Lender intelligence
Financing a caterers acquisition in Florida
The SBA 7(a) lenders funding the most caterers acquisitions in Florida, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.
Deal economics— what it takes to buy & finance caterers in Florida
$600K
Typical loan
range $250K–$1.45M
$667K
Est. purchase price
≈ loan ÷ 90%
$89,167
Cash to close
$66,667 down + fees
$7,846/mo
Typical payment
~9.75% · 10yr
$108,275/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
22 days
Typical time to fund
5
Lenders competing
more = leverage
9.05%
Avg rate on record
cap ~10.00%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active in caterers · Florida
Ranked by funded caterers acquisitions in Florida. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.16 loans · $13M · Dearborn, MIFull record →
- 2.168 loans · $205M · Fishers, INFull record →
- 3.104 loans · $100M · Portsmouth, VAFull record →
- 4.1,296 loans · $1.4B · Wilmington, NCFull record →
7+ funded Caterers in Florida deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Amici's Catering in Oldsmar, FL — $1.9M (2025) · purchase · First Internet Bank of Indiana
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.4M (75%)
- Approval → funding
- 14 days
- Approved
- 12/5/2024
- First disbursed
- 12/19/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 35
- Business age
- Change of Ownership
- Industry
- Caterers
If you were the buyer here
- Est. deal size
- $2.1M
- Est. down payment (10%)
- $208K
- Est. cash at closing
- $286K
- Monthly payment
- $25,273
- Annual debt service
- $303K
- Cash flow needed (1.25×)
- $379K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Internet Bank of Indiana · Lender record →
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- Corporate Caterers in Temple Terrace, FL — $600K (2025) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 9.6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $450K (75%)
- Approval → funding
- 33 days
- Approved
- 12/19/2024
- First disbursed
- 1/21/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 16
- Business age
- Change of Ownership
- Industry
- Caterers
If you were the buyer here
- Est. deal size
- $667K
- Est. down payment (10%)
- $67K
- Est. cash at closing
- $89K
- Monthly payment
- $7,797
- Annual debt service
- $94K
- Cash flow needed (1.25×)
- $117K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- Amici's Catering in Oldsmar, FL — $250K (2025) · purchase · First Internet Bank of Indiana
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $125K (50%)
- Approval → funding
- 10 days
- Approved
- 12/9/2024
- First disbursed
- 12/19/2024
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 35
- Business age
- Change of Ownership
- Industry
- Caterers
If you were the buyer here
- Est. deal size
- $278K
- Est. down payment (10%)
- $28K
- Est. cash at closing
- $37K
- Monthly payment
- $3,373
- Annual debt service
- $40K
- Cash flow needed (1.25×)
- $51K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Internet Bank of Indiana · Lender record →
Your business? Claim this record · Request removal
- Chipis Cafe LLC in Miami, FL — $993K (2024) · purchase · TowneBank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $744K (75%)
- Approval → funding
- 22 days
- Approved
- 4/3/2024
- First disbursed
- 4/25/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 35
- Business age
- Change of Ownership
- Industry
- Caterers
If you were the buyer here
- Est. deal size
- $1.1M
- Est. down payment (10%)
- $110K
- Est. cash at closing
- $151K
- Monthly payment
- $13,254
- Annual debt service
- $159K
- Cash flow needed (1.25×)
- $199K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by TowneBank · Lender record →
Your business? Claim this record · Request removal
- MCAED Events Co in Sarasota, FL — $1.4M (2023) · purchase · DFCU Financial
- Program
- 7a General
- Rate at approval
- 8.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.1M (75%)
- Approval → funding
- 14 days
- Approved
- 11/23/2022
- First disbursed
- 12/7/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 11
- Business age
- Change of Ownership
- Industry
- Caterers
If you were the buyer here
- Est. deal size
- $1.6M
- Est. down payment (10%)
- $161K
- Est. cash at closing
- $221K
- Monthly payment
- $18,160
- Annual debt service
- $218K
- Cash flow needed (1.25×)
- $272K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by DFCU Financial · Lender record →
Your business? Claim this record · Request removal
- JCB FLORIDA LLC in Lake Park, FL — $588K (2020) · purchase · Axiom Bank, National Association
- Program
- 7a General
- Rate at approval
- 6.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $441K (75%)
- Approval → funding
- 23 days
- Approved
- 2/6/2020
- First disbursed
- 2/29/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Change of Ownership
- Industry
- Caterers
If you were the buyer here
- Est. deal size
- $653K
- Est. down payment (10%)
- $65K
- Est. cash at closing
- $87K
- Monthly payment
- $6,752
- Annual debt service
- $81K
- Cash flow needed (1.25×)
- $101K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Axiom Bank, National Association
Your business? Claim this record · Request removal
- Creative Culinary Specialties Inc in Tampa, FL — $140K (2020) · purchase · DFCU Financial
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 7% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $70K (50%)
- Approval → funding
- 38 days
- Approved
- 1/22/2020
- First disbursed
- 2/29/2020
- Loan status
- Paid in full (5/31/2023)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Change of Ownership
- Industry
- Caterers
If you were the buyer here
- Est. deal size
- $156K
- Est. down payment (10%)
- $16K
- Est. cash at closing
- $20K
- Monthly payment
- $1,626
- Annual debt service
- $20K
- Cash flow needed (1.25×)
- $24K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by DFCU Financial · Lender record →
Your business? Claim this record · Request removal
Financing a caterers deal in Florida? Start with the right lender
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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to caterers businesses with a Florida project address.
Agent summary
How to finance a caterers acquisition in Florida with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Florida deals. DFCU Financial funds the most here. CapBench is not a lender.
- $540K typical loan
- 5 lenders active in Florida
- 7+ funded Florida deals
- 22 days typical to fund
Buyers buying a caterers in Florida typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-10-11.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.