Food & Restaurants · lender intelligence
Financing a full-service restaurants acquisition
The SBA 7(a) lenders funding the most full-service restaurants acquisitions, ranked from public loan records — typical deal about $625K. A lender doing your industry every week underwrites faster and prices sharper.
Deal economics— what it takes to buy & finance full-service restaurants
$443K
Typical loan
range $234K–$871K
$492K
Est. purchase price
≈ loan ÷ 90%
$65,805
Cash to close
$49,200 down + fees
$5,730/mo
Typical payment
~9.5% · 10yr
$79,074/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
98.3%
Still performing
1.7% default · FY20–23
21 days
Typical time to fund
514
Lenders competing
more = leverage
8.3%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active in full-service restaurants
Ranked by funded full-service restaurants acquisitions. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.2,539 loans · $965M · Columbus, OHFull record →
- 2.139 loans · $102M · Los Angeles, CAFull record →
- 3.274 loans · $315M · Los Angeles, CAFull record →
- 4.1,927 loans · $207M · Buffalo, NYFull record →
- 5.105 loans · $164M · Brookline, MAFull record →
- 6.23 loans · $25M · Los Angeles, CAFull record →
- 7.61 loans · $67M · Los Angeles, CAFull record →
- 8.868 loans · $362M · Salt Lake City, UTFull record →
- 9.29 loans · $28M · Quincy, CAFull record →
- 10.168 loans · $205M · Fishers, INFull record →
- 11.60 loans · $40M · Clayton, MOFull record →
- 12.83 loans · $143M · Los Angeles, CAFull record →
- 13.60 loans · $130M · Doraville, GAFull record →
- 14.9 loans · $10M · Warren, PAFull record →
- 15.16 loans · $18M · Chicago, ILFull record →
- 16.116 loans · $120M · Evansville, INFull record →
- 17.85 loans · $148M · Los Angeles, CAFull record →
- 18.72 loans · $22M · Rockland, MAFull record →
- 19.242 loans · $281M · Chicago, ILFull record →
- 20.104 loans · $100M · Portsmouth, VAFull record →
- 21.1,296 loans · $1.4B · Wilmington, NCFull record →
- 22.31 loans · $11M · Green Bay, WIFull record →
- 23.105 loans · $72M · Wilmington, DEFull record →
- 24.33 loans · $15M · Minneapolis, MNFull record →
- 25.149 loans · $135M · Mukwonago, WIFull record →
2,167+ funded full-service restaurants deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Sabtej Holdings LLC in San Antonio, TX — $5.0M (2026) · purchase · Beacon Bank and Trust
- Program
- Preferred Lenders Program
- Rate at approval
- 9.25% variable
- Term
- 204 mo (17 yrs)
- SBA guaranteed
- $3.8M (75%)
- Approval → funding
- 26 days
- Approved
- 11/14/2025
- First disbursed
- 12/10/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 45
- Business age
- Change of Ownership
- Industry
- Full-Service Restaurants
If you were the buyer here
- Est. deal size
- $5.6M
- Est. down payment (10%)
- $556K
- Est. cash at closing
- $769K
- Monthly payment
- $48,712
- Annual debt service
- $585K
- Cash flow needed (1.25×)
- $731K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Beacon Bank and Trust · Lender record →
Your business? Claim this record · Request removal
- GRO GC Inc. in Winston Salem, NC — $5.0M (2026) · purchase · Truist Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $3.8M (75%)
- Approved
- 3/16/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 300
- Business age
- Change of Ownership
- Industry
- Full-Service Restaurants
If you were the buyer here
- Est. deal size
- $5.6M
- Est. down payment (10%)
- $556K
- Est. cash at closing
- $769K
- Monthly payment
- $61,326
- Annual debt service
- $736K
- Cash flow needed (1.25×)
- $920K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Truist Bank · Lender record →
Your business? Claim this record · Request removal
- RPZ LA, LLC in Los Angeles, CA — $4.4M (2026) · purchase · Port 51 Lending LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $3.3M (75%)
- Approved
- 12/23/2025
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 55
- Business age
- Change of Ownership
- Industry
- Full-Service Restaurants
If you were the buyer here
- Est. deal size
- $4.9M
- Est. down payment (10%)
- $492K
- Est. cash at closing
- $681K
- Monthly payment
- $58,543
- Annual debt service
- $703K
- Cash flow needed (1.25×)
- $878K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Port 51 Lending LLC · Lender record →
Your business? Claim this record · Request removal
- LATHAM '76 DINER in Latham, NY — $3.5M (2026) · purchase · Beacon Bank and Trust
- Program
- Preferred Lenders Program
- Rate at approval
- 9.25% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $2.6M (75%)
- Approval → funding
- 87 days
- Approved
- 12/1/2025
- First disbursed
- 2/26/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 30
- Business age
- Change of Ownership
- Industry
- Full-Service Restaurants
If you were the buyer here
- Est. deal size
- $3.9M
- Est. down payment (10%)
- $386K
- Est. cash at closing
- $534K
- Monthly payment
- $29,785
- Annual debt service
- $357K
- Cash flow needed (1.25×)
- $447K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Beacon Bank and Trust · Lender record →
Your business? Claim this record · Request removal
- JoAI Holdings, LLC in Ambler, PA — $3.2M (2026) · purchase · Wilmington Savings Fund Society FSB
- Program
- Preferred Lenders Program
- Rate at approval
- 8.75% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $2.4M (75%)
- Approval → funding
- 9 days
- Approved
- 1/13/2026
- First disbursed
- 1/22/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 46
- Business age
- Change of Ownership
- Industry
- Full-Service Restaurants
If you were the buyer here
- Est. deal size
- $3.6M
- Est. down payment (10%)
- $356K
- Est. cash at closing
- $491K
- Monthly payment
- $26,309
- Annual debt service
- $316K
- Cash flow needed (1.25×)
- $395K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Wilmington Savings Fund Society FSB · Lender record →
Your business? Claim this record · Request removal
- RADS Property Solutions Inc in Denison, TX — $2.9M (2026) · purchase · Security National Bank of Omaha
- Program
- Preferred Lenders Program
- Rate at approval
- 7.75% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $2.2M (75%)
- Approved
- 1/29/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 30
- Business age
- Change of Ownership
- Industry
- Full-Service Restaurants
If you were the buyer here
- Est. deal size
- $3.2M
- Est. down payment (10%)
- $320K
- Est. cash at closing
- $442K
- Monthly payment
- $21,776
- Annual debt service
- $261K
- Cash flow needed (1.25×)
- $327K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Security National Bank of Omaha · Lender record →
Your business? Claim this record · Request removal
- Savor Restaurant in Carmel, IN — $2.9M (2026) · purchase · First Internet Bank of Indiana
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $2.2M (75%)
- Approval → funding
- 28 days
- Approved
- 11/13/2025
- First disbursed
- 12/11/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 41
- Business age
- Change of Ownership
- Industry
- Full-Service Restaurants
If you were the buyer here
- Est. deal size
- $3.2M
- Est. down payment (10%)
- $319K
- Est. cash at closing
- $440K
- Monthly payment
- $37,927
- Annual debt service
- $455K
- Cash flow needed (1.25×)
- $569K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Internet Bank of Indiana · Lender record →
Your business? Claim this record · Request removal
- Kalhar Capital Inc. in Brooklyn, NY — $2.8M (2026) · purchase · Pathward National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $2.1M (75%)
- Approved
- 2/25/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Change of Ownership
- Industry
- Full-Service Restaurants
If you were the buyer here
- Est. deal size
- $3.1M
- Est. down payment (10%)
- $309K
- Est. cash at closing
- $426K
- Monthly payment
- $35,973
- Annual debt service
- $432K
- Cash flow needed (1.25×)
- $540K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Pathward National Association · Lender record →
Your business? Claim this record · Request removal
- Great Rise LLC in Avenel, NJ — $2.7M (2026) · purchase · Columbia Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.5% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $2.0M (75%)
- Approved
- 3/4/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 15
- Business age
- Change of Ownership
- Industry
- Full-Service Restaurants
If you were the buyer here
- Est. deal size
- $3.0M
- Est. down payment (10%)
- $303K
- Est. cash at closing
- $419K
- Monthly payment
- $21,983
- Annual debt service
- $264K
- Cash flow needed (1.25×)
- $330K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Columbia Bank · Lender record →
Your business? Claim this record · Request removal
- ZANTE HOSPITALITY CO INC. in Albany, NY — $2.6M (2026) · purchase · Beacon Bank and Trust
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $2.0M (75%)
- Approval → funding
- 80 days
- Approved
- 12/9/2025
- First disbursed
- 2/27/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 40
- Business age
- Change of Ownership
- Industry
- Full-Service Restaurants
If you were the buyer here
- Est. deal size
- $2.9M
- Est. down payment (10%)
- $294K
- Est. cash at closing
- $405K
- Monthly payment
- $22,197
- Annual debt service
- $266K
- Cash flow needed (1.25×)
- $333K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Beacon Bank and Trust · Lender record →
Your business? Claim this record · Request removal
- Let's Cook LLC in Atlanta, GA — $2.4M (2026) · purchase · Ameris Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.8M (75%)
- Approval → funding
- 32 days
- Approved
- 12/5/2025
- First disbursed
- 1/6/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 80
- Business age
- Change of Ownership
- Industry
- Full-Service Restaurants
If you were the buyer here
- Est. deal size
- $2.7M
- Est. down payment (10%)
- $269K
- Est. cash at closing
- $372K
- Monthly payment
- $30,719
- Annual debt service
- $369K
- Cash flow needed (1.25×)
- $461K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Ameris Bank · Lender record →
Your business? Claim this record · Request removal
- Bisou Bisou Incorporated in Apopka, FL — $2.3M (2026) · purchase · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.15% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.7M (75%)
- Approved
- 1/30/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 52
- Business age
- Change of Ownership
- Industry
- Full-Service Restaurants
If you were the buyer here
- Est. deal size
- $2.5M
- Est. down payment (10%)
- $253K
- Est. cash at closing
- $349K
- Monthly payment
- $27,827
- Annual debt service
- $334K
- Cash flow needed (1.25×)
- $417K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Hob Nob Diner in Tacoma, WA — $2.3M (2026) · purchase · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.15% fixed
- Term
- 30 months
- SBA guaranteed
- $1.7M (75%)
- Approved
- 1/28/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 36
- Business age
- Change of Ownership
- Industry
- Full-Service Restaurants
If you were the buyer here
- Est. deal size
- $2.5M
- Est. down payment (10%)
- $252K
- Est. cash at closing
- $348K
- Monthly payment
- $83,966
- Annual debt service
- $1.0M
- Cash flow needed (1.25×)
- $1.3M
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- ARA Ventures Group, LLC in Carrollton, TX — $2.2M (2026) · purchase · American Continental Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.7M (75%)
- Approval → funding
- 15 days
- Approved
- 1/21/2026
- First disbursed
- 2/5/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 10
- Business age
- Change of Ownership
- Industry
- Full-Service Restaurants
If you were the buyer here
- Est. deal size
- $2.5M
- Est. down payment (10%)
- $247K
- Est. cash at closing
- $340K
- Monthly payment
- $26,935
- Annual debt service
- $323K
- Cash flow needed (1.25×)
- $404K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by American Continental Bank · Lender record →
Your business? Claim this record · Request removal
- East Town Investment in Oakland, CA — $2.1M (2026) · purchase · American Continental Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.6M (75%)
- Approval → funding
- 22 days
- Approved
- 12/9/2025
- First disbursed
- 12/31/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 36
- Business age
- Change of Ownership
- Industry
- Full-Service Restaurants
If you were the buyer here
- Est. deal size
- $2.4M
- Est. down payment (10%)
- $238K
- Est. cash at closing
- $328K
- Monthly payment
- $26,889
- Annual debt service
- $323K
- Cash flow needed (1.25×)
- $403K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by American Continental Bank · Lender record →
Your business? Claim this record · Request removal
- GMP31, LLC in Leonardtown, MD — $2.1M (2026) · purchase · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.33% fixed
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.6M (75%)
- Approval → funding
- 7 days
- Approved
- 12/12/2025
- First disbursed
- 12/19/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 30
- Business age
- Change of Ownership
- Industry
- Full-Service Restaurants
If you were the buyer here
- Est. deal size
- $2.3M
- Est. down payment (10%)
- $233K
- Est. cash at closing
- $320K
- Monthly payment
- $16,614
- Annual debt service
- $199K
- Cash flow needed (1.25×)
- $249K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Rio Steakhouse Marietta, LLC in Marietta, GA — $2.0M (2026) · purchase · CRF Small Business Loan Company, LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.5M (75%)
- Approval → funding
- 3 days
- Approved
- 1/27/2026
- First disbursed
- 1/30/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 36
- Business age
- Change of Ownership
- Industry
- Full-Service Restaurants
If you were the buyer here
- Est. deal size
- $2.2M
- Est. down payment (10%)
- $225K
- Est. cash at closing
- $310K
- Monthly payment
- $26,177
- Annual debt service
- $314K
- Cash flow needed (1.25×)
- $393K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by CRF Small Business Loan Company, LLC · Lender record →
Your business? Claim this record · Request removal
- Henry's Acworth LLC in Acworth, GA — $1.9M (2026) · purchase · United Community Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.5M (75%)
- Approval → funding
- 12 days
- Approved
- 12/11/2025
- First disbursed
- 12/23/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 87
- Business age
- Change of Ownership
- Industry
- Full-Service Restaurants
If you were the buyer here
- Est. deal size
- $2.2M
- Est. down payment (10%)
- $217K
- Est. cash at closing
- $298K
- Monthly payment
- $24,702
- Annual debt service
- $296K
- Cash flow needed (1.25×)
- $371K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by United Community Bank · Lender record →
Your business? Claim this record · Request removal
- CBK Blue Ginger Inc in Denton, TX — $1.9M (2026) · purchase · TowneBank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.5M (75%)
- Approval → funding
- 34 days
- Approved
- 1/7/2026
- First disbursed
- 2/10/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 27
- Business age
- Change of Ownership
- Industry
- Full-Service Restaurants
If you were the buyer here
- Est. deal size
- $2.2M
- Est. down payment (10%)
- $217K
- Est. cash at closing
- $298K
- Monthly payment
- $24,966
- Annual debt service
- $300K
- Cash flow needed (1.25×)
- $374K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by TowneBank · Lender record →
Your business? Claim this record · Request removal
- STILLY OASIS LLC in Stillwater, MN — $1.9M (2026) · purchase · BankVista
- Program
- Preferred Lenders Program
- Rate at approval
- 8.75% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.4M (75%)
- Approval → funding
- 19 days
- Approved
- 1/22/2026
- First disbursed
- 2/10/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 34
- Business age
- Change of Ownership
- Industry
- Full-Service Restaurants
If you were the buyer here
- Est. deal size
- $2.1M
- Est. down payment (10%)
- $210K
- Est. cash at closing
- $289K
- Monthly payment
- $15,557
- Annual debt service
- $187K
- Cash flow needed (1.25×)
- $233K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by BankVista · Lender record →
Your business? Claim this record · Request removal
Financing a full-service restaurants deal? Start with a lender that knows it
We'll point you to the SBA lenders already funding deals in your industry — and help you make them compete on rate and speed.
Free · No documents · Usually same-day
Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to full-service restaurants businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a full-service restaurants acquisition with an SBA 7(a) loan: the lenders that fund the most of them (from public records), typical cost, and what it takes to qualify. The Huntington National Bank funds the most. CapBench is not a lender.
- $625K typical loan
- 514 lenders fund the industry
- 1.7% default (FY20–23)
- 21 days typical to fund
Buyers researching a full-service restaurants deal typically pre-qualify, then ask CapBench to introduce a lender that funds the industry — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-22.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.