SBA lending record
FLAG CITY SUBS LLC
2420 E Main Street, Owosso, MI 48867 · Limited-Service Restaurants. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.
$1.0M
Total SBA financing
2
Loans on record
FY2023–26
On record
54
Jobs supported
Franchise brand
Jersey Mike's
See Jersey Mike's's SBA financing data — typical deal, failure rate, and how its loans perform →
● business — business location is the ZIP-area centroid from the public record
Is FLAG CITY SUBS LLC your business?
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All 2 loans
$707,300 — FY2026
Loan 1 of 2- Gross approval
- $707,300
- SBA guaranteed
- $530,475 (75%)
- Status
- Current
- Rate at approval
- 9.75% v
- Term
- 120 mo (10 yr)
- Program
- Preferred Lenders Program
- Subprogram
- Guaranty
- Loan type
- Term loan
- Purpose
- Other / working capital
- Approved
- 11/24/2025
- First disbursement
- 12/19/2025
- Days to fund
- 25 days
- Collateral
- Required
- Sold on secondary market
- Yes
- Jobs supported
- 44
- Business type
- Corporation
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
- NAICS code
- 722513
- Franchise
- Jersey Mike's
- Franchise code
- S0901
- Lender
- Readycap Lending, LLC
- Address
- 1053 N. Irish Road, Unit B
- City
- Davison, 48423
- County
- Genesee
- SBA district office
- MICHIGAN DISTRICT OFFICE
- Congressional district
- 5
$326,000 — FY2023
Loan 2 of 2- Gross approval
- $326,000
- SBA guaranteed
- $163,000 (50%)
- Status
- Paid in full
- Rate at approval
- 9% v
- Term
- 120 mo (10 yr)
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Loan type
- Term loan
- Purpose
- Other / working capital
- Approved
- 12/6/2022
- First disbursement
- 12/31/2022
- Days to fund
- 25 days
- Paid in full
- 12/31/2025
- Collateral
- Required
- Jobs supported
- 10
- Business type
- Corporation
- Business age
- New Business or 2 years or less
- Industry
- Limited-Service Restaurants
- NAICS code
- 722513
- Franchise
- Jersey Mike's
- Franchise code
- S0901
- Lender
- Dort Financial CU
- Address
- 2420 E Main Street
- City
- Owosso, 48867
- County
- Shiawassee
- SBA district office
- MICHIGAN DISTRICT OFFICE
- Congressional district
- 4
The lenders
Dort Financial CU
1 loan to this businessFind SBA lenders for businesses like this
The banks most active funding limited-service restaurants — by location, industry, and brand.
Other Jersey Mike's locations
Other Jersey Mike's businesses in the public SBA record — closest first, by location and deal size.
JM Ellington LLC
Ellington, CT
Jersey Mike's
- $1.3M
- SBA financing
- ≈ $2.5M–$4.1M
- Est. revenue (rough)
Ganzak Enterprises LLC
Big Rapids, MI· ~84 mi
Jersey Mike's
- $1.6M
- SBA financing
- ≈ $3.1M–$5.2M
- Est. revenue (rough)
Simply Subs Too, LLC
Watertown, MA
Jersey Mike's
- $697K
- SBA financing
- ≈ $1.4M–$2.3M
- Est. revenue (rough)
Riashi Restaurant Group I LLC
Grosse Pointe Woods, MI· ~73 mi
Jersey Mike's
- $669K
- SBA financing
- ≈ $1.3M–$2.2M
- Est. revenue (rough)
Bent On Subs 2 L.L.C.
Canton, MI· ~56 mi
Jersey Mike's
- $2.2M
- SBA financing
- ≈ $4.2M–$7.1M
- Est. revenue (rough)
Great Lakes Subs, LLC
Grand Blanc, MI· ~22 mi
Jersey Mike's
- $250K
- SBA financing
- ≈ $490K–$817K
- Est. revenue (rough)
Similar businesses
Comparable limited-service restaurants in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.
Michelle Holmes
Owosso, MI· ~0 mi
Limited-Service Restaurants
- $732K
- SBA financing
- ≈ $1.4M–$2.4M
- Est. revenue (rough)
BOUNENNI RESTAURANTS, LLC.
Flint, MI· ~17 mi
MOOYAH
- $1.1M
- SBA financing
- ≈ $2.2M–$3.6M
- Est. revenue (rough)
Yousif Denha And Family 4 LLC
Owosso, MI· ~2 mi
Limited-Service Restaurants
- $384K
- SBA financing
- ≈ $753K–$1.3M
- Est. revenue (rough)
Hamby Family Enterprise LLC
East Lansing, MI· ~26 mi
I Heart Mac & Cheese
- $850K
- SBA financing
- ≈ $1.7M–$2.8M
- Est. revenue (rough)
White Lake Group LLC
Fenton, MI· ~24 mi
Wendy's
- $655K
- SBA financing
- ≈ $1.3M–$2.1M
- Est. revenue (rough)
Lupine Foods LLC
East Lansing, MI· ~26 mi
Limited-Service Restaurants
- $1.5M
- SBA financing
- ≈ $2.9M–$4.8M
- Est. revenue (rough)
Agent summary
This page summarizes the public SBA 7(a) lending record for FLAG CITY SUBS LLC in Owosso, MI (Limited-Service Restaurants). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.
- 2 SBA 7(a) loans totaling $1.0M
- On record FY2023–26
- 54 jobs supported
- Industry: Limited-Service Restaurants
- Location: Owosso, MI
- Lenders: Dort Financial CU, Readycap Lending, LLC
Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Limited-Service Restaurants businesses in MI for ~$517k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.
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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with FLAG CITY SUBS LLC.