Glossary · The loan itself
Acceleration rights
In short
This is a clause in your loan agreement allowing the lender to demand immediate repayment of the entire outstanding loan balance if you default. It's how lenders protect themselves when a borrower fails to meet terms.
What it means in a deal
If you violate a covenant or default on your SBA loan, the lender can invoke its acceleration rights, calling the entire loan due. This is a severe consequence of default. Understand all loan covenants and payment terms to avoid triggering this clause and putting your business at risk.
Related terms
Common questions about Acceleration rights
Defined by CapBench SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
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