Glossary · The loan itself
Amortization Schedule
In short
This is a table showing every payment you'll make on your loan, detailing how much goes to principal and how much to interest over the loan's life. It helps you see exactly how your debt decreases over time.
What it means in a deal
When you get an SBA 7(a) loan, your lender provides an amortization schedule. Review it to understand your total repayment obligations and the precise breakdown of your Principal and Interest Payment. This schedule confirms the loan's term and helps you plan your cash flow.
Official sources
13 CFR Part 120 — Business Loans
Office of the Federal Register · Federal regulation
Last checked 2026-06-15. Official sources control — verify before relying on any rule for a live deal.
Related terms
Common questions about Amortization Schedule
Defined by CapBench SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
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