Glossary · The loan itself
Acceleration
In short
This is a loan clause allowing the lender to demand immediate repayment of the entire outstanding balance if certain conditions (like default) are met. It means your loan could become due suddenly.
What it means in a deal
Understand the terms of your SBA 7(a) loan agreement, especially default clauses that trigger acceleration. Common triggers include missed payments, bankruptcy filing, or a change of ownership without lender approval. If acceleration occurs, the lender can pursue all available remedies, including collateral liquidation.
Official sources
13 CFR Part 120 — Business Loans
Office of the Federal Register · Federal regulation
SOP 50 10 — Lender and Development Company Loan Programs
U.S. Small Business Administration · SBA Standard Operating Procedure
Last checked 2026-06-15. Official sources control — verify before relying on any rule for a live deal.
Related terms
Common questions about Acceleration
Defined by CapBench SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
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