Glossary · The loan itself
Disbursement deadline
In short
This is the final date by which the lender must disburse all loan funds to you. Missing this deadline means the SBA's guaranty on the loan expires, putting the lender at full risk.
What it means in a deal
The SBA Loan Authorization specifies this date, typically 18 months after the Date of authorization. It's critical to close and fund the loan well before this. If you anticipate delays, your lender must request an extension from the SBA in advance, otherwise, the loan authorization can be canceled.
Official sources
13 CFR Part 120 — Business Loans
Office of the Federal Register · Federal regulation
SOP 50 10 — Lender and Development Company Loan Programs
U.S. Small Business Administration · SBA Standard Operating Procedure
Last checked 2026-06-15. Official sources control — verify before relying on any rule for a live deal.
Related terms
Common questions about Disbursement deadline
Defined by CapBench SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
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