Food & Restaurants · lender intelligence

Financing a mobile food services acquisition

State:

The SBA 7(a) lenders funding the most mobile food services acquisitions, ranked from public loan records — typical deal about $107K. A lender doing your industry every week underwrites faster and prices sharper.

Deal economics— what it takes to buy & finance mobile food services

$160K

Typical loan

range $85K–$279K

$178K

Est. purchase price

≈ loan ÷ 90%

$23,778

Cash to close

$17,778 down + fees

$2,342/mo

Typical payment

~12.5% · 10yr

$32,320/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

20 days

Typical time to fund

Lenders competing

more = leverage

8.28%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active in mobile food services

Ranked by funded mobile food services acquisitions. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.2,539 loans · $965M · Columbus, OHFull record →
2.46 loans · $47M · Asheville, NCFull record →
3.26 loans · $7M · Cottage Grove, WIFull record →
4.22 loans · $3M · Fayetteville, ARFull record →
5.13 loans · $18M · Roseburg, ORFull record →
6.3 loans · $3M · Iron Mountain, MIFull record →
7.4 loans · $4M · Nashua, NHFull record →
8.1 loans · $1M · Lincoln, NEFull record →
9.3 loans · $3M · Belgrade, MOFull record →
10.62 loans · $26M · Oklahoma City, OKFull record →
11.4 loans · $1M · White Castle, LAFull record →
12.16 loans · $13M · Dearborn, MIFull record →
13.72 loans · $30M · Oconomowoc, WIFull record →
14.56 loans · $36M · Provo, UTFull record →
15.21 loans · $5M · Spartanburg, SCFull record →
16.2 loans · $1M · Brighton, MIFull record →

22+ funded mobile food services deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

3 Vs, LLC in Lansing, MI — $252K (2026) · purchase · Lake Trust CU
Program
7a General
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$189K (75%)
Approved
3/5/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
Change of Ownership
Industry
Mobile Food Services
If you were the buyer here
Est. deal size
$280K
Est. down payment (10%)
$28K
Est. cash at closing
$37K
Monthly payment
$3,261
Annual debt service
$39K
Cash flow needed (1.25×)
$49K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Lake Trust CU · Lender record →
Your business? Claim this record · Request removal
Dining Table LLC in Elmo, UT — $175K (2026) · purchase · Capital Community Bank
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$131K (75%)
Approval → funding
11 days
Approved
11/14/2025
First disbursed
11/25/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
2
Business age
Change of Ownership
Industry
Mobile Food Services
If you were the buyer here
Est. deal size
$194K
Est. down payment (10%)
$19K
Est. cash at closing
$26K
Monthly payment
$2,264
Annual debt service
$27K
Cash flow needed (1.25×)
$34K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Capital Community Bank · Lender record →
Your business? Claim this record · Request removal
Shoults Pounds Investments LLC in Nixa, MO — $50K (2026) · purchase · Southern Bank
Program
7a General
Rate at approval
9.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$43K (85%)
Approval → funding
20 days
Approved
12/3/2025
First disbursed
12/23/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
3
Business age
Change of Ownership
Industry
Mobile Food Services
If you were the buyer here
Est. deal size
$56K
Est. down payment (10%)
$6K
Est. cash at closing
$7K
Monthly payment
$654
Annual debt service
$8K
Cash flow needed (1.25×)
$10K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Southern Bank · Lender record →
Your business? Claim this record · Request removal
Warm Lakes LLC in Hayward, WI — $446K (2025) · purchase · Chippewa Valley Bank
Program
7a General
Rate at approval
7.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$334K (75%)
Approval → funding
8 days
Approved
2/26/2025
First disbursed
3/6/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
20
Business age
Change of Ownership
Industry
Mobile Food Services
If you were the buyer here
Est. deal size
$495K
Est. down payment (10%)
$50K
Est. cash at closing
$66K
Monthly payment
$5,292
Annual debt service
$64K
Cash flow needed (1.25×)
$79K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Chippewa Valley Bank
Your business? Claim this record · Request removal
Rehkopf & Son's LLC in Waterford, MI — $279K (2025) · purchase · DFCU Financial
Program
Preferred Lenders Program
Rate at approval
10% variable
Term
120 mo (10 yrs)
SBA guaranteed
$209K (75%)
Approval → funding
45 days
Approved
4/15/2025
First disbursed
5/30/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
Change of Ownership
Industry
Mobile Food Services
If you were the buyer here
Est. deal size
$310K
Est. down payment (10%)
$31K
Est. cash at closing
$41K
Monthly payment
$3,687
Annual debt service
$44K
Cash flow needed (1.25×)
$55K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by DFCU Financial · Lender record →
Your business? Claim this record · Request removal
Xtreme Sno LLC in Rigby, ID — $250K (2025) · purchase · The Bank of Commerce
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
9% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$125K (50%)
Approval → funding
15 days
Approved
3/13/2025
First disbursed
3/28/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
27
Business age
Change of Ownership
Industry
Mobile Food Services
If you were the buyer here
Est. deal size
$278K
Est. down payment (10%)
$28K
Est. cash at closing
$37K
Monthly payment
$3,167
Annual debt service
$38K
Cash flow needed (1.25×)
$48K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Bank of Commerce · Lender record →
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Off Center Icewerks LLC in Conneaut, OH — $150K (2025) · purchase · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$128K (85%)
Approved
4/8/2025
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
3
Business age
Change of Ownership
Industry
Mobile Food Services
If you were the buyer here
Est. deal size
$167K
Est. down payment (10%)
$17K
Est. cash at closing
$21K
Monthly payment
$1,941
Annual debt service
$23K
Cash flow needed (1.25×)
$29K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Simply the Best Kettle Corn LLC in Homer City, PA — $150K (2025) · purchase · Bank Five Nine
Program
7a General
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$128K (85%)
Approval → funding
23 days
Approved
1/14/2025
First disbursed
2/6/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
2
Business age
Change of Ownership
Industry
Mobile Food Services
If you were the buyer here
Est. deal size
$167K
Est. down payment (10%)
$17K
Est. cash at closing
$21K
Monthly payment
$2,003
Annual debt service
$24K
Cash flow needed (1.25×)
$30K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Bank Five Nine · Lender record →
Your business? Claim this record · Request removal
Double H Distributing, LLC in Belgrade, MO — $140K (2025) · purchase · Belgrade State Bank
Program
7a General
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$119K (85%)
Approval → funding
20 days
Approved
7/1/2025
First disbursed
7/21/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
1
Business age
Change of Ownership
Industry
Mobile Food Services
If you were the buyer here
Est. deal size
$156K
Est. down payment (10%)
$16K
Est. cash at closing
$20K
Monthly payment
$1,870
Annual debt service
$22K
Cash flow needed (1.25×)
$28K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Belgrade State Bank · Lender record →
Your business? Claim this record · Request removal
Polarity Acquisitions, L.L.C. in Mcalester, OK — $45K (2025) · purchase · BancFirst
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
6.75% fixed
Term
72 mo (6 yrs)
SBA guaranteed
$23K (50%)
Approved
9/30/2025
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Change of Ownership
Industry
Mobile Food Services
If you were the buyer here
Est. deal size
$50K
Est. down payment (10%)
$5K
Est. cash at closing
$6K
Monthly payment
$762
Annual debt service
$9K
Cash flow needed (1.25×)
$11K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by BancFirst · Lender record →
Your business? Claim this record · Request removal
LKG Smoothies, Inc. in Brookpark, OH — $554K (2024) · purchase · Community Bank & Trust-West Georgia
Program
7a General
Rate at approval
11.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$416K (75%)
Approval → funding
43 days
Approved
5/8/2024
First disbursed
6/20/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
4
Business age
Change of Ownership
Industry
Mobile Food Services
If you were the buyer here
Est. deal size
$616K
Est. down payment (10%)
$62K
Est. cash at closing
$82K
Monthly payment
$7,789
Annual debt service
$93K
Cash flow needed (1.25×)
$117K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Community Bank & Trust-West Georgia
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My Bunny LLC in Memphis, TN — $377K (2024) · purchase · Pinnacle Bank
Program
Preferred Lenders Program
Rate at approval
11% variable
Term
120 mo (10 yrs)
SBA guaranteed
$283K (75%)
Approval → funding
57 days
Approved
9/18/2024
First disbursed
11/14/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
1
Business age
Change of Ownership
Industry
Mobile Food Services
If you were the buyer here
Est. deal size
$419K
Est. down payment (10%)
$42K
Est. cash at closing
$56K
Monthly payment
$5,193
Annual debt service
$62K
Cash flow needed (1.25×)
$78K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Pinnacle Bank · Lender record →
Your business? Claim this record · Request removal
CJ Foods LLC in Groton, MA — $75K (2024) · purchase · The Millyard Bank
Program
7a General
Rate at approval
7.5% fixed
Term
84 mo (7 yrs)
SBA guaranteed
$64K (85%)
Approval → funding
4 days
Approved
4/22/2024
First disbursed
4/26/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Partnership
Jobs supported
2
Business age
Change of Ownership
Industry
Mobile Food Services
If you were the buyer here
Est. deal size
$83K
Est. down payment (10%)
$8K
Est. cash at closing
$11K
Monthly payment
$1,150
Annual debt service
$14K
Cash flow needed (1.25×)
$17K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Millyard Bank · Lender record →
Your business? Claim this record · Request removal
Donut Diner, LLC in Escanaba, MI — $160K (2023) · purchase · First National Bank & Trust Co
Program
7a General
Rate at approval
8% fixed
Term
72 mo (6 yrs)
SBA guaranteed
$120K (75%)
Approval → funding
11 days
Approved
3/13/2023
First disbursed
3/24/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Change of Ownership
Industry
Mobile Food Services
If you were the buyer here
Est. deal size
$178K
Est. down payment (10%)
$18K
Est. cash at closing
$24K
Monthly payment
$2,805
Annual debt service
$34K
Cash flow needed (1.25×)
$42K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First National Bank & Trust Co · Lender record →
Your business? Claim this record · Request removal
Flight Deck Grill, LLC in Longmont, CO — $86K (2023) · purchase · High Plains Bank
Program
7a General
Rate at approval
8.5% variable
Term
192 mo (16 yrs)
SBA guaranteed
$73K (85%)
Approval → funding
12 days
Approved
4/7/2023
First disbursed
4/19/2023
Loan status
Delinquent
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
1
Business age
Change of Ownership
Industry
Mobile Food Services
If you were the buyer here
Est. deal size
$96K
Est. down payment (10%)
$10K
Est. cash at closing
$12K
Monthly payment
$823
Annual debt service
$10K
Cash flow needed (1.25×)
$12K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by High Plains Bank
Your business? Claim this record · Request removal
The Next Patel Project LLC in Port Charlotte, FL — $530K (2022) · purchase · Columbia Bank
Program
Preferred Lenders Program
Rate at approval
5.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$398K (75%)
Approval → funding
20 days
Approved
4/20/2022
First disbursed
5/10/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
9
Business age
Change of Ownership
Industry
Mobile Food Services
If you were the buyer here
Est. deal size
$589K
Est. down payment (10%)
$59K
Est. cash at closing
$79K
Monthly payment
$5,818
Annual debt service
$70K
Cash flow needed (1.25×)
$87K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Columbia Bank · Lender record →
Your business? Claim this record · Request removal
Erin Ferguson in Pottsville, AR — $63K (2022) · purchase · Arvest Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
5.75% variable
Term
74 months
SBA guaranteed
$32K (50%)
Approval → funding
1 days
Approved
11/29/2021
First disbursed
11/30/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Individual
Business age
Change of Ownership
Industry
Mobile Food Services
If you were the buyer here
Est. deal size
$70K
Est. down payment (10%)
$7K
Est. cash at closing
$9K
Monthly payment
$1,013
Annual debt service
$12K
Cash flow needed (1.25×)
$15K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Arvest Bank · Lender record →
Your business? Claim this record · Request removal
The Mammoth Gorilla Inc in Anderson, CA — $145K (2021) · purchase · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
97 months
SBA guaranteed
$123K (85%)
Approval → funding
133 days
Approved
12/18/2020
First disbursed
4/30/2021
Loan status
Failed — $27K charged off (1/2/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
4
Business age
Change of Ownership
Industry
Mobile Food Services
If you were the buyer here
Est. deal size
$161K
Est. down payment (10%)
$16K
Est. cash at closing
$21K
Monthly payment
$1,890
Annual debt service
$23K
Cash flow needed (1.25×)
$28K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Mobile Meek's LLC in Johnston, IA — $85K (2021) · purchase · Lincoln Savings Bank
Program
7a General
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$77K (90%)
Approval → funding
29 days
Approved
1/20/2021
First disbursed
2/18/2021
Loan status
Paid in full (9/30/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
4
Business age
Change of Ownership
Industry
Mobile Food Services
If you were the buyer here
Est. deal size
$94K
Est. down payment (10%)
$9K
Est. cash at closing
$12K
Monthly payment
$944
Annual debt service
$11K
Cash flow needed (1.25×)
$14K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Lincoln Savings Bank
Your business? Claim this record · Request removal
TAKEOUT CENTRAL, LLC in Chapel Hill, NC — $792K (2020) · purchase · HomeTrust Bank
Program
Preferred Lenders Program
Rate at approval
7.6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$594K (75%)
Approval → funding
28 days
Approved
10/3/2019
First disbursed
10/31/2019
Loan status
Current
Loan type
Term loan
Collateral
Not required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
4
Business age
Change of Ownership
Industry
Mobile Food Services
If you were the buyer here
Est. deal size
$880K
Est. down payment (10%)
$88K
Est. cash at closing
$121K
Monthly payment
$9,443
Annual debt service
$113K
Cash flow needed (1.25×)
$142K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by HomeTrust Bank · Lender record →
Your business? Claim this record · Request removal

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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to mobile food services businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a mobile food services acquisition with an SBA 7(a) loan: the lenders that fund the most of them (from public records), typical cost, and what it takes to qualify. The Huntington National Bank funds the most. CapBench is not a lender.

$107K typical loan
21 lenders fund the industry
20 days typical to fund

Buyers researching a mobile food services deal typically pre-qualify, then ask CapBench to introduce a lender that funds the industry — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/industry/mobile-food-services
API:: https://www.capbench.com/api/public/lenders?industry=mobile-food-services
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.