Glossary · People and paperwork
BSA/AML regulations(Bank Secrecy Act / Anti-Money Laundering regulations)
In short
Federal laws requiring financial institutions to report suspicious transactions to prevent money laundering and other illicit financial activities. Lenders must comply, and your character is assessed against these principles.
What it means in a deal
While these regulations primarily apply to your lender, your involvement as a borrower is indirect but critical. The SBA and lenders scrutinize your background and the business's history for any fraud or illicit activity. Your lender's due diligence will include checks to ensure neither you nor the business poses an AML risk.
Related terms
Defined by CapBench SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
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