Glossary · The loan itself
Aggregate SBA 7(a) Loan Eligibility
In short
This is the total maximum amount of SBA 7(a) loan funds any one borrower or affiliated group can receive across all loans.
What it means in a deal
The SBA has a maximum loan amount you can have outstanding across all 7(a) loans. For a Business acquisition loan, this means you must factor in any existing 7(a) loans you or your affiliates already have. If you exceed the cap, the new loan won't be approved.
Official sources
13 CFR Part 120 — Business Loans
Office of the Federal Register · Federal regulation
SOP 50 10 — Lender and Development Company Loan Programs
U.S. Small Business Administration · SBA Standard Operating Procedure
Last checked 2026-06-15. Official sources control — verify before relying on any rule for a live deal.
Related terms
Common questions about Aggregate SBA 7(a) Loan Eligibility
- What is the maximum aggregate outstanding loan amount for a single 7(a) borrower?
- What is the total maximum aggregate outstanding loan amount for a single 7(a) borrower?
- What is the maximum aggregate outstanding loan amount for a single 7(a) borrower across all SBA loans?
- What is the maximum aggregate outstanding loan amount for a single 7(a) borrower, including affiliates?
- What is the maximum aggregate principal amount of 7(a) loan financing a single borrower or affiliated group can receive?
- How does a prior personal bankruptcy impact SBA 7(a) loan eligibility?
Defined by CapBench SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
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