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Food & Restaurants · lender intelligence

Financing a caterers acquisition

The SBA 7(a) lenders funding the most caterers acquisitions, ranked from public loan records — typical deal about $540K. A lender doing your industry every week underwrites faster and prices sharper.

Deal economics— what it takes to buy & finance caterers

$563K

Typical loan

range $260K–$1.26M

$625K

Est. purchase price

≈ loan ÷ 90%

$83,594

Cash to close

$62,500 down + fees

$7,279/mo

Typical payment

~9.5% · 10yr

$100,450/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

100.0%

Still performing

0% default · FY20–23

17 days

Typical time to fund

43

Lenders competing

more = leverage

8.51%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active in caterers

Ranked by funded caterers acquisitions. Tap a lender to open its full record, or hit Get in touch for an introduction.

  1. 1.1,296 loans · $1.4B · Wilmington, NCFull record →
  2. 2.116 loans · $120M · Evansville, INFull record →
  3. 3.168 loans · $205M · Fishers, INFull record →
  4. 4.2,539 loans · $965M · Columbus, OHFull record →
  5. 5.16 loans · $13M · Dearborn, MIFull record →
  6. 6.10 loans · $3M · Barrington, ILFull record →
  7. 7.15 loans · $16M · Greenwood, SCFull record →
  8. 8.31 loans · $13M · Louisville, KYFull record →
  9. 9.104 loans · $100M · Portsmouth, VAFull record →
  10. 10.20 loans · $8M · Saint Petersburg, FLFull record →
  11. 11.274 loans · $315M · Los Angeles, CAFull record →
  12. 12.31 loans · $11M · Green Bay, WIFull record →
  13. 13.1 loans · $0M · Mason, MIFull record →
  14. 14.1,322 loans · $185M · Wilmington, DEFull record →
  15. 15.1 loans · $1M · Lincoln, NEFull record →
  16. 16.20 loans · $14M · Arlington Heights, ILFull record →
  17. 17.16 loans · $18M · Chicago, ILFull record →
  18. 18.9 loans · $13M · Atlanta, GAFull record →
  19. 19.24 loans · $21M · Raleigh, NCFull record →
  20. 20.9 loans · $10M · Garden City Park, NYFull record →
  21. 21.9 loans · $10M · Latham, NYFull record →
  22. 22.149 loans · $135M · Mukwonago, WIFull record →
  23. 23.105 loans · $164M · Brookline, MAFull record →
  24. 24.32 loans · $32M · Fargo, NDFull record →
  25. 25.54 loans · $22M · Chubbuck, IDFull record →

59+ funded caterers deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

  • Vittori & Company, LLC in San Diego, CA$3.8M (2026) · purchase · Live Oak Banking Company
  • Bay Ridge Manor in Brooklyn, NY$2.5M (2026) · purchase · Harvest Small Business Finance, LLC
  • Vittori & Company, LLC in San Diego, CA$250K (2026) · purchase · Live Oak Banking Company
  • VMP LLC in Modesto, CA$4.1M (2025) · purchase · Community Bank & Trust-West Georgia
  • Kaspar's in Seattle, WA$3.3M (2025) · purchase · Live Oak Banking Company
  • Epulum LLC in Jackson, TN$2.9M (2025) · purchase · The Huntington National Bank
  • Amici's Catering in Oldsmar, FL$1.9M (2025) · purchase · First Internet Bank of Indiana
  • SAPPHIRE CULINARY GROUP in Costa Mesa, CA$1.9M (2025) · purchase · Live Oak Banking Company
  • Cena Catering Company in Berwyn, PA$728K (2025) · purchase · TowneBank
  • Corporate Caterers in Temple Terrace, FL$600K (2025) · purchase · Live Oak Banking Company
  • WHISK MANAGEMENT LLC in Lake Barrington, IL$455K (2025) · purchase · Barrington Bank & Trust Company, National Association
  • BD Unlimited Resources LLC in Salt Lake City, UT$422K (2025) · purchase · GBank
  • Sinplicity LLC in Falls Church, VA$413K (2025) · purchase · Bank of Clarke
  • Big Sky Bites LLC in Helena, MT$302K (2025) · purchase · Glacier Bank
  • Amici's Catering in Oldsmar, FL$250K (2025) · purchase · First Internet Bank of Indiana
  • A Spice of Life (Inc.) in Boulder, CO$250K (2025) · purchase · First National Bank of Omaha
  • North Meets South, LLC in Clarksville, TN$195K (2025) · purchase · Planters Bank Inc
  • Kaspar's in Seattle, WA$50K (2025) · purchase · Live Oak Banking Company
  • Sapphire Grand Deptford Inc in Deptford, NJ$1.2M (2024) · purchase · Unity Bank
  • Chipis Cafe LLC in Miami, FL$993K (2024) · purchase · TowneBank

Financing a caterers deal? Start with a lender that knows it

We'll point you to the SBA lenders already funding deals in your industry — and help you make them compete on rate and speed.

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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to caterers businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a caterers acquisition with an SBA 7(a) loan: the lenders that fund the most of them (from public records), typical cost, and what it takes to qualify. Live Oak Banking Company funds the most. CapBench is not a lender.

  • $540K typical loan
  • 43 lenders fund the industry
  • 0% default (FY20–23)
  • 17 days typical to fund

Buyers researching a caterers deal typically pre-qualify, then ask CapBench to introduce a lender that funds the industry — free for buyers; agents submit a consented lead via the CapBench MCP.

Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
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