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Child Care Services lenders (all states)

Lender intelligence

Financing a child care services acquisition in Florida

The SBA 7(a) lenders funding the most child care services acquisitions in Florida, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.

Deal economics— what it takes to buy & finance child care services in Florida

$791K

Typical loan

range $517K–$1.37M

$879K

Est. purchase price

≈ loan ÷ 90%

$120,518

Cash to close

$87,889 down + fees

$10,235/mo

Typical payment

~9.5% · 10yr

$141,243/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

100.0%

Still performing

0% default · FY20–23

21 days

Typical time to fund

33

Lenders competing

more = leverage

9.2%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active in child care services · Florida

Ranked by funded child care services acquisitions in Florida. Tap a lender for its full record, or hit Get in touch for an introduction.

  1. 1.20 loans · $8M · Saint Petersburg, FLFull record →
  2. 2.168 loans · $205M · Fishers, INFull record →
  3. 3.149 loans · $135M · Mukwonago, WIFull record →
  4. 4.72 loans · $30M · Oconomowoc, WIFull record →
  5. 5.31 loans · $44M · Passaic, NJFull record →
  6. 6.20 loans · $21M · Miami, FLFull record →
  7. 7.105 loans · $164M · Brookline, MAFull record →
  8. 8.104 loans · $100M · Portsmouth, VAFull record →
  9. 9.57 loans · $97M · New Canaan, CTFull record →
  10. 10.57 loans · $74M · Winston-Salem, NCFull record →
  11. 11.1 loans · $1M · Lincoln, NEFull record →
  12. 12.2 loans · $3M · Doral, FLFull record →
  13. 13.9 loans · $13M · Atlanta, GAFull record →
  14. 14.42 loans · $19M · Louisville, KYFull record →
  15. 15.24 loans · $21M · Raleigh, NCFull record →
  16. 16.16 loans · $13M · Dearborn, MIFull record →
  17. 17.60 loans · $40M · Clayton, MOFull record →

65+ funded Child Care Services in Florida deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

  • Ramy School Ventures Corporation in Lutz, FL$2.0M (2026) · purchase · Valley National Bank
  • LEARNING ADVENTURES PRESCHOOL INC. in Saint Petersburg, FL$957K (2026) · purchase · BayFirst National Bank
  • Debary Sonshine Academy in Debary, FL$762K (2026) · purchase · Banesco USA
  • Big Bear Academy, Inc. in Miami, FL$2.9M (2025) · purchase · First Internet Bank of Indiana
  • MLS Academy Corporation in Miami, FL$2.0M (2025) · purchase · US Century Bank
  • EARLY EXPLORERS LLC in Valrico, FL$2.0M (2025) · purchase · Bankwell Bank
  • Little Einsteins Academy of Tampa, Inc. in Tampa, FL$1.8M (2025) · purchase · Bank Five Nine
  • Advance Learning Methods LLC in Tampa, FL$1.5M (2025) · purchase · Truliant FCU
  • Happy Little Crabs Child Care Corp 1 in Miami, FL$1.2M (2025) · purchase · BayFirst National Bank
  • JET SET ACADEMY INC in Royal Palm Beach, FL$1.1M (2025) · purchase · Beacon Bank and Trust
  • Growing Room Tallahassee Group, LLC in Tallahassee, FL$995K (2025) · purchase · Pinnacle Bank
  • Big Bear Academy Broward, Inc. in Davie, FL$816K (2025) · purchase · First Internet Bank of Indiana
  • Evans 2gether Investments LLC in Port Saint Lucie, FL$774K (2025) · purchase · TowneBank
  • Drop of Love Childcare LLC in Orlando, FL$740K (2025) · purchase · Citizens Bank
  • Discovery Childcare LLC in Orange Park, FL$691K (2025) · purchase · Ameris Bank
  • Fierce Holdings LLC in New Port Richey, FL$675K (2025) · purchase · DFCU Financial
  • Discovery Emporium in Port Saint Lucie, FL$593K (2025) · purchase · Midwest Regional Bank
  • Legacy Leaders International LLC in Coconut Creek, FL$540K (2025) · purchase · Citizens Bank
  • MAAY DAYCARE INC. in Orlando, FL$500K (2025) · purchase · Bank Five Nine
  • EBENEZER ACADEMY, LLC in Lithia, FL$483K (2025) · purchase · North State Bank

Financing a child care services deal in Florida? Start with the right lender

We'll point you to the SBA lenders already funding your industry in your state — and help you make them compete on rate and speed.

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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to child care services businesses with a Florida project address.

Agent summary

How to finance a child care services acquisition in Florida with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Florida deals. BayFirst National Bank funds the most here. CapBench is not a lender.

  • $898K typical loan
  • 33 lenders active in Florida
  • 65+ funded Florida deals
  • 21 days typical to fund

Buyers buying a child care services in Florida typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.

Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-23.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
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