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Food & Restaurants · lender intelligence

How to finance a Jersey Mike's in Texas

Alabama (4)Arizona (1)Arkansas (6)California (19)Colorado (8)Connecticut (5)Delaware (1)District of Columbia (2)Florida (14)Georgia (8)Idaho (2)Illinois (20)

The SBA 7(a) lenders funding the most Jersey Mike's deals in Texas, from public loan records — typical Jersey Mike's loan about $431K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance Jersey Mike's in Texas

$410K

Typical loan

range $374K–$529K

$456K

Est. purchase price

≈ loan ÷ 90%

$60,931

Cash to close

$45,556 down + fees

$5,305/mo

Typical payment

~9.5% · 10yr

$73,209/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

100.0%

Still performing

0% default · FY20–23

27 days

Typical time to fund

18

Lenders competing

more = leverage

7.2%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Jersey Mike's in Texas

Ranked by funded Jersey Mike's loans in Texas. Tap a lender for its full record, or hit Get in touch for an introduction.

  1. 1.66 loans · $68M · Milford, IAFull record →
  2. 2.1,296 loans · $1.4B · Wilmington, NCFull record →
  3. 3.4 loans · $4M · El Campo, TXFull record →
  4. 4.15 loans · $20M · Madisonville, KYFull record →
  5. 5.2,539 loans · $965M · Columbus, OHFull record →
  6. 6.38 loans · $21M · San Antonio, TXFull record →
  7. 7.28 loans · $42M · Lehi, UTFull record →
  8. 8.149 loans · $135M · Mukwonago, WIFull record →
  9. 9.5 loans · $4M · Houston, TXFull record →
  10. 10.3 loans · $0M · El Paso, TXFull record →
  11. 11.128 loans · $40M · Wilmington, DEFull record →
  12. 12.60 loans · $40M · Clayton, MOFull record →
  13. 13.79 loans · $53M · Gulfport, MSFull record →
  14. 14.62 loans · $34M · Winter Haven, FLFull record →
  15. 15.9 loans · $13M · Atlanta, GAFull record →

40+ funded Jersey Mike's in Texas deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

  • JM Fredericksburg, LLC in Fredericksburg, TX — $770K (2025) · United Community Bank
  • Brottem Investments, LLC in Beaumont, TX — $682K (2025) · Hancock Whitney Bank
  • Creativesubs 3 LLC in Schertz, TX — $650K (2025) · Live Oak Banking Company
  • Creative Subs LLC in San Antonio, TX — $635K (2025) · Live Oak Banking Company
  • PV 3, LLC in Arlington, TX — $615K (2025) · purchase · United Community Bank
  • JMTM, LLC in El Paso, TX — $354K (2025) · GECU
  • E.A.O. Subs LLC in Greenville, TX — $640K (2024) · United Community Bank
  • CampReyglen Boerne LLC in Boerne, TX — $558K (2024) · First United Bank and Trust Company
  • JDM Subs 287, LLC in Fort Worth, TX — $491K (2024) · The Huntington National Bank
  • LRRC Inc. in Round Rock, TX — $401K (2024) · JPMorgan Chase Bank, National Association
  • JM Kerrville, LLC in Kerrville, TX — $820K (2023) · United Community Bank
  • VF Restaurants, LLC in Portland, TX — $530K (2023) · LendingClub Bank, National Association
  • JDM Subs, LLC in Fort Worth, TX — $491K (2023) · The Huntington National Bank
  • PV 2, LLC in Arlington, TX — $529K (2022) · Frost Bank
  • Gerami Enterprise LLC in Frisco, TX — $499K (2022) · First United Bank and Trust Company
  • SugahFree Enterprises II, LLC in Cedar Hill, TX — $495K (2022) · Capital One, National Association
  • MedNat Corporation in El Paso, TX — $400K (2022) · United Community Bank
  • TWOSHOES, INC in New Braunfels, TX — $350K (2022) · Prosperity Bank
  • TWOSHOES, INC in Georgetown, TX — $350K (2022) · Prosperity Bank
  • Mednat Corporation in El Paso, TX — $335K (2022) · Citizens Bank of Las Cruces

Buying a Jersey Mike's in Texas? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

CapBench analysis of public SBA 7(a) lending records; ranked by funded Jersey Mike's loans with a Texas project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Jersey Mike's purchase in Texas with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Texas deals. United Community Bank funds the most here. CapBench is not a lender.

  • $431K typical Jersey Mike's loan
  • 18 lenders active in Texas
  • 40+ funded Texas deals
  • 27 days typical to fund

Buyers buying a Jersey Mike's in Texas typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this dealTalk to a loan brokerAll Jersey Mike's lenders
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/lenders/franchise/jersey-mike-s/texas
API:
https://www.capbench.com/api/public/lenders?franchise=jersey-mike-s&state=TX
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
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