Est. cash at closing
$399K
Monthly payment
$33,643
Annual debt service
$404K
Cash flow needed (1.25×)
$505K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Internet Bank of Indiana · Lender record →
Your business? Claim this record · Request removal
CARGO 28 INC. in Saint Petersburg, FL — $1.3M (2026) · purchase · CRF Small Business Loan Company, LLC
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$979K (75%)
Approved
1/26/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
8
Business age
Change of Ownership
Industry
Other Personal Care Services
If you were the buyer here
Est. deal size
$1.4M
Est. down payment (10%)
$145K
Est. cash at closing
$199K
Monthly payment
$16,886
Annual debt service
$203K
Cash flow needed (1.25×)
$253K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by CRF Small Business Loan Company, LLC · Lender record →
Your business? Claim this record · Request removal
Glo Tanning in Bakersfield, CA — $1.1M (2026) · purchase · First Internet Bank of Indiana
Program
Preferred Lenders Program
Rate at approval
9.75% variable
Term
132 mo (11 yrs)
SBA guaranteed
$836K (75%)
Approved
11/20/2025
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
15
Business age
Change of Ownership
Industry
Other Personal Care Services
If you were the buyer here
Est. deal size
$1.2M
Est. down payment (10%)
$124K
Est. cash at closing
$170K
Monthly payment
$13,790
Annual debt service
$165K
Cash flow needed (1.25×)
$207K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Internet Bank of Indiana · Lender record →
Your business? Claim this record · Request removal
Heptig Management Group LLC in Dothan, AL — $1.1M (2026) · purchase · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
9.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$806K (75%)
Approved
2/17/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
12
Business age
Change of Ownership
Industry
Other Personal Care Services
If you were the buyer here
Est. deal size
$1.2M
Est. down payment (10%)
$119K
Est. cash at closing
$164K
Monthly payment
$13,764
Annual debt service
$165K
Cash flow needed (1.25×)
$206K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Glo Tanning in Knoxville, TN — $1.1M (2026) · purchase · First Internet Bank of Indiana
Program
Preferred Lenders Program
Rate at approval
9.75% variable
Term
132 mo (11 yrs)
SBA guaranteed
$799K (75%)
Approved
12/3/2025
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
10
Business age
Change of Ownership
Industry
Other Personal Care Services
If you were the buyer here
Est. deal size
$1.2M
Est. down payment (10%)
$118K
Est. cash at closing
$162K
Monthly payment
$13,183
Annual debt service
$158K
Cash flow needed (1.25×)
$198K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Internet Bank of Indiana · Lender record →
Your business? Claim this record · Request removal
Glo Tanning in Orlando, FL — $935K (2026) · purchase · First Internet Bank of Indiana
Program
Preferred Lenders Program
Rate at approval
9.75% variable
Term
132 mo (11 yrs)
SBA guaranteed
$701K (75%)
Approved
12/18/2025
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
Change of Ownership
Industry
Other Personal Care Services
If you were the buyer here
Est. deal size
$1.0M
Est. down payment (10%)
$104K
Est. cash at closing
$142K
Monthly payment
$11,574
Annual debt service
$139K
Cash flow needed (1.25×)
$174K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Internet Bank of Indiana · Lender record →
Your business? Claim this record · Request removal
Blue Jay Day Holdings, Inc in San Jose, CA — $857K (2026) · purchase · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
9.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$643K (75%)
Approved
1/29/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
7
Business age
Change of Ownership
Industry
Other Personal Care Services
If you were the buyer here
Est. deal size
$952K
Est. down payment (10%)
$95K
Est. cash at closing
$131K
Monthly payment
$10,972
Annual debt service
$132K
Cash flow needed (1.25×)
$165K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
BARNETT HOLDINGS LLC in Scottsdale, AZ — $854K (2026) · purchase · Capital Community Bank
Program
Preferred Lenders Program
Rate at approval
9.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$641K (75%)
Approval → funding
16 days
Approved
1/7/2026
First disbursed
1/23/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
5
Business age
Change of Ownership
Industry
Other Personal Care Services
If you were the buyer here
Est. deal size
$949K
Est. down payment (10%)
$95K
Est. cash at closing
$130K
Monthly payment
$10,939
Annual debt service
$131K
Cash flow needed (1.25×)
$164K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Capital Community Bank · Lender record →
Your business? Claim this record · Request removal
Tao Cxam LLC in Round Rock, TX — $708K (2026) · purchase · Colony Bank
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$531K (75%)
Approved
2/19/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Business age
Change of Ownership
Industry
Other Personal Care Services
If you were the buyer here
Est. deal size
$787K
Est. down payment (10%)
$79K
Est. cash at closing
$108K
Monthly payment
$9,161
Annual debt service
$110K
Cash flow needed (1.25×)
$137K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Colony Bank · Lender record →
Your business? Claim this record · Request removal
Shypitsyn Group LLC in Wimauma, FL — $589K (2026) · purchase · TowneBank
Program
Preferred Lenders Program
Rate at approval
9.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$442K (75%)
Approval → funding
12 days
Approved
11/19/2025
First disbursed
12/1/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
4
Business age
Change of Ownership
Industry
Other Personal Care Services
If you were the buyer here
Est. deal size
$654K
Est. down payment (10%)
$65K
Est. cash at closing
$88K
Monthly payment
$7,540
Annual debt service
$90K
Cash flow needed (1.25×)
$113K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by TowneBank · Lender record →
Your business? Claim this record · Request removal
Carcamo Waxing in Elmwood, LA — $585K (2026) · purchase · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
9% variable
Term
120 mo (10 yrs)
SBA guaranteed
$439K (75%)
Approval → funding
29 days
Approved
12/22/2025
First disbursed
1/20/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
9
Business age
Change of Ownership
Industry
Other Personal Care Services
If you were the buyer here
Est. deal size
$650K
Est. down payment (10%)
$65K
Est. cash at closing
$87K
Monthly payment
$7,411
Annual debt service
$89K
Cash flow needed (1.25×)
$111K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Acqora Holdings LLC in Rapid City, SD — $545K (2026) · purchase · First Commonwealth Bank
Program
Preferred Lenders Program
Rate at approval
9.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$409K (75%)
Approval → funding
15 days
Approved
12/4/2025
First disbursed
12/19/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
1
Business age
Change of Ownership
Industry
Other Personal Care Services
If you were the buyer here
Est. deal size
$606K
Est. down payment (10%)
$61K
Est. cash at closing
$81K
Monthly payment
$7,127
Annual debt service
$86K
Cash flow needed (1.25×)
$107K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Commonwealth Bank · Lender record →
Your business? Claim this record · Request removal
Cabana Wax in Huntsville, AL — $461K (2026) · purchase · HomeTrust Bank
Program
Preferred Lenders Program
Rate at approval
9.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$346K (75%)
Approved
3/31/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
Change of Ownership
Industry
Other Personal Care Services
If you were the buyer here
Est. deal size
$512K
Est. down payment (10%)
$51K
Est. cash at closing
$69K
Monthly payment
$5,902
Annual debt service
$71K
Cash flow needed (1.25×)
$89K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by HomeTrust Bank · Lender record →
Your business? Claim this record · Request removal
Pew Pew Pew, LLC in Providence, RI — $445K (2026) · purchase · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
9.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$334K (75%)
Approval → funding
20 days
Approved
11/19/2025
First disbursed
12/9/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
1
Business age
Change of Ownership
Industry
Other Personal Care Services
If you were the buyer here
Est. deal size
$494K
Est. down payment (10%)
$49K
Est. cash at closing
$66K
Monthly payment
$5,819
Annual debt service
$70K
Cash flow needed (1.25×)
$87K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Spa Mizan in Lafayette, LA — $383K (2026) · purchase · The Bancorp Bank National Association
Program
Preferred Lenders Program
Rate at approval
8.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$287K (75%)
Approval → funding
33 days
Approved
11/14/2025
First disbursed
12/17/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
29
Business age
Change of Ownership
Industry
Other Personal Care Services
If you were the buyer here
Est. deal size
$426K
Est. down payment (10%)
$43K
Est. cash at closing
$57K
Monthly payment
$4,698
Annual debt service
$56K
Cash flow needed (1.25×)
$70K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Bancorp Bank National Association · Lender record →
Your business? Claim this record · Request removal
Woodbridge Lash Studio LLC in Woodbridge, VA — $374K (2026) · purchase · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
9.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$281K (75%)
Approved
2/18/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
21
Business age
Change of Ownership
Industry
Other Personal Care Services
If you were the buyer here
Est. deal size
$416K
Est. down payment (10%)
$42K
Est. cash at closing
$56K
Monthly payment
$4,791
Annual debt service
$57K
Cash flow needed (1.25×)
$72K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
ESSENTIA MASSAGE AND WELLNESS LLC in Santa Cruz, CA — $292K (2026) · purchase · Plumas Bank
Program
Preferred Lenders Program
Rate at approval
8.5% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$219K (75%)
Approved
1/28/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
Change of Ownership
Industry
Other Personal Care Services
If you were the buyer here
Est. deal size
$324K
Est. down payment (10%)
$32K
Est. cash at closing
$43K
Monthly payment
$3,620
Annual debt service
$43K
Cash flow needed (1.25×)
$54K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Plumas Bank · Lender record →
Your business? Claim this record · Request removal
Belle Heir LLC in Dover, DE — $230K (2026) · purchase · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
10.49% variable
Term
120 mo (10 yrs)
SBA guaranteed
$173K (75%)
Approved
12/5/2025
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
3
Business age
Change of Ownership
Industry
Other Personal Care Services
If you were the buyer here
Est. deal size
$256K
Est. down payment (10%)
$26K
Est. cash at closing
$34K
Monthly payment
$3,102
Annual debt service
$37K
Cash flow needed (1.25×)
$47K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal

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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to other personal care services businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a other personal care services acquisition with an SBA 7(a) loan: the lenders that fund the most of them (from public records), typical cost, and what it takes to qualify. Live Oak Banking Company funds the most. CapBench is not a lender.

$455K typical loan
95 lenders fund the industry
1.4% default (FY20–23)
20 days typical to fund

Buyers researching a other personal care services deal typically pre-qualify, then ask CapBench to introduce a lender that funds the industry — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/industry/other-personal-care-services
API:: https://www.capbench.com/api/public/lenders?industry=other-personal-care-services
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.