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Lender record

Baycoast Bank

The real lending record — every figure from funded deals. HQ: 330 Swansea Mall Dr, Swansea, MA. 25 branches.

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74

Recent deals (FY20+)

$100K

Typical deal

16 days

Approval → funding

0%

Failure rate (FY20–23)

Where Baycoast Bank lends

Deals Baycoast Bank funded — list all 69 as text

Deal profile

Most Baycoast Bank deals land between $50K and $200K — that range covers half of everything they fund. Top industries and states:

Industries they fund most

  1. 1.All Other Specialty Trade Contractors (6)
  2. 2.Limited-Service Restaurants (5)
  3. 3.Electrical Contractors and Other Wiring Installation Contrac (5)
  4. 4.Offices of Physical, Occupational and Speech Therapists, and (4)
  5. 5.Full-Service Restaurants (3)
  6. 6.Other Accounting Services (3)
  7. 7.Pet Care (except Veterinary) Services (3)
  8. 8.Engineering Services (3)

Most active states

  1. 1.Massachusetts (47 deals)
  2. 2.Rhode Island (27 deals)

Franchises they finance most

Del's Lemonade

1 deals

Can Baycoast Bank fund you? The bank behind the loans

Total assets

$2.9B

▲ 1.4% vs prior quarter

Deposits on hand

$2.5B

▲ 1.9% vs prior quarter

Loans outstanding

$2.2B

▼ 0.1% vs prior quarter

Net income (latest qtr)

$2.6M

  • •SBA is a sideline here — this year's production is a rounding error against the loan book. Your deal competes with everything else they'd rather fund; a specialist bank will usually move faster. That makes Baycoast Bank more SBA-focused than 33% of the banks on our record.
  • •Deposits grew last quarter — more raw lending capacity than the quarter before.
  • •Return on assets of 0.36% — well under the ~1% mark generally considered strong for a bank. How any of this translates to your rate is a question for the loan officer — pricing is set deal by deal.

FDIC call-report data, quarter ending 03/2026.

Walk into a Baycoast Bank branch (25)

Baycoast BankMain office330 Swansea Mall DrSwansea, MA 02777 · since 1851

Stafford Road Branch335 Stafford RdFall River, MA 02721 · since 1974

Troy Street Branch81 Troy StFall River, MA 02720 · since 1974

Swansea Branch554 Wilbur AveSwansea, MA 02777 · since 1975

North Dighton Branch438 Spring StNorth Dighton, MA 02764 · since 1976

Robeson Street Branch490 Robeson StFall River, MA 02720 · since 1977

Pleasant Street Branch1485 Pleasant StFall River, MA 02723 · since 1995

Fairhaven Branch75 Alden RdFairhaven, MA 02719 · since 1997

Somerset Branch921 Grand Army HwySomerset, MA 02726 · since 1998

Seekonk Branch110 Taunton AveSeekonk, MA 02771 · since 1998

New Bedford Branch23 Elm StNew Bedford, MA 02740 · since 2004

Tiverton Ri Branch1 Crandall RdTiverton, RI 02878 · since 2005

Ashley Boulevard Branch1000 Ashley BlvdNew Bedford, MA 02745 · since 2010

Westport Branch787 Main RdWestport, MA 02790 · since 2012

Airport Road Express Branch310 Airport RdFall River, MA 02720 · since 2012

Dartmouth Branch299 State RdDartmouth, MA 02747 · since 2014

Dartmouth Street Branch714 Dartmouth StDartmouth, MA 02748 · since 2015

Little Compton Branch2 Meeting House LnLittle Compton, RI 02837 · since 2018

Berkley Branch2 Locust StBerkley, MA 02779 · since 2019

Cranston Branch85 Sockanosset Cross RdCranston, RI 02920 · since 2019

Foxborough Branch8 Foxborough BlvdFoxborough, MA 02035 · since 2019

Providence Branch78 Dorrance StProvidence, RI 02903 · since 2021

Bristol Branch601 Hope StBristol, RI 02809 · since 2021

Portsmouth Branch1430 E Main RdPortsmouth, RI 02871 · since 2022

Davol Street Branch20 Turner StFall River, MA 02720 · since 2022

Scroll for all 25 branches · Branch data: FDIC BankFind.

Recent deals

  • Society Coffee Bar, Inc. in East Providence, RI — $253K (2026) · Snack and Nonalcoholic Beverage Bars
  • Anchor and Stone LLC in Fall River, MA — $200K (2026) · Full-Service Restaurants
  • Bitter Wallace Inc. in Fairhaven, MA — $120K (2026) · purchase · Drinking Places (Alcoholic Beverages)
  • SAS Physical Therapy Partners, LLC in Narragansett, RI — $100K (2026) · Offices of Physical, Occupational and Speech Therapists, and
  • Willowdog Ventures LLC in Fall River, MA — $100K (2026) · Limited-Service Restaurants
  • BAY ATHLETICS, LLC in Providence, RI — $50K (2026) · Fitness and Recreational Sports Centers
  • Advanced Wireless INC. in New Bedford, MA — $50K (2026) · Agents for Wireless Telecommunications Services
  • Daniels Services LLC in Warwick, RI — $40K (2026) · Residential Remodelers
  • Little League Learning Center LLC in Fall River, MA — $25K (2026) · Child Care Services
  • Chill's Cheesecakes LLC in Pawtucket, RI — $18K (2026) · Dairy Product (except Dried or Canned) Merchant Wholesalers

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

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Businesses Baycoast Bank financed

63 businesses on record — the 60 largest by funding. Each links to its full SBA record.

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CapBench analysis of public lending records, FY2020–present. Not affiliated with Baycoast Bank.

Agent summary

This page summarizes Baycoast Bank's public SBA 7(a) lending record — deal sizes, industries, geography, and FDIC profile — from CapBench SBA Intelligence. CapBench is not a lender and does not originate or approve loans.

  • 74 SBA 7(a) loans on record
  • $100K typical deal
  • 6 business-acquisition loans
  • HQ: 330 Swansea Mall Dr, Swansea, MA
  • 25 FDIC branch locations
  • FDIC total assets $2.9B

Next steps

Request an introRank lendersPre-qualify a deal
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/lenders/baycoast-bank
API:
https://www.capbench.com/api/public/lenders/baycoast-bank
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.

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