Glossary · The loan itself
Blended Maturity
In short
This refers to a single loan term applied to an SBA loan that finances multiple types of assets with different useful lives. It simplifies repayment by consolidating various asset terms into one.
What it means in a deal
When an SBA loan finances a mix of assets like equipment (shorter useful life) and real estate (longer useful life), the lender often calculates a Blended Maturity. This creates a single, unified loan term for the entire project, simplifying your monthly payments, rather than having separate loans for each asset class.
Official sources
SOP 50 10 — Lender and Development Company Loan Programs
U.S. Small Business Administration · SBA Standard Operating Procedure
Last checked 2026-06-15. Official sources control — verify before relying on any rule for a live deal.
Related terms
Common questions about Blended Maturity
Defined by CapBench SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
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