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Food & Restaurants · lender intelligence

Financing a drinking places (alcoholic beverages) acquisition

The SBA 7(a) lenders funding the most drinking places (alcoholic beverages) acquisitions, ranked from public loan records — typical deal about $535K. A lender doing your industry every week underwrites faster and prices sharper.

Deal economics— what it takes to buy & finance drinking places (alcoholic beverages)

$353K

Typical loan

range $177K–$740K

$392K

Est. purchase price

≈ loan ÷ 90%

$52,386

Cash to close

$39,167 down + fees

$4,561/mo

Typical payment

~9.5% · 10yr

$62,942/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

99.3%

Still performing

0.7% default · FY20–23

22 days

Typical time to fund

168

Lenders competing

more = leverage

8.09%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active in drinking places (alcoholic beverages)

Ranked by funded drinking places (alcoholic beverages) acquisitions. Tap a lender to open its full record, or hit Get in touch for an introduction.

  1. 1.2,539 loans · $965M · Columbus, OHFull record →
  2. 2.105 loans · $164M · Brookline, MAFull record →
  3. 3.9 loans · $10M · Warren, PAFull record →
  4. 4.242 loans · $281M · Chicago, ILFull record →
  5. 5.31 loans · $11M · Green Bay, WIFull record →
  6. 6.29 loans · $28M · Quincy, CAFull record →
  7. 7.72 loans · $30M · Oconomowoc, WIFull record →
  8. 8.868 loans · $362M · Salt Lake City, UTFull record →
  9. 9.105 loans · $72M · Wilmington, DEFull record →
  10. 10.16 loans · $18M · Chicago, ILFull record →
  11. 11.104 loans · $100M · Portsmouth, VAFull record →
  12. 12.75 loans · $98M · Sioux Falls, SDFull record →
  13. 13.1 loans · $1M · Lincoln, NEFull record →
  14. 14.618 loans · $171M · Salt Lake City, UTFull record →
  15. 15.1,025 loans · $292M · Berkeley Heights, NJFull record →
  16. 16.5 loans · $1M · Saginaw, MIFull record →
  17. 17.12 loans · $29M · Everett, WAFull record →
  18. 18.168 loans · $205M · Fishers, INFull record →
  19. 19.36 loans · $35M · Memphis, TNFull record →
  20. 20.36 loans · $51M · Carmel, INFull record →
  21. 21.1 loans · $1M · Lincoln, NEFull record →
  22. 22.9 loans · $4M · Wheaton, ILFull record →
  23. 23.5 loans · $2M · Tulsa, OKFull record →
  24. 24.65 loans · $52M · Lancaster, PAFull record →
  25. 25.7 loans · $0M · Fort Wayne, INFull record →

258+ funded drinking places (alcoholic beverages) deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

  • 73 Atlantic Avenue Operator LLC in Brooklyn, NY$4.7M (2026) · purchase · First Horizon Bank
  • Green Mill Corporation in Chicago, IL$2.6M (2026) · purchase · Byline Bank
  • Park Social LLC in South Park, PA$1.5M (2026) · purchase · Bankwell Bank
  • The Savvy Sipper LLC in Battle Ground, WA$889K (2026) · purchase · Port 51 Lending LLC
  • 12414 Carson St Corporation in Hawaiian Gardens, CA$760K (2026) · purchase · PCB Bank
  • RIVER HOSPITALITY, LLC in Bullhead City, AZ$705K (2026) · purchase · Zions Bank, A Division of
  • EVIDENCE-BASED BREWING, LLC in Salt Lake City, UT$675K (2026) · purchase · Mountain America FCU
  • McBrech, Inc. in Northampton, MA$540K (2026) · purchase · Florence Bank
  • Kelli's Pub LLC in Lincoln, NE$415K (2026) · purchase · Union Bank and Trust Company
  • The Royal Cigar Bar & Bistro in Fort Mill, SC$325K (2026) · purchase · BayFirst National Bank
  • 3MNR Entertainment, LLC in Cincinnati, OH$260K (2026) · purchase · The Huntington National Bank
  • Wine Down on Main in Brevard, NC$246K (2026) · purchase · HomeTrust Bank
  • Mainstreet Winery, LLC in Howell, MI$159K (2026) · purchase · Readycap Lending, LLC
  • The Copper Leaf Lounge, LLC in Marinette, WI$132K (2026) · purchase · The Stephenson National Bank and Trust
  • SAPPHIRE POODLE LLC in Waukesha, WI$132K (2026) · purchase · Associated Bank, National Association
  • Bitter Wallace Inc. in Fairhaven, MA$120K (2026) · purchase · Baycoast Bank
  • Bungalows Bar & Grill in Lake Park, GA$100K (2026) · purchase · Newtek Bank, National Association
  • 3MNR Entertainment, LLC in Cincinnati, OH$25K (2026) · purchase · The Huntington National Bank
  • Kelli's Pub LLC in Lincoln, NE$20K (2026) · purchase · Union Bank and Trust Company
  • Grays 50 Shades, LLC in Norwalk, IA$2.0M (2025) · purchase · Farmers State Bank

Financing a drinking places (alcoholic beverages) deal? Start with a lender that knows it

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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to drinking places (alcoholic beverages) businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a drinking places (alcoholic beverages) acquisition with an SBA 7(a) loan: the lenders that fund the most of them (from public records), typical cost, and what it takes to qualify. The Huntington National Bank funds the most. CapBench is not a lender.

  • $535K typical loan
  • 168 lenders fund the industry
  • 0.7% default (FY20–23)
  • 22 days typical to fund

Buyers researching a drinking places (alcoholic beverages) deal typically pre-qualify, then ask CapBench to introduce a lender that funds the industry — free for buyers; agents submit a consented lead via the CapBench MCP.

Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-23.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
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