Glossary · Doing the deal
ACH
In short
ACH stands for Automated Clearing House, an electronic network for processing financial transactions in the US. It's commonly used for direct deposits, bill payments, and recurring loan payments.
What it means in a deal
Your SBA 7(a) loan payments will almost certainly be set up through ACH for automatic withdrawal from your business bank account. This ensures timely payments, which is crucial for maintaining good standing with your lender. Verify the setup details during loan closing to prevent any missed payments.
Related terms
Defined by CapBench SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
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