Glossary · People and paperwork
Criminal History Disclosure
In short
This is a required part of the SBA loan application where you must disclose any past criminal offenses. Certain felony convictions can make you ineligible for an SBA loan.
What it means in a deal
All individuals owning 20% or more of the borrowing entity, or anyone involved in management, must complete a Criminal History Disclosure on Form 1919. The SBA reviews these disclosures; a felony conviction within the last five years (or for certain crimes, ten years) can lead to ineligibility. Be truthful and provide full details.
Official sources
13 CFR Part 120 — Business Loans
Office of the Federal Register · Federal regulation
SBA Form 1919 — Borrower Information Form
U.S. Small Business Administration · SBA form
Last checked 2026-06-15. Official sources control — verify before relying on any rule for a live deal.
Related terms
Common questions about Criminal History Disclosure
- Which criminal history issues commonly prevent SBA loan approval?
- How do criminal history issues commonly prevent SBA loan approval?
- What criminal history issues might prevent SBA 7(a) loan approval?
- What specific criminal history issues are automatic disqualifiers for SBA loan eligibility?
- Does the SBA check my personal background, like criminal history, for a loan?
- What type of criminal history might automatically disqualify an SBA 7(a) applicant?
Defined by CapBench SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
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