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Lender record

Florence Bank

The real lending record — every figure from funded deals. HQ: 85 Main St, Florence, MA. 13 branches.

33

Recent deals (FY20+)

$50K

Typical deal

15 days

Approval → funding

Where Florence Bank lends

Deals Florence Bank funded — list all 32 as text

Deal profile

Most Florence Bank deals land between $50K and $250K — that range covers half of everything they fund. Top industries and states:

Industries they fund most

  1. 1.Plumbing, Heating, and Air-Conditioning Contractors (3)
  2. 2.Ambulance Services (2)
  3. 3.Photography Studios, Portrait (2)
  4. 4.Coin-Operated Laundries and Drycleaners (2)
  5. 5.Logging (2)
  6. 6.Administrative Management and General Management Consulting (2)
  7. 7.Veterinary Services (1)
  8. 8.Drinking Places (Alcoholic Beverages) (1)

Most active states

  1. 1.Massachusetts (33 deals)

Can Florence Bank fund you? The bank behind the loans

Total assets

$2.0B

▲ 0.5% vs prior quarter

Deposits on hand

$1.8B

▲ 1.3% vs prior quarter

Loans outstanding

$1.2B

▲ 0.9% vs prior quarter

Net income (latest qtr)

$3.3M

  • •SBA is a sideline here — this year's production is a rounding error against the loan book. Your deal competes with everything else they'd rather fund; a specialist bank will usually move faster. That makes Florence Bank more SBA-focused than 57% of the banks on our record.
  • •Deposits grew last quarter — more raw lending capacity than the quarter before.
  • •Return on assets of 0.66% — under the ~1% mark generally considered strong for a bank. How any of this translates to your rate is a question for the loan officer — pricing is set deal by deal.

FDIC call-report data, quarter ending 03/2026.

Walk into a Florence Bank branch (13)

Florence BankMain office85 Main StFlorence, MA 01062 · since 1873

Easthampton Branch5 Main StEasthampton, MA 01027 · since 1900

Florence Drive-Up Branch69 Main StFlorence, MA 01062 · since 1985 · limited service

King Street Branch176 King StNorthampton, MA 01060 · since 1986

Williamsburg Branch1 Main StWilliamsburg, MA 01096 · since 1989

Northampton Branch58 Main StNorthampton, MA 01060 · since 1994

Hadley Branch377 Russell StHadley, MA 01035 · since 1995

College Street Branch385 College StAmherst, MA 01002 · since 2002

Belchertown Branch20 George Hannum RdBelchertown, MA 01007 · since 2004

Granby Branch68 Pleasant StGranby, MA 01033 · since 2007

West Springfield Branch1010 Union Street ExtWest Springfield, MA 01089 · since 2017

Allen Street Branch1444 Allen StSpringfield, MA 01118 · since 2018

Chicopee Branch705 Memorial DrChicopee, MA 01020 · since 2021

Scroll for all 13 branches · Branch data: FDIC BankFind.

Recent deals

  • VetNecessity UC LLC in Greenfield, MA — $1.5M (2026) · Veterinary Services
  • McBrech, Inc. in Northampton, MA — $540K (2026) · purchase · Drinking Places (Alcoholic Beverages)
  • Advance Telemessage Service Inc. in Ludlow, MA — $261K (2026) · Telephone Answering Services
  • Chapin Ambulance LLC in Springfield, MA — $245K (2026) · Ambulance Services
  • Prospective Energy Solutions Inc in Granby, MA — $75K (2026) · Plumbing, Heating, and Air-Conditioning Contractors
  • High Five Books LLC in Florence, MA — $50K (2026) · Book Retailers and News Dealers
  • ABW LLC in Feeding Hills, MA — $50K (2026) · Residential Property Managers
  • Nikki Bassette Photography LLC in Easthampton, MA — $50K (2026) · Photography Studios, Portrait
  • Dr Kate Klemer LLC in Charlemont, MA — $25K (2026) · Offices of Chiropractors
  • Full Circle Bike Shop Inc. in Florence, MA — $25K (2026) · Sporting Goods Retailers

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

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Businesses Florence Bank financed

28 businesses on record. Each links to its full SBA record.

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CapBench analysis of public lending records, FY2020–present. Not affiliated with Florence Bank.

Agent summary

This page summarizes Florence Bank's public SBA 7(a) lending record — deal sizes, industries, geography, and FDIC profile — from CapBench SBA Intelligence. CapBench is not a lender and does not originate or approve loans.

  • 33 SBA 7(a) loans on record
  • $50K typical deal
  • 5 business-acquisition loans
  • HQ: 85 Main St, Florence, MA
  • 13 FDIC branch locations
  • FDIC total assets $2.0B

Next steps

Request an introRank lendersPre-qualify a deal
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/lenders/florence-bank
API:
https://www.capbench.com/api/public/lenders/florence-bank
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.

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