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Lender record

Baycoast Bank

The real lending record — every figure below is drawn from public SBA 7(a) loan records (FY2020–present): the loans Baycoast Bank funded, the businesses, the branches, and its FDIC profile. HQ: 330 Swansea Mall Dr, Swansea, MA. 25 branches.

Baycoast Bank banner

74

Recent deals (FY20+)

$100K

Typical deal

16 days

Approval → funding

0%

Failure rate (FY20–23)

Where Baycoast Bank lends

Deals Baycoast Bank funded — list all 69 as text

Deal profile

Most Baycoast Bank deals land between $50K and $200K — that range covers half of everything they fund. Top industries and states:

Industries they fund most

  1. 1.All Other Specialty Trade Contractors (6)
  2. 2.Limited-Service Restaurants (5)
  3. 3.Electrical Contractors and Other Wiring Installation Contrac (5)
  4. 4.Offices of Physical, Occupational and Speech Therapists, and (4)
  5. 5.Full-Service Restaurants (3)
  6. 6.Other Accounting Services (3)
  7. 7.Pet Care (except Veterinary) Services (3)
  8. 8.Engineering Services (3)

Most active states

  1. 1.Massachusetts (47 deals)
  2. 2.Rhode Island (27 deals)

Franchises they finance most

Del's Lemonade

1 deals

Can Baycoast Bank fund you? The bank behind the loans

Total assets

$2.9B

▼ 0.8% vs prior quarter

Deposits on hand

$2.5B

▼ 0.7% vs prior quarter

Loans outstanding

$2.2B

▼ 0.6% vs prior quarter

Net income (latest qtr)

$7.3M

  • •SBA is a sideline here — this year's production is a rounding error against the loan book. Your deal competes with everything else they'd rather fund; a specialist bank will usually move faster. That makes Baycoast Bank more SBA-focused than 34% of the banks on our record.
  • •Deposits shrank last quarter — worth asking early how much new-loan appetite they have right now.
  • •Return on assets of 0.51% — under the ~1% mark generally considered strong for a bank. How any of this translates to your rate is a question for the loan officer — pricing is set deal by deal.

FDIC call-report data, quarter ending 06/2026.

Recent deals

  • Society Coffee Bar, Inc. in East Providence, RI — $253K (2026) · Snack and Nonalcoholic Beverage Bars
  • Anchor and Stone LLC in Fall River, MA — $200K (2026) · Full-Service Restaurants
  • Bitter Wallace Inc. in Fairhaven, MA — $120K (2026) · purchase · Drinking Places (Alcoholic Beverages)
  • SAS Physical Therapy Partners, LLC in Narragansett, RI — $100K (2026) · Offices of Physical, Occupational and Speech Therapists, and
  • Willowdog Ventures LLC in Fall River, MA — $100K (2026) · Limited-Service Restaurants
  • BAY ATHLETICS, LLC in Providence, RI — $50K (2026) · Fitness and Recreational Sports Centers
  • Advanced Wireless INC. in New Bedford, MA — $50K (2026) · Agents for Wireless Telecommunications Services
  • Daniels Services LLC in Warwick, RI — $40K (2026) · Residential Remodelers
  • Little League Learning Center LLC in Fall River, MA — $25K (2026) · Child Care Services
  • Chill's Cheesecakes LLC in Pawtucket, RI — $18K (2026) · Dairy Product (except Dried or Canned) Merchant Wholesalers

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

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Businesses Baycoast Bank financed

63 businesses on record — the 60 largest by funding. Each links to its full SBA record.

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CapBench analysis of public lending records, FY2020–present. Not affiliated with Baycoast Bank.

Agent summary

This page summarizes Baycoast Bank's public SBA 7(a) lending record — deal sizes, industries, geography, and FDIC profile — from CapBench SBA Intelligence. CapBench is not a lender and does not originate or approve loans.

  • 74 SBA 7(a) loans on record
  • $100K typical deal
  • 6 business-acquisition loans
  • HQ: 330 Swansea Mall Dr, Swansea, MA
  • FDIC total assets $2.9B

Next steps

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Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-10-11.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/lenders/baycoast-bank
API:
https://www.capbench.com/api/public/lenders/baycoast-bank
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.

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