Glossary · People and paperwork
Anti-money laundering check(AML check)
In short
An AML check is a mandatory verification process banks conduct to ensure funds aren't from illegal activities. As a buyer, you'll undergo this check to confirm the legitimacy of your equity injection.
What it means in a deal
Your lender will perform an AML check as part of their due diligence on your equity injection. Be ready to provide clear documentation of your source of funds, such as bank statements or brokerage statements, to demonstrate that your capital is "seasoned" and legitimate. This is a critical compliance step.
Related terms
Common questions about Anti-money laundering check
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Defined by CapBench SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
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